阅读说明：本技术 电子支付管理方法及存储介质 (Electronic payment management method and storage medium ) 是由 魏丽 于 2019-01-08 设计创作，主要内容包括：本发明涉及一种电子支付管理方法,所述方法包括使用电子支付管理机构以在支付设备的处理器型号与预设型号信息一致时,控制当前支付操作进入密码输入界面。为了获得更具有参考价值的热量数据,建立了基于本端数据测量和远端数据测量的热量分析机制,更关键的是,所述热量分析机制引入了距离配置策略,同时还进一步优化了电子支付的研制机制。(The invention relates to an electronic payment management method, which comprises the step of using an electronic payment management mechanism to control the current payment operation to enter a password input interface when the processor model of a payment device is consistent with preset model information. In order to obtain the heat data with more reference value, a heat analysis mechanism based on local data measurement and remote data measurement is established, and more importantly, the heat analysis mechanism introduces a distance configuration strategy and further optimizes an electronic payment development mechanism.)

1. An electronic payment management method, the method comprising using an electronic payment management mechanism to control a current payment operation into a password entry interface when a processor model of a payment device is consistent with preset model information, the electronic payment management mechanism comprising:

and the request receiving device is arranged on the payment device and used for receiving the payment request signal when the user initiates the electronic payment.

2. The method of claim 1, wherein the mechanism further comprises:

and the model detection equipment is positioned near the request receiving equipment, is connected with the request receiving equipment and is used for detecting the model of the processor of the payment equipment when receiving the payment request signal so as to obtain corresponding model information.

3. The method of claim 2, wherein the mechanism further comprises:

the payment control equipment is connected with the model detection equipment and used for controlling the current payment operation to enter a password input interface when the received model information is consistent with the preset model information;

the grounding control equipment is connected with the radiation extraction equipment, is positioned in the integrated circuit board area around the model detection equipment and is used for determining the number of grounding leads of the integrated circuit board area around the model detection equipment based on the received electromagnetic radiation quantity of the integrated circuit board area around the model detection equipment;

the instant notification equipment is connected with the grounding control equipment and is used for executing corresponding field notification operation when the number of the received grounding leads is not consistent with the actual number of the grounding leads;

the field detection equipment is connected with the model detection equipment, arranged on one side of the model detection equipment and used for measuring the electromagnetic radiation quantity of the model detection equipment so as to obtain the corresponding field electromagnetic radiation quantity;

the remote detection equipment is arranged at the far end of the model detection equipment, is connected with the payment control equipment and is used for measuring the electromagnetic radiation quantity of the payment control equipment so as to obtain the corresponding remote electromagnetic radiation quantity;

the distance processing equipment comprises an infrared transmitting unit, an infrared receiving unit and an embedded processing chip, wherein the infrared receiving unit and the embedded processing chip are arranged on the on-site detection equipment, and the infrared transmitting unit is arranged on the remote detection equipment and is used for determining the distance between the on-site detection equipment and the remote detection equipment based on the interval time of the infrared transmitting unit transmitting infrared signals and the infrared receiving unit receiving the infrared signals so as to output the distance as equipment distance;

the parameter adjusting device is connected with the distance processing device and used for determining an influence factor of the field electromagnetic radiation quantity of the field detection device and an influence factor of the allopatric electromagnetic radiation quantity of the allopatric detection device based on the device distance;

the radiation extraction device is connected with the parameter adjusting device and used for estimating the electromagnetic radiation quantity of the integrated circuit board area around the model detection device based on the field electromagnetic radiation quantity, the influence factor of the field electromagnetic radiation quantity, the allopatric electromagnetic radiation quantity and the influence factor of the allopatric electromagnetic radiation quantity;

the wireless communication equipment is connected with the parameter adjusting equipment and used for requesting a configuration strategy from a configuration server through a wireless communication network to obtain an encrypted configuration strategy and decrypting the encrypted configuration strategy;

the wireless communication equipment is also connected with the heat evaluation equipment and used for requesting a configuration strategy from a configuration server through a wireless communication network to obtain an encrypted configuration strategy and decrypting the encrypted configuration strategy;

