Settlement system, recording medium, and settlement server

文档序号:1922847 发布日期:2021-12-03 浏览:2次 中文

阅读说明:本技术 结算系统、记录介质以及结算服务器 (Settlement system, recording medium, and settlement server ) 是由 真屋朋和 山室直树 仲谷勇希 三宅浩介 水野奏司 古畑康 成田匡孝 竹原康博 于 2021-05-28 设计创作,主要内容包括:本公开提供一种提升能够利用多个结算方法的钱包系统的便利性的结算系统、记录介质以及结算服务器。结算系统具备:结算服务器,其具有第一处理器,所述第一处理器具有硬件;终端,其具有第二处理器和显示器,所述第二处理器具有硬件,所述第一处理器使所述显示器上显示基于钱包系统中所登录的多个结算方法的信用信息而设定的对车辆进行出租的条件。(The present disclosure provides a settlement system, a recording medium, and a settlement server that improve the convenience of a wallet system capable of using a plurality of settlement methods. The settlement system is provided with: a settlement server having a first processor with hardware; and a terminal having a second processor having hardware and a display, wherein the first processor displays a condition for renting a vehicle, which is set based on credit information of a plurality of settlement methods registered in the wallet system, on the display.)

1. A settlement system is provided with:

a settlement server having a first processor with hardware;

a terminal having a second processor and a display, the second processor having hardware,

the first processor causes the display to display a condition for renting a vehicle set based on credit information of a plurality of settlement methods registered in the wallet system.

2. The settlement system as claimed in claim 1, wherein,

the condition is a category of the vehicle that is rentable set based on the credit information.

3. The settlement system according to claim 1 or claim 2, wherein,

the condition is a fee related to the rental of the vehicle set based on the credit information.

4. The settlement system according to any one of claim 1 to claim 3, wherein,

the condition is set based on the credit information of the settlement method input by the user among the plurality of settlement methods.

5. The settlement system according to any one of claim 1 to claim 4, wherein,

the first processor causes the display to display the settlement method in which the condition in the credit information of the plurality of settlement methods is most favorable to a user holding the terminal.

6. The settlement system according to any one of claim 1 to claim 5, wherein,

the condition is set according to a statistical value of scores respectively calculated based on the credit information of the plurality of settlement methods.

7. The settlement system according to any one of claim 1 to claim 6, wherein,

the vehicle is provided as a target of rental,

the first processor outputs authentication information for releasing locking of a door of the vehicle to the terminal,

the terminal outputs the authentication information retrieved from the first processor to the vehicle,

the vehicle determines whether the authentication information acquired from the terminal is proper authentication information, and releases the door lock of the vehicle when the authentication information is determined to be proper authentication information.

8. A recording medium having a settlement program recorded thereon, the settlement program causing a processor having hardware to execute:

the conditions for renting the vehicle, which are set based on the credit information of the plurality of settlement methods registered in the wallet system, are output to the display.

9. The recording medium of claim 8, wherein,

the condition is a category of the vehicle that is rentable set based on the credit information.

10. The recording medium of claim 8 or claim 9,

the condition is a fee related to the rental of the vehicle set based on the credit information.

11. The recording medium of any one of claim 8 through claim 10,

the condition is set based on the credit information of the settlement method input by the user among the plurality of settlement methods.

12. The recording medium of any one of claim 8 to claim 11,

the settlement program causes the processor to execute:

outputting the condition in the credit information of the plurality of settlement methods is most advantageous to a user holding a terminal having the display.

13. The recording medium of any one of claim 8 through claim 12,

the condition is set according to a statistical value of scores respectively calculated based on the credit information of the plurality of settlement methods.

14. The recording medium of any one of claim 8 to claim 13,

the settlement program causes the processor to execute:

outputting authentication information for releasing the locking of the door of the vehicle.

15. A settlement server, wherein,

a processor is provided, the processor having hardware,

the processor causes a display to display a condition for renting a vehicle set based on credit information of a plurality of settlement methods registered in the wallet system.

16. The settlement server of claim 15, wherein,

the condition is a category of the vehicle that is rentable set based on the credit information.

17. The settlement server according to claim 15 or claim 16, wherein,

the condition is a fee related to the rental of the vehicle set based on the credit information.

18. The settlement server according to any one of claim 15 to claim 17, wherein,

the condition is set based on the credit information of the settlement method input by the user among the plurality of settlement methods.

