阅读说明：本技术 一种公益救助平台及方法 (Public welfare rescue platform and method ) 是由 徐雪梅 姚彦君 张盼盼 方梦佳 于 2021-08-19 设计创作，主要内容包括：本发明实施例公开了一种公益救助平台和方法,包括：通过构建的公益救助平台,为个人或者组织提供了救助途径,并且实现了对资源的追踪和展示,对于通过第三方机构实现的救助,通过电子支付令对公益机构和第三方机构进行匹配,进一步提升了资金的有效监管,避免了资金流动出现错误,提升了安全性。并且,支持个人救助申请,完善了救助机制。还可以提供可靠有效的医院、供应商、物流、监管机构、公益机构等。使公益行为形成闭环运行,全链监控,安全可靠。(The embodiment of the invention discloses a public welfare rescue platform and a method, which comprises the following steps: through the public welfare rescue platform that constitutes, provide the rescue way for individual or tissue to realized tracking and the show to the resource, to the rescue of realizing through the third party mechanism, match public welfare mechanism and third party mechanism through the electron payment order, further promoted effective supervision of fund, avoided the fund flow mistake, promoted the security. In addition, personal rescue application is supported, and a rescue mechanism is perfected. Reliable and effective hospitals, suppliers, logistics, regulatory agencies, public service agencies, etc. can also be provided. The public welfare behavior forms closed-loop operation, full-chain monitoring is realized, and safety and reliability are realized.)

1. A public welfare aid platform, comprising:

the public service institution registration module is used for receiving an application request and related certificates of the public service institution;

the bank auditing module is used for auditing the qualification of the public welfare agency based on the related certificate;

the tracking module is used for tracking the public resources;

and the payment order module is used for sending an electronic payment order to the public welfare institution and the third-party institution and dialling money to the third-party institution under the condition that the electronic payment orders provided by the public welfare institution and the third-party institution are matched.

2. The public welfare rescue platform of claim 1, wherein the payment order module further comprises:

the electronic payment order is encrypted before being sent to the public welfare agency and the third party agency.

3. The public welfare rescue platform of claim 1, further comprising:

the personal public interest pool adding module is used for selecting a public interest pool and a donation form through the platform by a person so as to donate to the public interest pool; the public interest pool is a public interest plan initiated by the public interest agency.

4. The public welfare rescue platform of claim 1, further comprising:

and the logistics flow direction display module is used for displaying each flow direction of the materials to the bank, the public institution and the donor.

5. The public welfare rescue platform of claim 1, further comprising:

the application assistance module is used for receiving assistance application materials submitted by a user; the rescue application material at least comprises: personal identity information, related certification information, and related bill information;

and the rescue decision-making module is used for identifying the rescue application material to obtain second key information of the user, verifying the authenticity of the rescue application material through the second key information of the user, acquiring the investigation information of the user through the second key information of the user, and determining a rescue strategy based on the authenticity of the rescue application material and the investigation information of the user.

6. The public welfare aid platform of claim 1, wherein the bank audit module is configured to:

identifying the related certificate of the public institution to obtain first key information; the first key information at least comprises: organization information, legal person information and location of account opening;

acquiring related information of public service institutions stored in government institutions from the block chain platform;

and if the first key information is consistent with the related information of the public welfare agency acquired from the administrative department and the public welfare agency is a non-profit organization, indicating that the audit is passed.

7. The public welfare rescue platform of claim 1, further comprising:

and the public welfare agency contribution module is used for initiating contribution application after the public welfare agency obtains the public welfare rescue information.

8. The public welfare rescue platform of claim 1, further comprising:

a cooperative enterprise mining module: and acquiring and storing the information of the collaboratable enterprises from the bank system.

9. The public welfare aid platform of claim 1, wherein the resources include at least: capital, physical, virtual resources.

10. A public aid method applied to the public aid platform of any one of claims 1 to 9, comprising:

after receiving a rescue application initiated by a public welfare agency, auditing the rescue application;

after the rescue application is passed, under the condition that a third-party mechanism determined by the public welfare mechanism is detected, a first electronic payment order is sent to the public welfare mechanism and the third-party mechanism;

after response information fed back by the third-party mechanism is received, a second electronic payment order provided by the third-party mechanism and a third electronic payment order of a public welfare mechanism served by the third-party mechanism are obtained; the response information is applied to the public service rescue platform by the third-party institution after the third-party institution executes the instruction issued by the public service institution;

verifying whether the second electronic payment order and the third electronic payment order can be matched;

and if the second electronic payment order and the third electronic payment order can be matched, the third party institution is debited.