the home terminal measuring equipment is connected with the model detecting equipment, arranged on one side of the model detecting equipment and used for measuring the heat of the environment where the model detecting equipment is located so as to obtain a corresponding home terminal heat value;

the remote measuring equipment is arranged at the remote end of the model detection equipment, is connected with the payment control equipment and is used for measuring the heat of the environment where the payment control equipment is located so as to obtain a corresponding remote heat value;

the distance measuring equipment comprises an infrared transmitting unit, an infrared receiving unit and an embedded processing chip, wherein the infrared receiving unit and the embedded processing chip are arranged on the local measuring equipment, and the infrared transmitting unit is arranged on the far-end measuring equipment and is used for determining the distance between the local measuring equipment and the far-end measuring equipment based on the interval time of the infrared transmitting unit transmitting infrared signals and the infrared receiving unit receiving infrared signals so as to output the distance as equipment distance;

the heat evaluation equipment is connected with the distance measuring equipment and used for determining the influence factor of the local heat value of the local measuring equipment and the influence factor of the far-end heat value of the far-end measuring equipment based on the equipment distance and determining the equipment internal heat of the model detecting equipment based on the local heat value, the influence factor of the local heat value, the far-end heat value and the influence factor of the far-end heat value.

4. The method of claim 3, wherein:

in the wireless communication device, the configuration strategy is used for determining an influence factor of an on-site electromagnetic radiation amount of the on-site detection device and an influence factor of an off-site electromagnetic radiation amount of the off-site detection device based on the device separation.

5. The method of claim 4, wherein:

in the ground control device, determining the number of ground leads of the integrated circuit board area around the model detection device based on the received amount of electromagnetic radiation of the integrated circuit board area around the model detection device includes: the larger the amount of electromagnetic radiation received in the area of the integrated circuit board around the model detection device, the larger the number of ground leads determined in the area of the integrated circuit board around the model detection device.

6. The method of claim 5, wherein:

the payment control equipment is also used for directly quitting the current electronic payment when the received model information is inconsistent with the preset model information.

7. The method of claim 6, wherein:

in the wireless communication device, the configuration policy is used to determine an impact factor of a local thermal value of the local measurement device and an impact factor of a remote thermal value of the remote measurement device based on the device separation;

wherein the wireless communication device includes a wireless receiving unit and a wireless transmitting unit that share the same power supply input terminal.

8. The method of claim 7, wherein:

the wireless communication device also comprises an encryption and decryption unit which is respectively connected with the wireless receiving unit and the wireless transmitting unit.

9. A computer-readable storage medium, having stored thereon a computer program which, when executed, performs the steps of the method of claim 8.

Technical Field

The invention relates to the field of electronic payment, in particular to an electronic payment management method and a storage medium.

Background

According to the specific situation of electronic payment development, the antenna is extended to the third-party payment service by the existing internet financial supervision, and the main reason of the internet financial supervision is determined based on the main characteristics of internet financial development in China. At present, the internet financial subject in China comprises two parts: one part is traditional financial institution touch network, also called financial internet; the other part is the integration of an internet platform and finance, which is close to the pure internet finance, and mainly takes a third-party payment mechanism platform as a representative to engage in internet payment and commission financial product business.

Disclosure of Invention

According to an aspect of the present invention, there is provided an electronic payment management method, the method including using an electronic payment management mechanism to control a current payment operation into a password input interface when a processor model of a payment device is consistent with preset model information, the electronic payment management mechanism including: and the request receiving device is arranged on the payment device and used for receiving the payment request signal when the user initiates the electronic payment.

More specifically, in the electronic payment managing institution, the institution further comprises: and the model detection equipment is positioned near the request receiving equipment, is connected with the request receiving equipment and is used for detecting the model of the processor of the payment equipment when receiving the payment request signal so as to obtain corresponding model information.