19. The settlement server according to any one of claim 15 to claim 18, wherein,

the processor causes the display of the condition in the credit information of the plurality of settlement methods on the display to be most favorable to a user holding a terminal having the display.

20. The settlement server according to any one of claim 15 to claim 19, wherein,

the condition is set according to a statistical value of scores respectively calculated based on the credit information of the plurality of settlement methods.

Technical Field

The present disclosure relates to a settlement system, a recording medium, and a settlement server.

Background

Patent document 1 discloses a technique for specifying a settlement method using a terminal of a user and a settlement terminal based on position information of the terminal used by the user and position information of the settlement terminal installed in a store.

Prior art documents

Patent document

Patent document 1: japanese patent No. 6530119

Disclosure of Invention

Problems to be solved by the invention

There is a demand for an increase in convenience of a wallet system capable of utilizing a plurality of settlement methods.

The present disclosure has been made in view of the above circumstances, and an object thereof is to provide a settlement system, a recording medium, and a settlement server that improve the convenience of a wallet system that can use a plurality of settlement methods.

Means for solving the problems

The settlement system according to the present disclosure includes: a settlement server having a first processor with hardware; and a terminal having a second processor having hardware and a display, wherein the first processor displays a condition for renting a vehicle, which is set based on credit information of a plurality of settlement methods registered in the wallet system, on the display.

A settlement program according to the present disclosure records a settlement program that causes a processor having hardware to execute: the conditions for renting the vehicle, which are set based on the credit information of the plurality of settlement methods registered in the wallet system, are output to the display.

The settlement server according to the present disclosure includes a processor having hardware, and the processor displays a condition for renting a vehicle, which is set based on credit information of a plurality of settlement methods registered in a wallet system, on a display.

Effects of the invention

According to the present disclosure, convenience of a wallet system that can utilize a plurality of settlement methods can be improved.

Drawings

Fig. 1 is a diagram schematically showing the configuration of a wallet system including a settlement server according to the embodiment.

Fig. 2 is a block diagram showing details of each component of the wallet system including the settlement server according to the embodiment.

Fig. 3 is a diagram schematically showing a relationship between a wallet and a settlement method in a wallet system including a settlement server according to an embodiment.

Fig. 4 is a diagram showing an example of displaying a list of a plurality of settlement methods in the operation/display unit of the user terminal in the settlement server according to the embodiment.

Fig. 5 is a diagram showing an example of displaying a list of types of rentable vehicles on the operation/display unit of the user terminal in the settlement server according to the embodiment.

Fig. 6 is a diagram showing an example of displaying a list of types of rentable vehicles on the operation/display unit of the user terminal in the settlement server according to the embodiment.

Detailed Description

A settlement system, a recording medium, and a settlement server according to embodiments of the present disclosure will be described with reference to the drawings. The components in the following embodiments include components that can be easily replaced by those skilled in the art, or substantially the same components.

(wallet system)

The configuration of the wallet system according to the present embodiment will be described with reference to fig. 1 and 2. As shown in fig. 1, the wallet system has a wallet server 1, a settlement operator server 2, a user terminal 3, and a store terminal 4.

The wallet server 1, the settlement operator server 2, the user terminal 3, and the store terminal 4 are configured to be able to communicate with each other via a network NW. The network NW is configured by, for example, an internet network, a mobile phone network, or the like.

(wallet server)

The wallet server 1 is a server for comprehensively managing a wallet system in which a plurality of settlement methods are registered, and is managed by an administrator of the wallet system. The wallet server 1 also functions as a system for renting a vehicle to a user, such as a car rental system or a car sharing system. However, the wallet server 1 may be a settlement server having a settlement method registered therein. As shown in fig. 2, the wallet server 1 includes a control unit (first processor) 11, a communication unit 12, and a storage unit 13.

Specifically, the control Unit 11 includes a Processor including a CPU (Central Processing Unit), a DSP (Digital Signal Processor), an FPGA (Field-Programmable Gate Array), and the like, and a Memory (main storage Unit) including a RAM (Random Access Memory), a ROM (Read Only Memory), and the like.

The control unit 11 loads and executes the program stored in the storage unit 13 into a work area of the main storage unit, and controls each component and the like by executing the program, thereby realizing a function suitable for a predetermined purpose.

The communication unit 12 is configured by, for example, a lan (local Area network) interface board, a wireless communication circuit for performing wireless communication, and the like. The communication unit 12 is connected to a network NW such as the internet as a public communication network. The communication unit 12 is connected to the network NW, and thereby performs communication with the settlement operator server 2, the user terminal 3, and the store terminal 4.

