阅读说明：本技术 一种消费余额的交易方法、计算机装置和可读存储介质 (Consumption balance transaction method, computer device and readable storage medium ) 是由 张仲元 于 2021-07-05 设计创作，主要内容包括：本发明提供一种消费余额的交易方法、计算机装置和可读存储介质,交易方法包括消费余额认证步骤和消费余额交易步骤,消费余额认证步骤包括：接收消费余额信息；向商家发送消费余额信息；接收余额确认信息,完成消费余额认证；消费余额交易步骤包括：发布消费余额信息；接收消费余额交易请求。本案提供于消费余额的交易平台,亦同时提供各消费券对应商户的资讯,对应商品和服务资料,安全交易流程,交易监管,整合和分享市场信息,撮合消费券持有人和买家的成功交易。(The invention provides a transaction method of consumption balance, a computer device and a readable storage medium, wherein the transaction method comprises a consumption balance authentication step and a consumption balance transaction step, and the consumption balance authentication step comprises the following steps: receiving consumption balance information; sending consumption balance information to the merchant; receiving balance confirmation information and finishing consumption balance authentication; the consumption balance transaction step comprises: issuing consumption balance information; a consumption balance transaction request is received. The scheme is provided for a transaction platform of consumption balance, and simultaneously provides information of merchants corresponding to consumption coupons, corresponding to commodity and service data, a safe transaction flow, transaction supervision, integration and sharing of market information, and matching of successful transactions of consumption coupon holders and buyers.)

1. A consumption balance transaction method is characterized by comprising a consumption balance authentication step and a consumption balance transaction step;

the consumption balance authentication step includes:

receiving consumption balance information;

sending the consumption balance information to a merchant;

receiving balance confirmation information and finishing consumption balance authentication;

the consumption balance transaction step comprises:

issuing the consumption balance information;

a consumption balance transaction request is received.

2. The transaction method according to claim 1, wherein:

said step of issuing said consumption balance information comprises:

issuing the overall consumption balance information;

and issuing the split consumption balance information.

3. The transaction method according to claim 2, wherein:

the segmented consumption balance information is formed by segmenting the whole consumption balance information according to a preset number of parts.

4. The transaction method according to claim 1, wherein:

after receiving the consumption balance transaction request, the consumption balance transaction step further comprises:

converting the consumption balance into an electronic consumption ticket;

and sending the electronic consumption ticket to the buyer.

5. The transaction method according to claim 4, wherein:

the electronic consumption ticket comprises merchant information, item information, balance information and deadline information.

6. The transaction method according to any one of claims 1 to 5, wherein:

the consumption balance information includes merchant information, item information, and balance information.

7. Computer arrangement, characterized in that the computer arrangement comprises a processor for implementing the steps of the transaction method as claimed in any one of claims 1 to 6 when executing a computer program stored in a memory.

8. Readable storage medium, on which a computer program is stored, which computer program, when being executed by a processor, carries out the steps of the transaction method as claimed in any one of claims 1 to 6.

Technical Field

The present invention relates to the field of information technology, and in particular, to a method for trading a consumption balance, a computer device, and a readable storage medium.

Background

The existing recharging consumption and member consumption are popular, the consumption recharging amount is from hundreds of yuan to tens of thousands of yuan, the residual recharging consumption cannot be completely used due to personal reasons in many times, waste is caused, in addition, expansion of a new user by a merchant is difficult, and the residual value and the expansion association of the new user are combined to promote the requirement matching of the two aspects.

Disclosure of Invention

A first object of the invention is to provide a method of trading a consumption balance.

The second purpose of the invention is to provide a computer device for implementing the transaction method.

A third object of the present invention is to provide a readable storage medium storing the transaction method.

In order to realize the first purpose of the invention, the invention provides a consumption balance transaction method, which comprises a consumption balance authentication step and a consumption balance transaction step;

the consumption balance authentication step comprises:

receiving consumption balance information;

sending consumption balance information to the merchant;

receiving balance confirmation information and finishing consumption balance authentication;

the consumption balance transaction step comprises:

issuing consumption balance information;

a consumption balance transaction request is received.

In a further aspect, the step of issuing the consumption balance information comprises: issuing the overall consumption balance information; and issuing the split consumption balance information.

The further proposal is that the consumption balance information is divided into the whole consumption balance information according to the preset number of parts.

In a further aspect, after receiving the consumption balance transaction request, the consumption balance transaction step further comprises: converting the consumption balance into an electronic consumption ticket; and sending the electronic consumption ticket to the buyer.

