阅读说明：本技术 一种循环消费方法、系统、计算机设备及存储介质 (Circular consumption method, system, computer equipment and storage medium ) 是由 龚永康 许晓唐 于 2021-07-23 设计创作，主要内容包括：本发明涉及网络交易技术领域,具体涉及一种循环消费方法、系统、计算机设备及存储介质。方法包括获取消费者的消费记录,所述消费记录包含消费者的身份信息及消费信息；根据消费信息统计确定赠送额度；根据统计确定的赠送额度生成相应额度的积分；根据身份信息生成唯一的身份识别码；将身份识别码标记在积分上,并将标记有身份识别码的积分发送至消费者的账户；将消费者的身份信息、身份识别码及积分的额度进行关联存档。本发明可以让消费者不受赠送消费方式的限制,增强消费者黏性,有效引导消费者进行循环消费。(The invention relates to the technical field of network transaction, in particular to a cyclic consumption method, a cyclic consumption system, computer equipment and a storage medium. The method comprises the steps of obtaining a consumption record of a consumer, wherein the consumption record comprises identity information and consumption information of the consumer; determining a present amount according to consumption information statistics; generating the integral of the corresponding line according to the presentation line determined by statistics; generating a unique identification code according to the identity information; marking the identification code on the score, and sending the score marked with the identification code to an account of the consumer; and associating and archiving the identity information, the identity identification code and the credit of the consumer. The invention can lead the consumer not to be limited by the presenting consumption mode, enhance the viscosity of the consumer and effectively guide the consumer to carry out circular consumption.)

1. A method of recycling consumption, comprising:

acquiring a consumption record of a consumer, wherein the consumption record comprises account information and consumption information of the consumer;

determining a present amount according to consumption information statistics;

generating the integral of the corresponding line according to the presentation line determined by statistics;

generating a unique identification code according to the account information of the consumer;

marking the identification code on the score, and sending the score marked with the identification code to an account of the consumer;

and (4) carrying out correlation archiving on account information, the identification code and the credit line of the consumer.

2. A method of recycling according to claim 1, further comprising:

receiving a credit use request, a use limit and identity information of a consumer;

verifying the identity information according to the credit use request, and determining the identity identification code of the consumer;

retrieving the quota of the corresponding point according to the identity identification code;

subtracting the using amount from the amount of the integral, and associating and archiving the remaining amount with the identity information and the identity identification code of the consumer;

and marking the points of the surplus limit with the identification codes and then sending the points to the account of the consumer.

3. The cyclic consumption method of claim 1, wherein the consumption information includes a consumption amount, and the statistically determining a donation amount according to the consumption information includes: and multiplying the consumption amount by the set presentation coefficient to obtain a presentation amount.

4. The cyclic consumption method of claim 1, wherein the consumption information includes categories of commodities and corresponding consumption amounts, and the determining of the donation amount according to the consumption information statistics includes:

multiplying the consumption amount corresponding to each commodity category by the category coefficient of each commodity category to obtain each classification amount;

and adding the classified quota to obtain a donation quota.

5. The method of claim 1, wherein the sending the points marked with the identification codes to the consumer's account comprises:

carrying out key encryption on the integral marked with the identification code;

the encrypted points are sent to the consumer's account.

6. The method as claimed in claim 1, wherein the associating and archiving the identity information, the identification code and the credit of the consumer comprises:

constructing a file unit according to the identity information, and identifying the file unit by an identity identification code;

and carrying out related archiving on the identity information, the identity identification code and the credit of the consumer in an archiving unit.

7. A recycling consumption system, the system comprising:

the system comprises an acquisition unit, a processing unit and a processing unit, wherein the acquisition unit is used for acquiring a consumption record of a consumer, and the consumption record comprises identity information and consumption information of the consumer;

the statistical unit is used for determining a present amount according to consumption information statistics;

the first generation unit is used for generating the integral of the corresponding amount according to the donation amount determined by statistics;

the second generating unit is used for generating a unique identification code according to the identity information;

the presentation unit is used for marking the identification code on the score and sending the score marked with the identification code to the account of the consumer;

and the archiving unit is used for correlating and archiving the identity information, the identity identification code and the credit of the consumer.

