阅读说明：本技术 一种银行网点现金管理系统及方法 (Bank outlet cash management system and method ) 是由 张玢 吴晨 吴祖江 缪夏明 于 2021-07-20 设计创作，主要内容包括：本发明公开了一种银行网点现金管理系统及方法,包括业务库库体、智能钞箱和存取款设备,方法包括：工作人员通过进行存取款设备将现金移动至智能钞箱；智能钞箱更新数据并对现金状态进行监控；业务库库体存放现金并对现金状态进行监控；现金在业务库库体存放完毕后通过存取款设备取出进行流通。上述技术方案通过智能钞箱实现现金在存取款设备与业务库之间的移动,并且智能钞箱仅采用空箱检测传感器和开箱检测传感器实现对智能钞箱内金额的精确监测,简单准确,避免现金移动过程中出现偏差,同时智能钞箱在业务库中保持与业务库的连接状态,实现对智能钞箱内金额的实时监控,确保现金转移过程的安全高效。(The invention discloses a bank outlet cash management system and a method, which comprises a service bank body, an intelligent cash box and a deposit and withdrawal device, wherein the method comprises the following steps: the staff moves cash to the intelligent cash box through the cash depositing and withdrawing device; the intelligent cash box updates data and monitors the state of cash; the service library body stores cash and monitors the state of the cash; and the cash is taken out for circulation through the deposit and withdrawal equipment after the storage of the service library body is finished. According to the technical scheme, cash is moved between the deposit and withdrawal equipment and the service library through the intelligent cash box, the intelligent cash box only adopts the empty box detection sensor and the unpacking detection sensor to accurately monitor the amount of money in the intelligent cash box, the operation is simple and accurate, deviation in the cash moving process is avoided, meanwhile, the intelligent cash box keeps the connection state with the service library in the service library, real-time monitoring of the amount of money in the intelligent cash box is achieved, and safety and high efficiency of a cash transfer process are guaranteed.)

1. A cash management system of bank outlets is characterized by comprising

The service bank body (1) is used for storing cash in a bank outlet;

the intelligent cash box (2) is used for storing cash in the moving process;

and the depositing and withdrawing equipment (3) is used for depositing and withdrawing cash in the intelligent cash box (2).

2. The bank outlet cash management system and method according to claim 1, wherein the service bank body (1) comprises a bank body housing (1.1) and a bank door (1.2), the bank door (1.2) is provided with a service bank coded lock (1.3) and a service bank door handle (1.4), the bank body housing (1.1) is internally provided with an intelligent cash box tray (1.5), the upper surface of the intelligent cash box tray (1.5) is provided with an intelligent cash box holder (1.6), and the lower surface of the intelligent cash box tray (1.5) is provided with a service bank slide rail (1.7) connected with the lower surface of the bank body housing (1.1).

3. The bank branch cash management system and method according to claim 1, wherein the intelligent cash box (2) comprises a cash box bottom (2.1) and a cash box cover (2.2), a cash box lock (2.4) is arranged on the side surface of the cash box bottom (2.1) near the bottom, a cash inlet and outlet channel (2.3) is arranged at the top of the cash box bottom (2.1), a cash box connector (2.7) is arranged at the bottom of the cash box bottom (2.1), a cash pressing plate (2.6) is arranged inside the intelligent cash box (2), and a cash releasing position (2.5) is arranged between the cash pressing plate (2.6) and the top of the cash box bottom (2.1).

4. The bank branch cash management system and the bank branch cash management method according to claim 3, wherein the intelligent cash box (2) is provided with an intelligent control module, the intelligent control module comprises a control module and an empty box detection sensor, an unpacking detection sensor, a communication module, a power supply module and a storage module which are respectively connected with the control module, the empty box detection sensor is arranged between the cash pressing plate (2.6) and the cash release position (2.5), the unpacking detection sensor is arranged at the joint of the bottom (2.1) and the cover (2.2), and the communication module is connected with the cash box plug connector (2.7).