Technical Field

The invention relates to the field of public welfare rescue, in particular to a public welfare rescue platform and a public welfare rescue method.

Background

With the acceleration of social modernization process footsteps, most people have better and better lives, and people who are in trouble can be helped by the people, and the living world of people can be better.

Current donation platform lacks the strict supervision to the fund, and after launching the succour, need collect the goods and materials or implement the succour by third party mechanism, also can provide the money to third party mechanism simultaneously, but to the below of money, does not have the supervision mechanism, the condition of the mistake sending appears very easily, leads to the money fund flow direction to go wrong.

Disclosure of Invention

In view of this, the embodiment of the invention discloses a public welfare aid platform and a public welfare aid method, which match a public welfare agency and a third-party agency through an electronic payment order, further improve effective supervision of capital, avoid errors in capital flow and improve safety. Moreover, the fund supervision platform taking the bank as the center can improve the credibility of public welfare activities.

The embodiment of the invention discloses a public welfare rescue platform, which comprises:

the public service institution registration module is used for receiving an application request and related certificates of the public service institution;

the bank auditing module is used for auditing the qualification of the public welfare agency based on the related certificate;

the tracking module is used for tracking the public resources;

and the payment order module is used for sending an electronic payment order to the public welfare institution and the third-party institution and dialling money to the third-party institution under the condition that the electronic payment orders provided by the public welfare institution and the third-party institution are matched.

Optionally, the payment order module further includes:

the electronic payment order is encrypted before being sent to the public welfare agency and the third party agency.

Optionally, the method further includes:

the personal public interest pool adding module is used for selecting a public interest pool and a donation form through the platform by a person so as to donate to the public interest pool; the public interest pool is a public interest plan initiated by the public interest agency.

Optionally, the method further includes:

and the logistics flow direction display module is used for displaying each flow direction of the materials to the bank, the public institution and the donor.

Optionally, the method further includes:

the application assistance module is used for receiving assistance application materials submitted by a user; the rescue application material at least comprises: personal identity information, related certification information, and related bill information;

and the rescue decision-making module is used for identifying the rescue application material to obtain second key information of the user, verifying the authenticity of the rescue application material through the second key information of the user, acquiring the investigation information of the user through the second key information of the user, and determining a rescue strategy based on the authenticity of the rescue application material and the investigation information of the user.

Optionally, the bank audit module is configured to:

identifying the related certificate of the public institution to obtain first key information; the first key information at least comprises: organization information, legal person information and location of account opening;

acquiring related information of public service institutions stored in government institutions from the block chain platform;

and if the first key information is consistent with the related information of the public welfare agency acquired from the administrative department and the public welfare agency is a non-profit organization, indicating that the audit is passed.

Optionally, the method further includes:

and the public welfare agency contribution module is used for initiating contribution application after the public welfare agency obtains the public welfare rescue information.

Optionally, the collaborative enterprise mining module: and acquiring and storing the information of the collaboratable enterprises from the bank system.

Optionally, the resource at least includes: capital, physical, virtual resources.

The embodiment of the invention discloses a public welfare rescue method, which comprises the following steps:

after receiving a rescue application initiated by a public welfare agency, auditing the rescue application;

after the rescue application is passed, under the condition that a third-party mechanism determined by the public welfare mechanism is detected, a first electronic payment order is sent to the public welfare mechanism and the third-party mechanism;

after response information fed back by the third-party mechanism is received, a second electronic payment order provided by the third-party mechanism and a third electronic payment order of a public welfare mechanism served by the third-party mechanism are obtained; the response information is applied to the public service rescue platform by the third-party institution after the third-party institution executes the instruction issued by the public service institution;

verifying whether the second electronic payment order and the third electronic payment order can be matched;

and if the second electronic payment order and the third electronic payment order can be matched, the third party institution is debited.

In the embodiment, a rescue way is provided for individuals or organizations through the constructed public welfare rescue platform, tracking and displaying of resources are achieved, and for rescue achieved through third-party institutions, matching of public welfare institutions and third-party institutions is achieved through electronic payment orders, effective supervision of funds is further promoted, errors in fund flow are avoided, and safety is improved. In addition, personal rescue application is supported, and a rescue mechanism is perfected. Reliable and effective hospitals, suppliers, logistics, regulatory agencies, public service agencies, etc. can also be provided. The public welfare behavior forms closed-loop operation, full-chain monitoring is realized, and safety and reliability are realized.

Drawings

In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.