8. The recycling consumption system of claim 7, further comprising a receiving unit, a determining unit, and a retrieving unit, wherein:

the receiving unit is used for receiving the credit use request, the use limit and the identity information of the consumer;

the determining unit is used for verifying the identity information according to the integral use request and determining the identity identification code of the consumer;

the retrieval unit is used for retrieving the quota of the corresponding point according to the identity identification code;

the archiving unit is also used for subtracting the using amount from the amount of the integral, and correlating and archiving the remaining amount with the identity information and the identity identification code of the consumer;

the giving unit is also used for marking the credit of the surplus limit with the identification code and then sending the credit to the account of the consumer.

9. A computer device, comprising:

a memory to store instructions;

a processor for reading the instructions stored in the memory and executing the method of any one of claims 1-6 in accordance with the instructions.

10. A computer-readable storage medium having stored thereon instructions which, when executed on a computer, cause the computer to perform the method of any one of claims 1-6.

Technical Field

The invention relates to the technical field of network transaction, in particular to a cyclic consumption method, a cyclic consumption system, computer equipment and a storage medium.

Background

Network transactions refer to transactions occurring between businesses (Business to Business, abbreviated as B2B), between businesses and consumers (Business to Consumer, abbreviated as B2C), and between individuals (Consumer to Consumer, abbreviated as C2C) in an information network that are related by means of network communications. So-called network transaction, which is Electronic Commerce (Electronic Commerce). It uses computer technology, network technology and remote communication technology to realize the electronization, digitalization and networking of the whole business process. People are no longer face-to-face, looking at physical goods, dealing with paper media documents (including cash). But the transaction is carried out through the network, the information of the online goods full of the enamel, a perfect logistics distribution system and a convenient and safe fund settlement system. Electronic commerce is a buying and selling mode adopting the most advanced information technology, is a set of 'modern information technology' and 'business', and essentially forms a virtual market exchange place.

Along with the continuous deep market of electronic commerce, each big electricity merchant platform constantly promotes own transaction system, and simultaneously in order to realize the continued consumption of customer, strengthen customer's stickness, each big electricity merchant platform all correspondingly promotes has the subsidy mode of its own total mark donation. After the consumer consumes on the e-commerce platform, the consumer usually obtains a certain point, and the point can be used against corresponding fund when the consumer consumes for the second time. However, the credit presenting method of each e-commerce platform is not friendly enough to consumers at present, and when the consumers use the presented credit, the credit presenting method can only be used for consumption of a designated business state, a designated shop or a designated article, and the credit presenting method is very limited in use and cannot be used for transactions of other merchants of the e-commerce platform.

Disclosure of Invention

Aiming at the defects in the prior art, the invention provides a cyclic consumption method, a system, computer equipment and a storage medium, which can enable consumers not to be limited by a presentation consumption mode when being applied, can carry out shopping consumption in different shops through points of the consumers, and can enhance the viscosity of the consumers.

In a first aspect, the present invention provides a method of recycling consumption, comprising:

acquiring a consumption record of a consumer, wherein the consumption record comprises identity information and consumption information of the consumer;

determining a present amount according to consumption information statistics;

generating the integral of the corresponding line according to the presentation line determined by statistics;

generating a unique identification code according to the identity information;

marking the identification code on the score, and sending the score marked with the identification code to an account of the consumer;

and associating and archiving the identity information, the identity identification code and the credit of the consumer.

Based on the content of the invention, the present amount is determined by obtaining consumption information of the consumer, then the point of the corresponding amount is generated according to the present amount, the identification code generated by the identity information of the consumer is marked on the point, then the point marked with the identification code is sent to the account of the consumer, and the identity information, the identification code and the amount of the point of the consumer are associated and filed, so that the consumer can use the point to perform secondary consumption of any state, shop and commodity, and when the consumer uses the point to perform secondary consumption, only the point, the identity information and the identification code need to be filed, called and verified. By the method, the consumer is not limited by the presentation consumption mode, the viscosity of the consumer is enhanced, and the consumer is effectively guided to carry out circular consumption. Certainly, the merchant in the mode is a merchant who resides in a dedicated platform, the platform is specifically an internet consumption platform similar to the beauty group, and meanwhile, the consumer can also use the points to perform daily consumption on the online and offline merchants joining the platform.