5. The bank branch cash management system and method according to claim 1, wherein the depositing and withdrawing device (3) comprises a depositing and withdrawing cabinet (3.1) and an operation table (3.2), a cash box placing table (3.3) is arranged inside the depositing and withdrawing cabinet (3.1), a depositing and withdrawing movement (3.4) is arranged on the side surface of the cash box placing table (3.3), a depositing and withdrawing cabinet sliding rail (3.5) is arranged at the bottom of the cash box placing table (3.3), a depositing and withdrawing port (3.6) is arranged on the upper surface of the operation table (3.2), a binocular camera (3.8) is arranged above the depositing and withdrawing port (3.6), and operation screens (3.7) are arranged on two sides of the binocular camera (3.8).

6. A working method of a cash management system of a bank outlet is characterized by comprising the following steps:

s1, the staff moves cash to the intelligent cash box (2) through the cash recycling device (3);

s2, the intelligent cash box (2) updates data and monitors the cash state;

s3, the service library body (1) stores cash and monitors the state of the cash;

s4 the cash is taken out and distributed by the depositing and withdrawing device (3) after the storage of the service library body (1) is finished.

7. The system and method as claimed in claim 6, wherein the step S1 includes:

s1.1, identifying the identity of a worker through a binocular camera (3.8);

s1.2, opening the access cabinet (3.1) and placing the intelligent cash box (2) on a cash box placing table (3.3) in a state that the top of the cash box bottom (2.1) faces upwards;

s1.3, the staff sends out a cash moving instruction through an operation screen (3.7);

s1.4, cash is moved to the intelligent cash box (2) through the cash in-out passage (2.3) and is synchronously counted.

8. The operating method of the bank branch cash management system according to claim 6, wherein in the step S2, when the intelligent cash box (2) is placed in the depositing and withdrawing device (3), the empty detecting sensor of the cash box determines whether cash is in the cash box, if so, the counting of the storage module is cleared, if not, the counting is determined whether the cash box has an abnormal opening record, if so, the system prompts that the cash box is abnormally opened, the bank staff intervenes manually, if not, the counting is read as the reference data in the storage module and is reported to the depositing and withdrawing device (3), and then the counting in the storage module is changed in real time according to the depositing or withdrawing operation of the depositing and withdrawing device (3).

9. The method as claimed in claim 6, wherein the step S3 specifically includes:

s3.1, after the identity of the worker is verified, opening a service warehouse door;

s3.2, the intelligent cash box (2) is inserted into the intelligent cash box retainer (1.6) and is in butt joint with an intelligent cash box control board in the service library through a cash box connector (2.7);

s3.3, the intelligent money box control board firstly judges whether the intelligent money box (2) is opened abnormally, if the intelligent money box is opened abnormally, the system prompts that the money box is opened abnormally, a bank worker intervenes manually, if the intelligent money box is opened abnormally, the data in the storage module are read as reference numbers, and the reference numbers are reported to the background management system;

s3.4, after identity verification, the staff inquire the number of the intelligent cash boxes (2) in the business library through the system, and read the amount of money of each intelligent cash box (2) to realize monitoring management.

10. The operating method of the bank branch cash management system as claimed in claim 6, wherein the intelligent cash box (2) locates the tag on the cash box through a UWB antenna during the moving process, and sets an electronic fence to enable the intelligent cash box (2) to move within the allowable range, and sends an alarm message to inform the staff when the intelligent cash box exceeds the electronic fence.

Technical Field

The invention relates to the technical field of bank currency management equipment, in particular to a bank outlet cash management system and a bank outlet cash management method.

Background

There are two current overnight modes of cash at banking outlets: one is escorting to a designated place by an escorting company for storage, and the other is storing in a service bank of a bank outlet.

The service bank is a cash bank which is arranged at the basic level of the external business of each professional bank and commercial bank for handling daily cash receipt and payment, stores daily turnover funds and belongs to a part of currency in circulation. The bank is set up only in the bank, place and place where the bank is open to the outside and the limit of the bank is defined. The cash is handed over and received from the service bank according to the prescribed procedures and procedures.