The storage unit 13 is configured by a recording medium such as an EPROM (Erasable Programmable ROM), a Hard Disk Drive (HDD), and a removable medium. Examples of the removable medium include disk recording media such as a USB (Universal Serial Bus) memory, a CD (Compact Disc), a DVD (Digital Versatile Disc), and a BD (Blu-ray Disc). The storage unit 13 may store an Operating System (OS), various programs, various tables, various databases, and the like. The storage unit 13 according to the present embodiment stores user information 131, wallet information 132, and settlement information 133 for each user of the wallet system.

The user information 131 is information related to a user who utilizes the wallet system. Examples of the user information 131 include a user ID, a password, a user name, a user contact address (for example, an address, a telephone number, an email address, and the like) of a user who has performed login using the wallet system, information on a settlement method to be registered using a login history, credit information of the user based on the settlement information, information on another settlement method to be registered for depositing to the settlement method, and a secret code at the time of settlement. The user ID and the password in the user information 131 are used for authentication processing such as login to the wallet server 1.

Wallet information 132 is information related to the wallet of the wallet system. The wallet is an application program for managing virtual deposit and withdrawal using various payment methods such as credit cards and electronic money. Examples of the wallet information 132 include a user ID, a settlement method, a balance of electronic money, a deposit history of electronic money, and a use history of electronic money.

The settlement information 133 is information related to settlement of the wallet system. The settlement information 133 includes a user ID, a settlement method used for settlement (for example, electronic money payment (non-contact settlement), scanning payment, code payment, and the like), a settlement history, and the like.

(Settlement operator server)

The settlement operator server 2 is a server for managing an account of a user and a credit card, and is provided in a financial institution (e.g., a bank, a credit vault, a credit cooperative, a labor vault, etc.) and a credit card company. The settlement operator server 2 includes a control unit 21, a communication unit 22, and a storage unit 23. The control unit 21, the communication unit 22, and the storage unit 23 are physically similar to the control unit 11, the communication unit 12, and the storage unit 13.

The storage unit 23 stores account information, credit card information, and credit information of each user of the wallet system. The account information includes, for example, a name, an account number, an account balance, and a deposit/withdrawal history of the user. The credit card information includes, for example, the name of the user, the credit card number, the expiration date of the credit card, the usage limit, and the card usage history. The credit information may be, for example, a credit balance, a deposit/withdrawal history of an account, a credit card rank (gold, platinum, black, or the like), credit information of a user specified based on a credit card use history or the like, a score calculated based on the credit information, or the like.

(user terminal)

The user terminal 3 is a computer terminal used by a user. Examples of the user terminal 3 include a smartphone, a mobile phone, a tablet terminal, a wearable computer, a personal computer, and a car navigation device mounted in a vehicle, which are held by a user. The user terminal 3 may be any terminal as long as it can exchange information with the wallet server 1.

The user terminal 3 includes a control unit (second processor) 31, a communication unit 32, a storage unit 33, a short-range wireless communication unit 34, and an operation/display unit (display) 35. The control unit 31, the communication unit 32, and the storage unit 33 are physically similar to the control unit 11, the communication unit 12, and the storage unit 13. The control unit 31 functions as a display control unit 311, a deposit method registration unit 312, a settlement method registration unit 313, a deposit processing unit 314, and a settlement processing unit 315 by executing programs.

The display control section 311 controls the display contents on the operation/display section 35. The display control unit 311 displays a member login screen when the user logs in to the wallet system, a deposit screen when the user deposits electronic money into the wallet, a settlement method selection screen 35a (see fig. 4) when the user performs settlement, a vehicle type display screen 35b (see fig. 5 and 6) for displaying a target facility, and the like on the operation/display unit 35 based on the user's operation (touch operation, tap operation, and the like). Further, the display control section 311 shifts each screen based on an operation by the user.

The deposit method registration unit 312 registers a deposit method for depositing on electronic money. Specifically, the depositing method registration unit 312 outputs a depositing method registration request for registering a plurality of different settlement methods (for example, bank accounts, credit cards, and the like) operated by a plurality of operators as a depositing method for depositing in electronic money, to the wallet server 1. The control unit 11 of the wallet server 1 that has acquired the request for registering the deposit method from the deposit method registration unit 312 registers the settlement method included in the request for registering the deposit method as the deposit method by storing the settlement method as the user information 131 in the storage unit 13.