In one possible design, the method further includes:

receiving a credit use request, a use limit and identity information of a consumer;

verifying the identity information according to the credit use request, and determining the identity identification code of the consumer;

retrieving the quota of the corresponding point according to the identity identification code;

subtracting the using amount from the amount of the integral, and associating and archiving the remaining amount with the identity information and the identity identification code of the consumer;

and marking the points of the surplus limit with the identification codes and then sending the points to the account of the consumer.

Based on the content of the invention, a consumer can use the credit to perform secondary consumption of any business state, shop and commodity, during consumption, the consumer only needs to receive the credit use request, the use amount and the identity information of the consumer, then the identity information is verified according to the credit use request, the identity identification code of the consumer is determined, the amount of the corresponding credit is searched according to the identity identification code, the use amount is subtracted from the amount of the credit, the remaining amount is associated and filed with the identity information and the identity identification code of the consumer, the credit of the remaining amount is marked with the identity identification code and then is sent to the account of the consumer, and then the credit settlement and the filing of the remaining amount can be completed, so that the consumer can continue to use the credit next time. In practice, with this method, the consumer uses the points in his/her account, that is, the points such as the cloud gold coins specific to the platform, and the remaining cloud gold coins are returned to the account of the consumer after the consumption is completed.

In one possible design, the consumption information includes a consumption amount, and the determining the presenting amount according to the consumption information statistics includes: and multiplying the consumption amount by the set presentation coefficient to obtain a presentation amount.

In one possible design, the consumption information includes each commodity category and a corresponding consumption amount, and the determining of the donation amount according to the consumption information statistics includes:

multiplying the consumption amount corresponding to each commodity category by the category coefficient of each commodity category to obtain each classification amount;

and adding the classified quota to obtain a donation quota. In practical application, the mode mainly refers to specific amount and commodities consumed by a consumer at a merchant, and the planning is mainly determined according to different profits of the commodities and services sold by the merchant; the purpose is to ensure the benefit of the merchant more.

In one possible design, the sending the points marked with the identification codes to the account of the consumer includes:

carrying out key encryption on the integral marked with the identification code;

the encrypted points are sent to the consumer's account. In actual application, the integration is encrypted, so that the safety of the integration is guaranteed, the integration is prevented from being stolen, the safety of an account is increased virtually, and the customer experience is improved.

In one possible design, the associating and archiving the identity information, the identity identification code and the credit limit of the consumer includes:

constructing a file unit according to the identity information, and identifying the file unit by an identity identification code;

and carrying out related archiving on the identity information, the identity identification code and the credit of the consumer in an archiving unit. In practice, in this way, the points are deposited into the associated account of the consumer. Therefore, daily application of the integral is more practical.

In a second aspect, the present invention provides a recycling consumption system, the system comprising:

the system comprises an acquisition unit, a processing unit and a processing unit, wherein the acquisition unit is used for acquiring a consumption record of a consumer, and the consumption record comprises identity information and consumption information of the consumer; through the acquisition unit, the locking of the consumer information is realized, and the identity information is based on the consumer account information, so that the identity information of the consumer can be determined more.

The statistical unit is used for determining a present amount according to consumption information statistics;

the first generation unit is used for generating the integral of the corresponding amount according to the donation amount determined by statistics;

the second generating unit is used for generating a unique identification code according to the identity information; in actual application, how to determine the present amount, the consumption goods and the service are provided through the statistical unit; the merchant's finished goods and the determined discount of the docking platform to make the comp determination.

The presentation unit is used for marking the identification code on the score and sending the score marked with the identification code to the account of the consumer; in actual application, the point is bound with the identity of the consumer, the point can be understood as the point, the point is bound with the consumer through the mark, consumption information of the consumer can be tracked in a block chain mode, customers can be recommended to merchants conveniently, and meanwhile the consumers can obtain more accurate merchants conveniently. By determining a store whose perimeter is suitable for its consumer capabilities; for example, the consumer is mingming, in the daily consumption process, the points are used for a long time, and the currency is common in shops at the consumption level such as snacks in Sha county, so that the life radius of the consumer is determined through the circulation region of the points by marking the circulation mode of the points, so that the points can be recommended to merchants in the region more accurately and conveniently, and the consumption level can be determined through the amount of the points; the method can provide consumers with merchants with corresponding consumption levels more accurately, and is not limited to online and offline merchants.

And the archiving unit is used for correlating and archiving the identity information, the identity identification code and the credit of the consumer. Thus, in practical use, the integral can be stored in this manner.