Fig. 1 is a schematic structural diagram illustrating an embodiment 1 of a public service rescue platform according to an embodiment of the present invention;

fig. 2 is a schematic structural diagram of a public service rescue platform according to an embodiment 2 of the present invention;

fig. 3 is a schematic flow chart illustrating a public welfare aid method according to an embodiment of the present invention.

Detailed Description

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

Referring to fig. 1, a schematic structural diagram of a public service aid platform according to an embodiment of the present invention is shown, in this embodiment, the public service aid platform includes:

the public welfare agency registration module 100 is configured to receive application information of a public welfare agency, and send the application information to a bank auditing module for auditing;

the bank auditing module 200 is used for auditing the qualification of the public welfare agency based on the application information;

a tracking module 300, configured to track the public resources;

the payment order module 400 is configured to send an electronic payment order to the public welfare agency and the third-party institution, and to transfer money to the third-party institution when the electronic payment order provided by the public welfare agency is matched with the electronic payment order provided by the third-party institution.

In this embodiment, before sending the application information to the public service assistance platform, the public service institution needs to be audited by a government formula public service activity, an accounting firm and an auditing institution, and the public service pool plan is allowed to be obtained under the condition that the above items have no problems. The public welfare agency can then initiate an application to the public welfare assistance platform.

The public welfare agency sends application information to the public welfare rescue platform through the public welfare agency registration module 100, wherein the application information at least comprises: valid credential information for public welfare agencies.

The bank audit module 200 audits the provided valid certificate information and determines whether the public institution meets the conditions.

Wherein, the auditing condition includes a plurality of items, one of which includes: whether the public welfare agency is of a non-company nature or not, and if the public welfare agency is of a non-company nature, the condition is met.

The process of auditing the application information by the bank auditing module 200 includes:

identifying the related certificate of the public institution to obtain first key information; the first key information at least comprises: organization information, legal person information and location of account opening;

acquiring related information of public service institutions stored in government institutions from the block chain platform;

and if the first key information is consistent with the related information of the public welfare agency acquired from the administrative department and the public welfare agency is a non-profit organization, indicating that the audit is passed.

In addition, the bank audit module uploads the received related certificates of the public institution to the block chain for storage.

A tracking module 400 for tracking the public resources;

in this embodiment, the public resources refer to funds, physical resources, or virtual resources donated by an organization or an individual, where the virtual resources include: virtual reality or integration, etc.

A tracking module 400 for tracking the flow of funds, physical objects, virtual resources, etc. donated by an organization or individual.

The tracking module 400 may track the public resources through a block chain technique.

The process of the payment order module 400 verifying the public welfare agency and the third party agency includes:

when a third-party mechanism determined by the public welfare mechanism is detected, a first electronic payment order is sent to the public welfare mechanism and the third-party mechanism;

after response information fed back by the third-party mechanism is received, a second electronic payment order provided by the third-party mechanism and a third electronic payment order of a public welfare mechanism served by the third-party mechanism are obtained; the response information is applied to the public service rescue platform by the third-party institution after the third-party institution executes the instruction issued by the public service institution;

verifying whether the second electronic payment order and the third electronic payment order can be matched;

and if the second electronic payment order and the third electronic payment order can be matched, the third party institution is debited.

For example, the above two processes include the following two scenarios:

scene one:

when the public welfare institution donates the materials, selecting a corresponding merchant (a third party institution) on the bank platform, and respectively issuing an electronic payment order to the public welfare institution and the material merchant by the platform, wherein the electronic payment orders sent to the public welfare institution and the material merchant are encrypted through an encryption algorithm; after the stock is finished, the material merchant applies for a payment order matched with the public welfare agency on the platform; after the payment order of the goods and materials merchant and the public welfare agency are matched, the bank transfers goods and materials to the merchant; and the merchant receives the money and then delivers the money to the rescue place.

Scene two:

when an individual applies for help, a corresponding hospital (a third-party organization) is selected on a bank platform, the public welfare help platform issues an electronic payment order to the public welfare organization and the hospital, and the payment orders of the two parties are encrypted by using an asymmetric encryption algorithm; when a hospital receives a patient to be rescued, an electronic payment order matched with a public welfare rescue platform and a public welfare institution is applied; when the electronic payment order of the hospital and the public institution is matched, the bank dials the money of the material to the hospital; the hospital starts to cure the individual after receiving the money.

In the embodiment, a rescue way is provided for individuals or organizations through the constructed public welfare rescue platform, tracking and displaying of resources are achieved, and for rescue achieved through third-party institutions, matching of public welfare institutions and third-party institutions is achieved through electronic payment orders, effective supervision of funds is further promoted, errors in fund flow are avoided, and safety is improved. Moreover, the fund supervision platform taking the bank as the center can improve the credibility of public welfare activities.