The construction of the service depot is required to be standard, the thickness is 240mm, and the steel bars are arranged in the service depot, so that the whole weight is heavier, and the volume is designed to be reduced as much as possible in order to avoid the influence of overweight on the ground bearing safety.

The data shows that the existing service depot is kept by putting cash into a tail box by bank staff and then putting the tail box into the service depot. In the process, how many cash background systems in the service library are unknown, and certain management loopholes exist.

Chinese patent document CN112360286A discloses an "intelligent bank cash transaction library and a control method thereof". The intelligent safe deposit box comprises a business storehouse outer box cabinet, an inner storage cabinet body is arranged in the business storehouse outer box cabinet, a plurality of vertically distributed storage cabinet doors are arranged on the end face of the inner storage cabinet body, cash weight sensor partition plates are arranged between upper and lower adjacent storage cabinet doors and between the storage cabinet doors and the lower portion of the inner storage cabinet body, RFID sensor chips communicated with signal circuits of the cash weight sensor partition plates are arranged on the end face of the storage cabinet doors, a magnetic card induction lock movably inserted and embedded with the inner storage cabinet body is arranged at one side end of each storage cabinet door, an outer box cabinet door is arranged on the end face of the business storehouse outer box cabinet, and a mechanical lock movably inserted and embedded with the business storehouse outer box cabinet is arranged at one side end of each outer box cabinet door. The technical scheme is difficult to realize accurate management of money amount, and management holes exist in the process.

Disclosure of Invention

The invention mainly solves the technical problems that accurate management of money amount is difficult to realize in the original technical scheme and management loopholes exist in the process, and provides a bank outlet cash management system and a bank outlet cash management method.

The technical problem of the invention is mainly solved by the following technical scheme:

a cash management system for bank outlets comprises

The business bank body is used for storing cash in a bank outlet;

the intelligent cash box is used for storing cash in the cash moving process;

and the depositing and withdrawing equipment is used for depositing and withdrawing cash in the intelligent cash box.

Preferably, the service bank body comprises a bank body shell and a bank door, the bank door is provided with a service bank coded lock and a service bank door handle, an intelligent cash box tray is arranged inside the bank body shell, an intelligent cash box holder is arranged on the upper surface of the intelligent cash box tray, and a service bank slide rail connected with the lower surface of the bank body shell is arranged on the lower surface of the intelligent cash box tray. The service bank coded lock is used for realizing identity verification of workers, the intelligent cash box tray is used for placing an intelligent cash box and is in butt joint with an intelligent cash box control panel in the service bank through a cash box plug connector, and the intelligent cash box retainer is used for limiting the position of the intelligent cash box.

Preferably, the intelligent cash box comprises a cash box bottom and a cash box cover, a cash box lock is arranged on the side face of the cash box bottom close to the bottom, a cash inlet and outlet channel is arranged at the top of the cash box bottom, a cash box connector is arranged at the bottom of the cash box bottom, a cash pressing plate is arranged inside the intelligent cash box, and a cash placing position is arranged between the cash pressing plate and the top of the cash box bottom. The cash box lock is used for guaranteeing the safety of the cash box, the cash box plug connector is in butt joint with an intelligent cash box control panel in the service library to perform data transmission, the cash inlet and outlet channel is used for single paper money to enter and exit, counting is convenient, and the entered cash is placed at the cash placing position and is fixed through the cash pressing plate.

As preferred, intelligence paper money case be equipped with the intelligence and control the module, the intelligence is controlled the module and is included control module and the empty case that links to each other with control module respectively and is detected sensor, unpacking detection sensor, communication module, power module, storage module, the empty case detects the sensor setting and presses the paper money board and put between paper money department, unpacking detection sensor sets up at the bottom of the paper money case and paper money case lid junction, communication module links to each other with paper money case plug connector. The empty box detection sensor is used for detecting whether cash is in the intelligent cash box, the open box detection sensor is used for judging whether the cash box can be opened only or not, the storage module stores cash data, and the communication module transmits the data.