In one possible design, the system further includes a receiving unit, a determining unit, and a retrieving unit, where:

the receiving unit is used for receiving the credit use request, the use limit and the identity information of the consumer;

the determining unit is used for verifying the identity information according to the integral use request and determining the identity identification code of the consumer;

the retrieval unit is used for retrieving the quota of the corresponding point according to the identity identification code;

the archiving unit is also used for subtracting the using amount from the amount of the integral, and correlating and archiving the remaining amount with the identity information and the identity identification code of the consumer;

the giving unit is also used for marking the credit of the surplus limit with the identification code and then sending the credit to the account of the consumer. In practical application, according to the scheme, the consumer uses the integrated flow, and the stability of each flow in the consumption process is ensured through the units. And the consumer can keep the existing cashless consumption habit, and the popularization difficulty is reduced.

In a third aspect, the present invention provides a computer apparatus comprising:

a memory to store instructions;

a processor configured to read the instructions stored in the memory and execute the method of any of the first aspects according to the instructions.

In a fourth aspect, the present invention provides a computer-readable storage medium having stored thereon instructions which, when run on a computer, cause the computer to perform the method of any of the first aspects described above.

In a fifth aspect, the present invention provides a computer program product comprising instructions which, when run on a computer, cause the computer to perform the method of any of the first aspects above.

The invention has the beneficial effects that:

the invention determines the present amount by obtaining the consumption information of the consumer, then generates the integral of the corresponding amount according to the present amount, marks the identification code generated by the identity information of the consumer on the integral, then sends the integral marked with the identification code to the account of the consumer, and carries out the correlation archiving of the identity information of the consumer, the identification code and the amount of the integral, thereby leading the consumer to use the integral to carry out the secondary consumption of any state, shop and commodity, and when the consumer uses the integral to carry out the secondary consumption, only the integral, the identity information and the identification code need to be archived, called and verified. By the method, the consumer is not limited by the presentation consumption mode, the viscosity of the consumer is enhanced, and the consumer is effectively guided to carry out circular consumption.

Drawings

In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.

FIG. 1 is a schematic diagram of a first part of the process of the present invention;

FIG. 2 is a schematic diagram of a second part of the process of the present invention;

FIG. 3 is a schematic diagram of the system of the present invention;

FIG. 4 is a schematic diagram of the computer apparatus according to the present invention.

Detailed Description

The invention is further described with reference to the following figures and specific embodiments. It should be noted that the description of the embodiments is provided to help understanding of the present invention, but the present invention is not limited thereto. Specific structural and functional details disclosed herein are merely illustrative of example embodiments of the invention. This invention may, however, be embodied in many alternate forms and should not be construed as limited to the embodiments set forth herein.

It should be understood that the terms first, second, etc. are used merely for distinguishing between descriptions and are not intended to indicate or imply relative importance. Although the terms first, second, etc. may be used herein to describe various elements, these elements should not be limited by these terms. These terms are only used to distinguish one element from another. For example, a first element could be termed a second element, and, similarly, a second element could be termed a first element, without departing from the scope of example embodiments of the present invention.

In the following description, specific details are provided to facilitate a thorough understanding of example embodiments. However, it will be understood by those of ordinary skill in the art that the example embodiments may be practiced without these specific details. For example, systems may be shown in block diagrams in order not to obscure the examples in unnecessary detail. In other instances, well-known processes, structures and techniques may be shown without unnecessary detail in order to avoid obscuring example embodiments.

Example 1:

the embodiment provides a cyclic consumption method, which can be applied to an e-commerce platform, as shown in fig. 1 to 2, and the method includes the following steps:

s101, obtaining a consumption record of a consumer, wherein the consumption record comprises identity information and consumption information of the consumer.

During specific implementation, the platform acquires a consumption record of one-time consumption of the consumer, wherein the consumption record comprises identity information and consumption information of the consumer, the identity information comprises a name, an identity card number, a platform account number, a mobile phone number and the like, and the consumption information comprises commodity categories, commodity quantity, consumption amount and the like.

And S102, determining a donation amount according to consumption information statistics.

In specific implementation, the platform can multiply the set donation coefficient according to the total consumption amount of the consumer consumed once to obtain the donation amount. Or multiplying the consumption amount corresponding to each commodity category by the category coefficient of each commodity category to obtain each classification amount; then, the classified quota is added to obtain a present quota.