Here, fig. 3 is a diagram schematically showing a relationship between a wallet and a settlement method in the wallet system. "settlement method" means the principal payment (source of funds) at which settlement is effected. In the wallet, a plurality of settlement methods such as "a Pay" as settlement realized by a bank account, "B Pay" as settlement realized by a credit card, and "C Pay" and "D Pay" as settlement realized by electronic money are registered. "A Pay" is a settlement method in which the settlement amount is deducted directly from the bank account. In addition, a bank account is attached to each credit card ("B Pay"), and the amount of money to be used for each card is deducted from the bank account at a later date. Further, a method of depositing a credit card or the like and a bank account as a method of depositing to electronic money are attached to electronic money ("C Pay"), thereby enabling depositing to electronic money. In addition, when the electronic money ("D Pay") is a prepaid system in which money is previously deposited in the form of cash or the like, the electronic money may not be associated with a method of depositing money such as a bank account or a credit card.

Then, the settlement is performed between the user terminal 3 and the store terminal 4 by a settlement method selected by the user from these settlement methods. Specifically, a settlement method is executed, such as settlement performed in a non-contact manner between the short-range wireless communication unit 34 of the user terminal 3 and the short-range wireless communication unit 44 of the store terminal 4 by covering the user terminal 3 to the store terminal 4, settlement performed by reading a barcode or a QR code (registered trademark) displayed on the store terminal 4 with a camera of the user terminal 3 or the like, settlement performed by reading a barcode or a QR code (registered trademark) displayed on the user terminal 3 with a code reader of the store terminal 4 or the like.

The settlement method registration unit 313 registers various settlement methods. The settlement method registration part 313 outputs a settlement method registration request for registering a settlement method to the wallet server 1. The control unit 11 of the wallet server 1 that has acquired the settlement method registration request from the settlement method registration unit 313 stores the settlement method included in the settlement method registration request as the user information 131 in the storage unit 13, and registers the settlement method as the settlement method.

The deposit processing section 314 deposits electronic money of the wallet. Specifically, the deposit processing section 314 outputs a deposit request for depositing on electronic money to the wallet server 1 by a settlement method registered as a deposit method. The control unit 11 of the wallet server 1 that has received the deposit request from the deposit processing unit 314 increases the balance of the electronic money in the wallet based on the deposit amount information included in the deposit request. That is, the control section 11 updates the wallet information 132 stored in the storage section 13 in accordance with the amount of increase in the balance of the electronic money in the wallet.

The settlement processing unit 315 executes settlement realized by the settlement method selected by the user. Specifically, the settlement processing unit 315 outputs a settlement request to the store terminal 4 through the short-range wireless communication unit 34 as a settlement method. As a settlement method, the settlement processing unit 315 may output a settlement request to the store terminal 4 by reading a barcode or a QR code (registered trademark) displayed on the store terminal 4 with a camera of the user terminal 3 or the like. As a settlement method, the settlement processing unit 315 may output a settlement request to the store terminal 4 by reading a barcode or a QR code (registered trademark) displayed on the user terminal 3 by a code reader of the store terminal 4. The settlement request output from the settlement processing unit 315 to the store terminal 4 may or may not include information indicating the settlement amount (hereinafter, referred to as "settlement amount information").

Next, when the settlement processing unit 315 performs settlement by a bank account or a credit card, a settlement request for performing settlement by any one of the settlement methods is output to the wallet server 1. The control unit 11 of the wallet server 1 that has obtained the settlement request from the settlement processing unit 315 outputs the settlement amount information included in the settlement request to the settlement operator server 2.

When the settlement processing unit 315 performs settlement using electronic money, the control unit 41 of the store terminal 4 outputs a settlement request including the settlement amount information to the wallet server 1 via the network NW. The control unit 11 of the wallet server 1 that has acquired the settlement request from the store terminal 4 reduces the balance of the electronic money in the wallet based on the settlement amount information included in the settlement request. That is, the control unit 11 updates the wallet information 132 and the settlement information 133 stored in the storage unit 13 in accordance with the amount of decrease in the balance of the electronic money in the wallet.

The storage unit 33 stores data of various screens that the display control unit 311 causes to display on the operation/display unit 35. The storage unit 33 temporarily stores user information 131, wallet information 132, settlement information 133, and the like as necessary.