More specifically, in the electronic payment managing institution, the institution further comprises: the payment control equipment is connected with the model detection equipment and used for controlling the current payment operation to enter a password input interface when the received model information is consistent with the preset model information; the grounding control equipment is connected with the radiation extraction equipment, is positioned in the integrated circuit board area around the model detection equipment and is used for determining the number of grounding leads of the integrated circuit board area around the model detection equipment based on the received electromagnetic radiation quantity of the integrated circuit board area around the model detection equipment; the instant notification equipment is connected with the grounding control equipment and is used for executing corresponding field notification operation when the number of the received grounding leads is not consistent with the actual number of the grounding leads; the field detection equipment is connected with the model detection equipment, arranged on one side of the model detection equipment and used for measuring the electromagnetic radiation quantity of the model detection equipment so as to obtain the corresponding field electromagnetic radiation quantity; the remote detection equipment is arranged at the far end of the model detection equipment, is connected with the payment control equipment and is used for measuring the electromagnetic radiation quantity of the payment control equipment so as to obtain the corresponding remote electromagnetic radiation quantity; the distance processing equipment comprises an infrared transmitting unit, an infrared receiving unit and an embedded processing chip, wherein the infrared receiving unit and the embedded processing chip are arranged on the on-site detection equipment, and the infrared transmitting unit is arranged on the remote detection equipment and is used for determining the distance between the on-site detection equipment and the remote detection equipment as equipment distance output based on the interval time of the infrared transmitting unit transmitting infrared signals and the infrared receiving unit receiving the infrared signals.

According to another aspect of the present invention, there is also provided a computer readable storage medium having stored thereon a computer program which, when executed, carries out the steps of the electronic payment management method as described above.

The invention needs to have the following four key invention points:

(1) in order to obtain heat data with more reference value, a heat analysis mechanism based on local data measurement and remote data measurement is established, and more importantly, a distance configuration strategy is introduced into the heat analysis mechanism;

(2) estimating the electromagnetic radiation quantity of the integrated circuit board area around the equipment based on the radiation quantity of the equipment and the radiation quantity of the peripheral equipment;

(3) determining a number of ground leads of an area of the integrated circuit board surrounding the device based on the determined amount of electromagnetic radiation of the area of the integrated circuit board surrounding the device;

(4) and when the processor model of the payment equipment is consistent with the preset model information, controlling the current payment operation to enter a password input interface, otherwise, directly exiting the current electronic payment.

The electronic payment management method and the storage medium are reliable in design and convenient to operate. In order to obtain the heat data with more reference value, a heat analysis mechanism based on local data measurement and remote data measurement is established, and more importantly, the heat analysis mechanism introduces a distance configuration strategy and further optimizes an electronic payment development mechanism.

Detailed Description

Embodiments of the present invention will be described in detail below.

The subject performing mobile payment is a mobile payment device. Mobile payment means that payment is completed or confirmed using a general mobile phone or a smart phone, rather than payment with cash, a check or a bank card. A purchaser may purchase a range of services, digital products or physical goods using a mobile phone. The unit or the individual directly or indirectly sends a payment instruction to the bank financial institution through the mobile equipment, the Internet or the close-range sensor to generate money payment and fund transfer behaviors, so that the mobile payment function is realized. The mobile payment integrates terminal equipment, the Internet, an application provider and a financial institution, and provides financial services such as currency payment and payment for a user.

Currently, in electronic payment, a heat analysis mechanism based on local data measurement and remote data measurement cannot be established, so that the obtained heat data does not have a high reference value, and a processor model payment verification mechanism based on payment equipment is lacked, so that the safety of electronic payment is insufficient.

In order to overcome the defects, the invention provides an electronic payment management method which comprises the step of using an electronic payment management mechanism to control the current payment operation to enter a password input interface when the processor model of the payment equipment is consistent with the preset model information. The electronic payment management mechanism can effectively solve the corresponding technical problem. An electronic payment authority is shown according to an embodiment of the present invention comprising:

and the request receiving device is arranged on the payment device and used for receiving the payment request signal when the user initiates the electronic payment.