Preferably, the money depositing and withdrawing equipment comprises a depositing and withdrawing cabinet and an operating platform, a money box placing platform is arranged inside the depositing and withdrawing cabinet, a money depositing and withdrawing machine core is arranged on the side face of the money box placing platform, a depositing and withdrawing cabinet sliding rail is arranged at the bottom of the money box placing platform, a money depositing and withdrawing port is arranged on the upper surface of the operating platform, a binocular camera is arranged above the money depositing and withdrawing port, and operating screens are arranged on two sides of the binocular camera. The cash access in the intelligent cash box is realized to the cash dispenser core, and the two mesh cameras carry out personnel's discernment, and the operation screen is used for assigning the instruction.

A working method of a cash management system of a bank outlet comprises the following steps:

s1, the staff moves the cash to the intelligent cash box through the cash recycling device;

s2, the intelligent cash box updates data and monitors the cash state;

s3, the service library stores cash and monitors the state of the cash;

s4 the cash is taken out by the depositing and withdrawing device for circulation after the storage of the service library body is finished.

Preferably, the step S1 specifically includes:

s1.1, identifying the identity of a worker through a binocular camera;

s1.2, opening the access cabinet and placing the intelligent cash box on a cash box placing table in a state that the top of the bottom of the cash box is upward;

s1.3, a worker issues a cash moving instruction through an operation screen;

s1.4, moving the cash to the intelligent cash box through the cash inlet and outlet channel and synchronously counting.

Preferably, in step S2, when the intelligent banknote box is placed in the depositing and withdrawing device, the banknote box empty detection sensor determines whether there is cash in the banknote box, if so, the storage module count is cleared, if not, it determines whether there is an abnormal opening record in the banknote box, if so, the system prompts that the banknote box is abnormally opened, and a bank worker manually intervenes, and if not, the data in the storage module is read as reference data and reported to the depositing and withdrawing device, and then the count in the storage module is changed in real time according to the depositing or withdrawing operation of the depositing and withdrawing device.

Preferably, the step S3 specifically includes:

s3.1, after the identity of the worker is verified, opening a service warehouse door;

s3.2, inserting the intelligent cash box into the intelligent cash box retainer and butting the intelligent cash box with an intelligent cash box control panel in the service library through a cash box connector clip;

s3.3, the intelligent money box control board firstly judges whether the intelligent money box is opened abnormally or not, if the intelligent money box is opened abnormally, the system prompts that the money box is opened abnormally, a bank worker intervenes manually, if the intelligent money box is opened abnormally, the data in the storage module are read as reference numbers, and the reference numbers are reported to the background management system;

and S3.4, after identity verification, working personnel inquire the number of the intelligent cash boxes in the service library through the system, and read the amount of money of each intelligent cash box to realize monitoring management.

Preferably, in the moving process of the intelligent cash box, the tag on the cash box is positioned through a UWB antenna, the electronic fence is arranged, the intelligent cash box moves within an allowable range, and alarm information is sent out to inform workers after the intelligent cash box exceeds the electronic fence.

The invention has the beneficial effects that: the intelligent cash box realizes the movement of cash between the deposit and withdrawal equipment and the service library, only adopts the empty box detection sensor and the unpacking detection sensor to realize the accurate monitoring of the amount of money in the intelligent cash box, is simple and accurate, avoids the deviation in the cash movement process, simultaneously keeps the connection state of the intelligent cash box and the service library in the service library, realizes the real-time monitoring of the amount of money in the intelligent cash box, monitors the cash transfer between the deposit and withdrawal equipment and the intelligent cash box in real time and does not interfere with the unpacking detection sensor, and ensures the safety and high efficiency of the cash transfer process.

Drawings

Fig. 1 is a schematic structural diagram of a closed state of a service library.

Fig. 2 is a schematic structural diagram of an open state of a service library.

Fig. 3 is a structural schematic diagram of an opening state of the intelligent cash box.

Fig. 4 is a schematic structural diagram of a closed state of the intelligent cash box.