In a further aspect, the electronic consumption ticket includes merchant information, item information, balance information, and expiration information.

In a further aspect, the consumption balance information includes merchant information, item information, and balance information.

To achieve the second object of the present invention, the present invention provides a computer device comprising a processor for implementing the steps of the transaction method as in the above scheme when executing a computer program stored in a memory.

To achieve the third object of the present invention, the present invention provides a readable storage medium, on which a computer program is stored, the computer program, when executed by a processor, implementing the steps of the transaction method as in the above scheme.

The invention has the advantages that the consumer effectively utilizes the prior residual recharge and consumption balance by establishing the recharge balance authentication consumption platform, particularly, the consumption balance authentication is firstly carried out, the mutual confirmation of the consumption balance is carried out between a merchant and a user, the consumption balance information comprises merchant information, item information and balance information, then a user merchant and a buyer are fully guaranteed in the transaction and then issued, the transaction can be carried out integrally or in a split mode during the issuing, the consumption balance of the transaction is converted into an electronic consumption volume after the transaction is successful, namely, the consumption balance of the transaction is verified and eliminated and converted into a new electronic consumption volume, thereby effectively avoiding the secondary use of the consumption balance, being convenient for better resale and attracting new users through the design of certain discount and small share on the price, and introducing new flow for the merchant, thereby facilitating three-party demand matching for sellers, merchants, and buyers.

Drawings

FIG. 1 is a flow chart of an embodiment of a transaction method for consuming a balance of the present invention.

FIG. 2 is a flow chart of a consumption balance authentication step in an embodiment of the transaction method for consuming a balance of the present invention.

FIG. 3 is a flow chart of the consuming balance transaction step in the embodiment of the consuming balance transaction method of the present invention.

The invention is further explained with reference to the drawings and the embodiments.

Detailed Description

Referring to fig. 1 to 3, the consumption balance transaction method includes a user registration step S1, a consumption balance authentication step S2, and a consumption balance transaction step S3, where the user registration step S1 includes merchant registration and individual user registration, the individual user may be used as both a seller and a buyer, and the merchant registration includes information such as goods, services, and items in addition to basic business information.

When the consumption balance authentication step S2 is executed, step S21 is executed first, consumption balance information is received, the consumption balance information includes merchant information, item information, and balance information, the item information includes service items, consumption items, and the like, the balance information includes account information, money balance, number balance, item balance, and the like, step S22 is executed subsequently, consumption balance information is sent to the corresponding merchant, the merchant checks the balance information, step S23 is executed, balance confirmation information is received, and consumption balance authentication of both parties is completed.

And then executing a consumption balance transaction step S3, firstly executing steps S31 and S32, issuing consumption balance information, wherein the issuing consumption balance information comprises issuing whole consumption balance information or issuing segmentation consumption balance information, the whole consumption balance information can be segmented according to preset parts besides issuing the whole consumption balance information, and then segmentation consumption balance information is formed, namely the whole consumption balance information is divided into money balances of different shares and balances of different times, and the money balances and the balances of different times are placed on a transaction platform for sale.

After the buyer sees the consumption balance information on the transaction platform, the buyer can make a purchase, then step S33 is executed, the transaction platform receives the transaction request and completes the order, then step S34 is executed to convert the consumption balance into an electronic consumption ticket, and the part corresponding to the consumption balance is checked and sold in the account of the seller and then converted into an electronic consumption ticket, and finally step S35 is executed to send the electronic consumption ticket to the buyer, where the electronic consumption ticket includes consumption terms, merchant information, item information, balance information and term information.

Computer apparatus comprising a processor for implementing the steps of the transaction method according to the above scheme when executing a computer program stored in a memory.

A readable storage medium having stored thereon a computer program which, when executed by a processor, carries out the steps of the transaction method as in the above scenario.

The scheme is provided for a transaction platform of the residual consumption balance, and simultaneously provides information of merchants corresponding to the consumption coupons, corresponding to commodity and service data, a safe transaction process, transaction supervision, integration and sharing of market information, and matching of successful transactions of consumption coupon holders and buyers. The customer provides technical division selection for the large surplus recharging amount left in the conventional recharging type consumption, divides the large surplus recharging amount left unused into small parts, digitalizes the divided surplus amount, converts the digitalized surplus amount into a consumption coupon form, carries out transaction on a platform, and recharges the divided small surplus.