Next, a further description of the specific structure of the electronic payment managing entity of the present invention will be continued.

The electronic payment management mechanism can further comprise:

and the model detection equipment is positioned near the request receiving equipment, is connected with the request receiving equipment and is used for detecting the model of the processor of the payment equipment when receiving the payment request signal so as to obtain corresponding model information.

The electronic payment management mechanism can further comprise:

the payment control equipment is connected with the model detection equipment and used for controlling the current payment operation to enter a password input interface when the received model information is consistent with the preset model information;

the grounding control equipment is connected with the radiation extraction equipment, is positioned in the integrated circuit board area around the model detection equipment and is used for determining the number of grounding leads of the integrated circuit board area around the model detection equipment based on the received electromagnetic radiation quantity of the integrated circuit board area around the model detection equipment;

the instant notification equipment is connected with the grounding control equipment and is used for executing corresponding field notification operation when the number of the received grounding leads is not consistent with the actual number of the grounding leads;

the field detection equipment is connected with the model detection equipment, arranged on one side of the model detection equipment and used for measuring the electromagnetic radiation quantity of the model detection equipment so as to obtain the corresponding field electromagnetic radiation quantity;

the remote detection equipment is arranged at the far end of the model detection equipment, is connected with the payment control equipment and is used for measuring the electromagnetic radiation quantity of the payment control equipment so as to obtain the corresponding remote electromagnetic radiation quantity;

the distance processing equipment comprises an infrared transmitting unit, an infrared receiving unit and an embedded processing chip, wherein the infrared receiving unit and the embedded processing chip are arranged on the on-site detection equipment, and the infrared transmitting unit is arranged on the remote detection equipment and is used for determining the distance between the on-site detection equipment and the remote detection equipment based on the interval time of the infrared transmitting unit transmitting infrared signals and the infrared receiving unit receiving the infrared signals so as to output the distance as equipment distance;

the parameter adjusting device is connected with the distance processing device and used for determining an influence factor of the field electromagnetic radiation quantity of the field detection device and an influence factor of the allopatric electromagnetic radiation quantity of the allopatric detection device based on the device distance;

the radiation extraction device is connected with the parameter adjusting device and used for estimating the electromagnetic radiation quantity of the integrated circuit board area around the model detection device based on the field electromagnetic radiation quantity, the influence factor of the field electromagnetic radiation quantity, the allopatric electromagnetic radiation quantity and the influence factor of the allopatric electromagnetic radiation quantity;

the wireless communication equipment is connected with the parameter adjusting equipment and used for requesting a configuration strategy from a configuration server through a wireless communication network to obtain an encrypted configuration strategy and decrypting the encrypted configuration strategy;

the wireless communication equipment is also connected with the heat evaluation equipment and used for requesting a configuration strategy from a configuration server through a wireless communication network to obtain an encrypted configuration strategy and decrypting the encrypted configuration strategy;

the home terminal measuring equipment is connected with the model detecting equipment, arranged on one side of the model detecting equipment and used for measuring the heat of the environment where the model detecting equipment is located so as to obtain a corresponding home terminal heat value;

the remote measuring equipment is arranged at the remote end of the model detection equipment, is connected with the payment control equipment and is used for measuring the heat of the environment where the payment control equipment is located so as to obtain a corresponding remote heat value;

the distance measuring equipment comprises an infrared transmitting unit, an infrared receiving unit and an embedded processing chip, wherein the infrared receiving unit and the embedded processing chip are arranged on the local measuring equipment, and the infrared transmitting unit is arranged on the far-end measuring equipment and is used for determining the distance between the local measuring equipment and the far-end measuring equipment based on the interval time of the infrared transmitting unit transmitting infrared signals and the infrared receiving unit receiving infrared signals so as to output the distance as equipment distance;

the heat evaluation equipment is connected with the distance measuring equipment and used for determining the influence factor of the local heat value of the local measuring equipment and the influence factor of the far-end heat value of the far-end measuring equipment based on the equipment distance and determining the equipment internal heat of the model detecting equipment based on the local heat value, the influence factor of the local heat value, the far-end heat value and the influence factor of the far-end heat value.