FIG. 5 is a schematic structural diagram of an open state of the depositing and dispensing apparatus according to the present invention.

FIG. 6 is a schematic structural diagram of an intelligent cash box for depositing and withdrawing equipment.

Fig. 7 is a flow chart of the present invention.

In the figure, 1 business bank body, 1.1 bank body shell, 1.2 bank door, 1.3 business bank coded lock, 1.4 business bank door handle, 1.5 intelligent cash box tray, 1.6 intelligent cash box retainer, 1.7 business bank slide rail, 2 intelligent cash box, 2.1 cash box bottom, 2.2 cash box cover, 2.3 cash in-out channel, 2.4 cash box lock, 2.5 cash dispenser, 2.6 cash pressing plate, 2.7 cash box connector clip, 3 cash deposit and withdrawal equipment, 3.1 deposit and withdrawal cabinet, 3.2 operation desk, 3.3 cash box placing desk, 3.4 cash deposit and withdrawal machine core, 3.5 deposit and withdrawal cabinet slide rail, 3.6 cash deposit and withdrawal port, 3.7 operation screen and 3.8 binocular camera are provided.

Detailed Description

The technical scheme of the invention is further specifically described by the following embodiments and the accompanying drawings. Example (b): as shown in fig. 1, the system and method for managing cash at bank outlets in this embodiment include a business bank body 1, an intelligent cash box 2, and a deposit and withdrawal device 3, where the business bank body 1 is used to store cash at the bank outlets; the intelligent cash box 2 is used for storing cash in the cash moving process; the depositing and withdrawing device 3 is used for depositing and withdrawing cash in the intelligent cash box 2.

As shown in fig. 1 and 2, the service bank body 1 includes a bank body housing 1.1 and a bank door 1.2, a service bank coded lock 1.3 and a service bank door handle 1.4 are arranged on the bank door 1.2, an intelligent cash box tray 1.5 is arranged inside the bank body housing 1.1, an intelligent cash box holder 1.6 is arranged on the upper surface of the intelligent cash box tray 1.5, and a service bank slide rail 1.7 connected with the lower surface of the bank body housing 1.1 is arranged on the lower surface of the intelligent cash box tray 1.5. The service bank coded lock is used for realizing identity verification of workers, the intelligent cash box tray is used for placing an intelligent cash box and is in butt joint with an intelligent cash box control panel in the service bank through a cash box plug connector, and the intelligent cash box retainer is used for limiting the position of the intelligent cash box.

As shown in fig. 3 and 4, the intelligent banknote box 2 includes a banknote box bottom 2.1 and a banknote box cover 2.2, a banknote box lock 2.4 is arranged at a position, close to the bottom, of the side surface of the banknote box bottom 2.1, a banknote inlet and outlet channel 2.3 is arranged at the top of the banknote box bottom 2.1, a banknote box connector 2.7 is arranged at the bottom of the banknote box bottom 2.1, a banknote pressing plate 2.6 is arranged inside the intelligent banknote box 2, and a banknote placing position 2.5 is arranged between the banknote pressing plate 2.6 and the top of the banknote box bottom 2.1. The cash box lock is used for guaranteeing the safety of the cash box, the cash box plug connector is in butt joint with an intelligent cash box control panel in the service library to perform data transmission, the cash inlet and outlet channel is used for single paper money to enter and exit, counting is convenient, and the entered cash is placed at the cash placing position and is fixed through the cash pressing plate. Intelligence paper money case 2 is equipped with intelligence and controls the module, and the intelligence is controlled the module and is included control module and the empty case that links to each other with control module respectively and is detected sensor, unpacking detection sensor, communication module, power module, storage module, empty case detects the sensor setting and presses paper money board 2.6 and put between paper money department 2.5, unpacking detection sensor sets up at paper money bottom of the case 2.1 and paper money case lid 2.2 junction, communication module links to each other with paper money case plug connector 2.7. The empty box detection sensor is used for detecting whether cash is in the intelligent cash box, the open box detection sensor is used for judging whether the cash box can be opened only or not, the storage module stores cash data, and the communication module transmits the data.