The short-range wireless communication unit 34 has a communication function according to standards such as NFC (Near field communication), BLE (Bluetooth (registered trademark) Low Energy), IrDA (Infrared Data Association) and the like. The user terminal 3 performs short-range wireless communication with the store terminal 4 via the short-range wireless communication unit 34, for example, when performing settlement using electronic money.

The operation/display unit 35 is configured by, for example, a touch panel display, and has an input function of receiving an operation performed by a finger of the first user, a pen, or the like, and a display function of displaying various information under the control of the display control unit 311.

(shop terminal)

The store terminal 4 is provided in a store (member store) capable of using a wallet system, for example. However, the store terminal 4 may be a server that functions as a virtual store (so-called Electronic Commerce website) opened on the internet. The store terminal 4 includes a control unit 41, a communication unit 42, a storage unit 43, and a short-range wireless communication unit 44. The control unit 41, the communication unit 42, the storage unit 43, and the short-range wireless communication unit 44 are physically similar to the control unit 11, the communication unit 12, the storage unit 13, and the short-range wireless communication unit 34.

Hereinafter, display control performed by the display control unit 311 with respect to the operation/display unit 35 in the wallet system including the wallet server 1 according to the present embodiment will be described with reference to fig. 4 to 6.

(display control of Settlement Screen)

Fig. 4 shows an example of the settlement method selection screen 35a displayed on the operation/display unit 35 by the display control unit 311. In the same drawing, a settlement method selection screen 35a in a case where "a Pay", "B Pay", "C Pay", and "D Pay" are registered as a settlement method is shown as an example. Specifically, the settlement method selection screen 35a includes settlement icons 351 to 354 and a menu switching area 355 that are displayed in a list. The settlement method selection screen 35a is, for example, a screen displayed when an application of a wallet is opened.

The settlement icons 351 to 354 are areas for displaying settlement methods, and receive requests for selecting the displayed settlement methods. The display control unit 311 displays a settlement name 351a indicating the name of a settlement method that can be used by the user terminal 3, a settlement statement 351b indicating the meaning of performing settlement by the settlement method, and a settlement information area 351c in which additional information relating to each settlement method is displayed, in a settlement icon 351.

Specifically, in the settlement icon 351, a stamp (a logo, a check mark, or the like) including the name of "a Pay" is displayed as the settlement name 351a, a character "Pay with a Pay" is displayed as the settlement sentence 351b, and information of the activity of the service related to "a Pay" is displayed as the settlement information area 351 c. The settlement icons 352 to 354 also display the name of the settlement method, a stamp indicating the settlement method, a settlement statement, additional information, and the like, and these are functionally similar to the settlement icon 351.

In fig. 4, the user performs an operation input so as to select any one of the settlement icons (settlement icons 351 to 354) from "a Pay" to "D Pay". In this way, the control unit 11 displays the conditions for renting the vehicle set based on the credit information of the plurality of settlement methods ("a Pay" to "D Pay") registered in the wallet system on the display. The conditions for renting out a vehicle are, for example, the category of a rentable vehicle set based on credit information. The type of the vehicle is set based on, for example, credit information of any one of the settlement methods "a Pay" to "D Pay" input by the user.

Fig. 5 and 6 illustrate an example of the vehicle type display screen 35b displayed on the operation/display unit 35 by the display control unit 311. In fig. 5, three categories, that is, "small" indicating a car-type vehicle, "sedan" indicating a van-type vehicle, and "luxury" indicating a luxury vehicle (high-grade vehicle) type vehicle, are displayed in the vehicle category display area 356 as the vehicle categories. When the category selection buttons 356a to 356c are selected, the screen is switched to a screen for requesting the rental of the vehicle included in the category "small", "car", or "luxury".

On the other hand, in fig. 6, two types of "small" indicating a car type vehicle and "sedan" indicating a van type vehicle are displayed in the vehicle type display area 356 as the vehicle types. Here, fig. 6 shows the vehicle type display screen 35b in the case where the settlement method determined based on the credit information to have a lower degree of credit than that in fig. 5 is selected, and in the case where the degree of credit is lower, the types of available vehicles are limited, and hence the luxury vehicle rental cannot be accepted. In other words, in fig. 4, when the settlement method with a high credit degree is selected, a large number of available vehicles are displayed according to the credit degree, and when the settlement method with a low credit degree is selected, a limited number of available vehicle categories are displayed according to the credit degree. As a result, the user can easily recognize the type of the vehicle that can be rented based on the credit information of any one of the selected "a Pay" to "D Pay", and the convenience of the wallet system that can use a plurality of settlement methods can be improved. Further, since the manager of the wallet server 1 can rent the vehicle according to the credit information of the settlement method, it is made possible to rent a premium vehicle such as a luxury car to a user with high reliability according to the degree of credit.