In the electronic payment authority:

in the wireless communication device, the configuration strategy is used for determining an influence factor of an on-site electromagnetic radiation amount of the on-site detection device and an influence factor of an off-site electromagnetic radiation amount of the off-site detection device based on the device separation.

In the electronic payment authority:

in the ground control device, determining the number of ground leads of the integrated circuit board area around the model detection device based on the received amount of electromagnetic radiation of the integrated circuit board area around the model detection device includes: the larger the amount of electromagnetic radiation received in the area of the integrated circuit board around the model detection device, the larger the number of ground leads determined in the area of the integrated circuit board around the model detection device.

In the electronic payment authority:

the payment control equipment is also used for directly quitting the current electronic payment when the received model information is inconsistent with the preset model information.

In the electronic payment authority:

in the wireless communication device, the configuration policy is used to determine an impact factor of a local thermal value of the local measurement device and an impact factor of a remote thermal value of the remote measurement device based on the device separation;

wherein the wireless communication device includes a wireless receiving unit and a wireless transmitting unit that share the same power supply input terminal.

In the electronic payment authority:

the wireless communication device also comprises an encryption and decryption unit which is respectively connected with the wireless receiving unit and the wireless transmitting unit.

Meanwhile, in order to overcome the above disadvantages, the present invention also provides a computer readable storage medium, on which a computer program is stored, which when executed implements the steps of the electronic payment management method as described above.

In addition, the wireless communication device is a GPRS communication device. General Packet Radio Service (generic Packet Radio Service) is a mobile data Service available to GSM mobile phone users. GPRS is said to be a continuation of GSM. GPRS is different from the conventional method of continuous channel transmission in that it is transmitted in Packet (Packet) mode, so the cost of the user is calculated in units of the data to be transmitted, rather than using the entire channel, and is theoretically cheaper. The transmission rate of GPRS can be increased to 56 or even 114 Kbps.

GPRS is often described as "2.5G", meaning that the technology is located between second generation (2G) and third generation (3G) mobile communication technologies. He provides moderate data transfer by utilizing unused TDMA channels in the GSM network. GPRS breaks through the thinking that GSM networks can only provide circuit switching, and packet switching is implemented only by adding corresponding functional entities and partially modifying the existing base station system, which is relatively inexpensive in investment, but the obtained user data rate is considerable. Furthermore, connection and transmission are facilitated since the intermediate switches required by current wireless applications are no longer required. Therefore, the user can not only online and participate in interactive transmission of video conferences, but also the user on the same video network (VRN) can continuously connect with the network without dialing the network.

GPRS packet-switched communication in the packet-switched communication mode, data is divided into packets of a certain length, each packet being preceded by a packet header (where the address tag indicates where the packet is destined). The channel is not required to be allocated in advance before the data is transmitted, and the connection is established. Instead, upon the arrival of each packet, an available channel resource is temporarily sought to transmit the datagram based on information in the data header (e.g., destination address). In this transmission method, there is no fixed occupation relationship between the sending and receiving sides of data and the channel, and the channel resources can be regarded as being shared by all users. Since data services exhibit a bursty service characteristic in most cases and the demand for channel bandwidth varies greatly, packet-based data transmission can make better use of channel resources. For example, a user browsing the WWW is most of the time in the browsing state, while the time actually used for data transfer is only a small percentage. In this case, if the channel is fixedly occupied, a large amount of resources will be wasted.

Those of ordinary skill in the art will understand that: all or part of the steps for implementing the method embodiments may be implemented by hardware related to program instructions, and the program may be stored in a computer readable storage medium, and when executed, the program performs the steps including the method embodiments; and the aforementioned storage medium includes: Read-Only Memory (ROM), Random Access Memory (RAM), magnetic or optical disk, and other various media capable of storing program codes.

Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and the modifications or the substitutions do not make the essence of the corresponding technical solutions depart from the scope of the technical solutions of the embodiments of the present invention.