As shown in fig. 5 and 6, the depositing and withdrawing device 3 includes a depositing and withdrawing cabinet 3.1 and an operating platform 3.2, a cash box placing platform 3.3 is arranged inside the depositing and withdrawing cabinet 3.1, a depositing and withdrawing movement 3.4 is arranged on the side surface of the cash box placing platform 3.3, a depositing and withdrawing cabinet slide rail 3.5 is arranged at the bottom of the cash box placing platform 3.3, a depositing and withdrawing port 3.6 is arranged on the upper surface of the operating platform 3.2, a binocular camera 3.8 is arranged above the depositing and withdrawing port 3.6, and operating screens 3.7 are arranged on two sides of the binocular camera 3.8. The cash access in the intelligent cash box is realized to the cash dispenser core, and the two mesh cameras carry out personnel's discernment, and the operation screen is used for assigning the instruction.

A working method of a cash management system of a bank outlet is characterized by comprising the following steps:

the S1 staff moves cash to the intelligent cash box 2 through the depositing and withdrawing device 3, and the method specifically comprises the following steps:

s1.1, identifying the identity of a worker through a binocular camera 3.8;

s1.2, opening a storing and taking cabinet 3.1 and placing an intelligent cash box 2 on a cash box placing table 3.3 in a state that the top of a cash box bottom 2.1 is upward;

s1.3, the staff issues cash moving instructions through an operation screen 3.7;

s1.4, cash is moved to the intelligent cash box 2 through the paper money in-out passage 2.3 and is synchronously counted.

S2 the intelligent cassette 2 updates data and monitors the status of the cash. When the intelligent cash box 2 is placed into the depositing and withdrawing device 3, the empty cash box detection sensor judges whether cash exists in the cash box, if the cash box is empty, the counting of the storage module is cleared, if the cash box is not empty, whether abnormal opening records exist in the cash box is judged, if the abnormal opening records exist in the cash box, the system prompts that the cash box is opened abnormally, a bank worker conducts manual intervention, if the abnormal opening records do not exist, data in the storage module are read as reference data and are reported to the depositing and withdrawing device 3, and then the counting in the storage module is changed in real time according to the depositing or withdrawing operation of the depositing and withdrawing device 3.

The S3 operation library body 1 stores cash and monitors the cash status, which specifically includes:

s3.1, after the identity of the worker is verified, opening a service warehouse door;

s3.2, the intelligent cash box 2 is inserted into the intelligent cash box retainer 1.6 and is in butt joint with an intelligent cash box control board in the service library through a cash box connector 2.7;

s3.3, the intelligent money box control board firstly judges whether the intelligent money box 2 is opened abnormally, if the intelligent money box is opened abnormally, the system prompts that the money box is opened abnormally, the bank staff intervenes manually, if the intelligent money box is opened abnormally, the data in the storage module is read as reference data, and the reference data is reported to the background management system;

s3.4, after identity verification, the staff inquires the number of the intelligent cash boxes 2 in the service library through the system, and reads the amount of money of each intelligent cash box 2 to realize monitoring management.

S4 Cash is dispensed and distributed by the depositing and dispensing device 3 after the storage of the library body 1.

In the moving process of the intelligent money box 2, the tag on the money box is positioned through a UWB antenna, and an electronic fence is arranged, so that the intelligent money box 2 moves within an allowable range, and alarm information is sent out to inform workers after the intelligent money box exceeds the electronic fence.

The specific embodiments described herein are merely illustrative of the spirit of the invention. Various modifications or additions may be made to the described embodiments or alternatives may be employed by those skilled in the art without departing from the spirit or ambit of the invention as defined in the appended claims.

Although the terms service vault, intelligent cash box, depositing and dispensing device, etc. are used more generally herein, the possibility of using other terms is not excluded. These terms are used merely to more conveniently describe and explain the nature of the present invention; they are to be construed as being without limitation to any additional limitations that may be imposed by the spirit of the present invention.