Example 2:

on the basis of the foregoing embodiment 1, referring to fig. 2, a schematic structural diagram of an embodiment 2 of a public welfare aid platform according to an embodiment of the present invention is shown, and in this embodiment, the structure includes:

the public welfare agency registration module 100 is configured to receive application information of a public welfare agency, and send the application information to a bank auditing module for auditing;

the bank auditing module 200 is used for auditing the qualification of the public welfare agency based on the application information;

a tracking module 300, configured to track the public resources;

the payment order module 400 is configured to send an electronic payment order to the public welfare agency and the third-party institution, and to transfer money to the third-party institution when the electronic payment order provided by the public welfare agency is matched with the electronic payment order provided by the third-party institution.

The module of 100-400 has already been described in detail in the above embodiment 1, and is not described again in this embodiment.

In addition, public welfare rescue platform still includes:

the individual join public interest pool module 500 is used for the individual to select public interest institutions and donation forms through the platform so as to donate to the public interest pool.

Wherein the public welfare pool is a public welfare plan initiated by a public welfare agency.

The public welfare rescue platform provided by the embodiment supports personal donation, and individuals can apply for a public welfare pool and a donation form to the platform.

Where individuals may contribute to a public welfare pool in a variety of forms, including, for example: money, rights, points, virtual reality, etc.

The public welfare assistance platform provides options of various donation forms for a user, and the user can select one or more of the donation forms to realize donation.

In order to realize the transparentization of the public service platform, the public service rescue platform also supports the function of displaying the resource flow direction, and specifically, the public service rescue platform further comprises:

the logistics flow direction display module 600 is used for displaying the flow direction of resources to banks, public institutions and donors.

In this embodiment, the flow direction of the resource is realized by the tracking module 300, and the logistics display module displays each flow direction of the resource acquired by the tracking module.

Further, in order to help more people or organizations needing help, the public service rescue platform provided by the embodiment further supports the function of directly applying for rescue by the individual or the organization, and specifically, the public service rescue platform further includes:

an application assistance module 700 for receiving assistance application materials submitted by a user; the rescue application material at least comprises: personal identity information, related certification information, and related bill information;

and the rescue decision-making module 800 is used for identifying the rescue application material to obtain the second key information of the user, verifying the authenticity of the rescue application material through the second key information of the user, acquiring the investigation information of the user through the second key information of the user, and determining a rescue strategy based on the authenticity of the rescue application material and the investigation information of the user.

In this embodiment, after the user submits the rescue audit and the application material, the decision of whether to agree to the rescue is automatically implemented by the rescue decision module, which specifically includes:

receiving help application materials submitted by a user; the rescue application material at least comprises: personal identity information, related certification information, and related bill information;

identifying the rescue application material to obtain second key information of the user;

verifying the authenticity of the rescue application material through the second key information of the user, and acquiring the investigation information of the user through the second key information of the user;

and determining a rescue strategy based on the authenticity of the rescue application material and the investigation information of the user.

The method for identifying the salvage application material may include multiple methods, which are not limited in this embodiment, and preferably, the material may be scanned by using an OCR technology, and the second key information may be identified from the application material.

In order to realize automation of the above process, RPA (robot process automation) robot technology may be used.

Wherein, the survey information of the user at least comprises: the background information, credit information and income information of the user are assessed according to individuals.

In this embodiment, the method for the rescue decision module to determine the rescue strategy based on the authenticity of the rescue application material and the survey information of the user may include multiple methods, which are not limited in this embodiment, and preferably, the following two implementation manners are provided in this embodiment:

the first implementation mode comprises the following steps:

dividing the authenticity of the rescue application material and the investigation information of the user into a plurality of auditing items;

scoring each audit item;

and if the score of each audit item exceeds a preset first threshold value, the rescue application is passed.

The second embodiment:

dividing the authenticity of the rescue application material and the investigation information of the user into a plurality of auditing items;

scoring each audit item;

adding the scores of all the auditing items in a weighted average mode to obtain an auditing score;

and if the audit score is larger than a preset second threshold value, the application is passed through the rescue application.

Further, in this embodiment, the public welfare rescue platform further supports the public welfare institution to autonomously initiate a donation plan, and specifically, the public welfare rescue platform further includes:

and a public health institution contribution module 900, configured to initiate a contribution application after the public health institution learns the public health assistance information.