Further, the control unit 11 may display the settlement method most favorable for the user in terms of the credit information of the plurality of settlement methods on the display. Specifically, the control unit 11 may determine the types of vehicles that can be rented according to the respective settlement methods based on credit information of a plurality of settlement methods ("a Pay" to "D Pay") registered in the wallet system, and may display on the display which settlement method is selected, so that the vehicle can be selected from among the types of more vehicles. As a result, the user can accept the rental of the vehicle under more favorable conditions, and the convenience of the wallet system that can use a plurality of settlement methods can be improved.

Further, the control unit 11 may display on the display a condition set based on the statistical value of the score calculated based on the credit information of the plurality of settlement methods. Specifically, the control unit 11 displays on the display a condition set based on a statistical value (average value, maximum value, minimum value, mode value, and the like) of a score (a value obtained by digitizing the credit degree, where the credit degree is higher as the numerical value is higher) calculated based on credit information of a plurality of settlement methods ("a Pay" to "D Pay") registered in the wallet system. For example, in the case where a condition set based on the maximum value of the score is caused to be displayed on the display, the user is enabled to accept the rental of the vehicle under the most favorable condition. Further, for example, in the case where a condition set based on the average value or mode value of the score is displayed on the display, the manager of the wallet server 1 is enabled to present the appropriate category of vehicle to the user based on the comprehensive judgment based on the credit information of the plurality of settlement methods. Further, in the case where the condition set based on the minimum value of the score is displayed on the display, the manager of the wallet server 1 is enabled to rent out a premium vehicle such as a luxury car to a user with higher reliability based on the credit information of a plurality of settlement methods.

Further, the control unit 11 of the wallet server 1 may output authentication information for releasing the door lock of the vehicle to the user terminal 3, and the user terminal 3 may output the authentication information acquired from the wallet server 1 to the vehicle. The vehicle determines whether or not the authentication information acquired from the user terminal 3 is proper authentication information, and releases the door lock of the vehicle when the authentication information is determined to be proper authentication information. The vehicle may determine whether the authentication information is appropriate based on information stored in advance in a storage unit of the vehicle, or may determine whether the authentication information is appropriate based on whether the authentication information acquired from the wallet server 1 matches the authentication information acquired from the user terminal 3. As a result, the user can consistently (one-stop) select the vehicle type through the wallet system until the door lock of the vehicle is released, and the convenience of the wallet system that can use a plurality of settlement methods can be improved.

As described above, according to the settlement system, the recording medium, and the settlement server according to the present embodiment, it is possible to improve the convenience of the wallet system that can use a plurality of settlement methods. In addition, even in a settlement server that can use one settlement method, the convenience of the settlement system can be improved by displaying the conditions for renting a vehicle set based on the credit information of the settlement method on the display.

Further effects and modifications can be easily deduced by those skilled in the art. Therefore, the broader aspects of the present invention are not limited to the specific details and representative embodiments shown and described above. Therefore, various modifications can be made without departing from the spirit or scope of the general inventive concept as defined by the appended claims and their equivalents.

The condition for renting a vehicle may be a fee related to the rental of the vehicle set based on the credit information. Specifically, when the credit degree determined by the credit information of the selected settlement method is high, the preferential charge can be accepted, and the rental of the vehicle can be accepted at a low price.

Description of the symbols

1 … wallet server;

11 … a control unit;

12 … a communication section;

13 … storage part;

131 … user information;

132 … wallet information;

133 … settlement information;

2 … settlement operator server;

21 … control unit;

22 … a communication part;

23 … storage part;

3 … user terminal;

31 … control part;

311 … display control unit;

312 … deposit method entry;

313 … settlement method registration unit;

314 … deposit processing section;

315 … settlement processing unit;

a 32 … communication section;

33 … storage part;

34 … a short-range wireless communication unit;

35 … operation/display section;

35a … settlement method selection screen;

35b … vehicle category display screen;

351-354 … Settlement icon;

351a … settlement name;

351b … settlement statement;

351c … settlement information area;

355 … menu switching area;

356 … vehicle category display area;

356a to 356c … category selection buttons;

4 … store terminals;

41 … control unit;

42 … a communication part;

43 … storage part;

44 … a short-range wireless communication unit;

NW … network.

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