Specifically, the process of realizing public welfare assistance comprises:

after the public welfare institution learns the social rescue needs, a rescue plan is launched on a public welfare rescue platform, and the rescue plan comprises: specific amount or virtual entity information; the public welfare rescue platform detects whether government intervention is needed, and if the government intervention is needed, the public welfare rescue platform waits for government approval; if the public welfare agency itself belongs to a government agency, the default is agreed; when donation is carried out, money can be transferred to local government or implemented by a third-party organization, when implemented by the third-party organization, an electronic payment order is sent to the public welfare organization and the third-party organization, and money is allocated to the third-party organization under the condition that the electronic payment order provided by the public welfare organization and the third-party organization is matched. When the donated person receives the goods, the rescue is successful.

Further, the public service platform can also rely on advantage of itself, excavates the enterprise that can cooperate, and some can donate money in these enterprises, and some can be the third party mechanism that can provide service in addition, and is specific, still include:

collaborative enterprise mining module 1000: and acquiring and storing the information of the collaboratable enterprises from the bank system.

Therefore, the bank provides reliable and effective hospitals, suppliers, logistics, supervision agencies, public service agencies and the like for public service behaviors through own customer resources and market credit. The public welfare behavior forms closed-loop operation, full-chain monitoring is realized, and safety and reliability are realized.

In the embodiment, a rescue way is provided for individuals or organizations through the constructed public welfare rescue platform, tracking and displaying of resources are achieved, and for rescue achieved through third-party institutions, matching of public welfare institutions and third-party institutions is achieved through electronic payment orders, effective supervision of funds is further promoted, errors in fund flow are avoided, and safety is improved. In addition, personal rescue application is supported, and a rescue mechanism is perfected. Reliable and effective hospitals, suppliers, logistics, regulatory agencies, public service agencies, etc. can also be provided. The public welfare behavior forms closed-loop operation, full-chain monitoring is realized, and safety and reliability are realized.

Example 3

On the basis of the public welfare aid platform provided in the above embodiments 1 and 2, referring to fig. 3, there is shown a public welfare aid method provided in an embodiment of the present invention, which is characterized by including:

s301: after receiving a rescue application initiated by a public welfare agency, auditing the rescue application;

s302: after the rescue application is passed, under the condition that a third-party mechanism determined by the public welfare mechanism is detected, a first electronic payment order is sent to the public welfare mechanism and the third-party mechanism;

s303: after response information fed back by the third-party mechanism is received, a second electronic payment order provided by the third-party mechanism and a third electronic payment order of a public welfare mechanism served by the third-party mechanism are obtained; the response information is applied to the public service rescue platform by the third-party institution after the third-party institution executes the instruction issued by the public service institution;

s304: verifying whether the second electronic payment order and the third electronic payment order can be matched;

s305: and if the second electronic payment order and the third electronic payment order can be matched, the third party institution is debited.

After the public welfare institution learns the social rescue needs, a rescue plan is launched on a public welfare rescue platform, and the rescue plan comprises: specific amount or virtual entity information; the public welfare rescue platform detects whether government intervention is needed, and if the government intervention is needed, the public welfare rescue platform waits for government approval; if the public welfare agency itself belongs to a government agency, the default is agreed; when donation is carried out, money can be transferred to local government or implemented by a third-party organization, when implemented by the third-party organization, an electronic payment order is sent to the public welfare organization and the third-party organization, and money is allocated to the third-party organization under the condition that the electronic payment order provided by the public welfare organization and the third-party organization is matched. When the donated person receives the goods, the rescue is successful.

In addition, after receiving a rescue application from a user, a rescue strategy can be determined by the following method, including:

receiving a redemption application and rescue application material submitted by a user; the rescue application material at least comprises: personal identity information, related certification information, and related bill information;

identifying the rescue application material to obtain key information of the user;

verifying the authenticity of the rescue application material through the key information of the user, and acquiring the investigation information of the user through the key information of the user;

and determining a rescue strategy based on the authenticity of the rescue application material and the investigation information of the user.

In the embodiment, a rescue way is provided for individuals or organizations through the constructed public welfare rescue platform, tracking and displaying of resources are achieved, and for rescue achieved through third-party institutions, matching of public welfare institutions and third-party institutions is achieved through electronic payment orders, effective supervision of funds is further promoted, errors in fund flow are avoided, and safety is improved. In addition, personal rescue application is supported, and a rescue mechanism is perfected. Reliable and effective hospitals, suppliers, logistics, regulatory agencies, public service agencies, etc. can also be provided. The public welfare behavior forms closed-loop operation, full-chain monitoring is realized, and safety and reliability are realized.

It should be noted that, in the present specification, the embodiments are all described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other.

The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.