And S103, generating the integral of the corresponding amount according to the donation amount determined by statistics.

In specific implementation, the platform generates the credit of the equivalent line according to the donation line, and the credit can be generated by acquiring the equivalent fund flow from the corresponding bank account way or the equivalent fund flow from the corresponding third-party payment platform way.

And S104, generating a unique identification code according to the identity information.

During specific implementation, the platform generates a unique identification code according to the identity information, and the identification code can be generated in a combined encryption mode by adding the identification number and the account number and then adding the mobile phone number, so that the use safety of the identification code is improved.

And S105, marking the identification code on the score, and sending the score marked with the identification code to the account of the consumer.

When the method is implemented specifically, the platform marks the identification code on the score for comparison and distinction, and sends the score marked with the identification code to the account of the consumer, and the process comprises the following steps: and encrypting the points marked with the identification codes by using a secret key, and then sending the encrypted points to the account of the consumer.

And S106, carrying out correlation archiving on the identity information, the identity identification code and the credit of the consumer.

When the system is implemented specifically, the platform constructs a file unit according to the identity information, identifies the file unit by the identity identification code, and then associates and files the identity information of the consumer, the identity identification code and the credit of the point in the file unit.

The consumer can be used for carrying out the next cycle consumption after acquiring the corresponding points, and when the consumer uses the points for secondary consumption, the process of platform settlement comprises the following steps:

s201, receiving a credit use request, a use limit and identity information of a consumer;

s202, identity information verification is carried out according to the integral use request, and an identity identification code of a consumer is determined;

s203, retrieving the amount of the corresponding point according to the identity identification code;

s204, subtracting the using amount from the amount of the integral, and associating and archiving the remaining amount with the identity information and the identity identification code of the consumer;

and S205, marking the points of the surplus limit with the identification codes and then sending the points to the account of the consumer.

When the method is specifically implemented, a consumer can use the credit to perform secondary consumption of any business state, shop and commodity, during consumption, only the credit use request, the use limit and the identity information of the consumer need to be received, then the identity information is verified according to the credit use request, the identity identification code of the consumer is determined, the limit of the corresponding credit is searched according to the identity identification code, the use limit is subtracted from the limit of the credit, the remaining limit is associated and filed with the identity information and the identity identification code of the consumer, the credit of the remaining limit is marked with the identity identification code and then is sent to an account of the consumer, and then credit settlement and filing of the remaining limit can be completed, so that the consumer can consume and use the credit in a circulating mode.

Example 2:

the present embodiment provides a recycling consumption system, as shown in fig. 3, including:

the system comprises an acquisition unit, a processing unit and a processing unit, wherein the acquisition unit is used for acquiring a consumption record of a consumer, and the consumption record comprises identity information and consumption information of the consumer;

the statistical unit is used for determining a present amount according to consumption information statistics;

the first generation unit is used for generating the integral of the corresponding amount according to the donation amount determined by statistics;

the second generating unit is used for generating a unique identification code according to the identity information;

the presentation unit is used for marking the identification code on the score and sending the score marked with the identification code to the account of the consumer;

and the archiving unit is used for correlating and archiving the identity information, the identity identification code and the credit of the consumer.

In one possible design, the system further includes a receiving unit, a determining unit, and a retrieving unit, where:

the receiving unit is used for receiving the credit use request, the use limit and the identity information of the consumer;

the determining unit is used for verifying the identity information according to the integral use request and determining the identity identification code of the consumer;

the retrieval unit is used for retrieving the quota of the corresponding point according to the identity identification code;

the archiving unit is also used for subtracting the using amount from the amount of the integral, and correlating and archiving the remaining amount with the identity information and the identity identification code of the consumer;

the giving unit is also used for marking the credit of the surplus limit with the identification code and then sending the credit to the account of the consumer.

Example 3:

the embodiment provides a computer device, as shown in fig. 4, in a hardware level, the computer device includes:

a memory to store instructions;

and the processor is used for reading the instructions stored in the memory and executing the cycle consumption method in the embodiment 1 according to the instructions.

Optionally, the computer device further comprises an internal bus and a communication interface. The processor, the memory, and the communication interface may be connected to each other via an internal bus, which may be an ISA (Industry Standard Architecture) bus, a PCI (Peripheral Component Interconnect) bus, an EISA (Extended Industry Standard Architecture) bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc.

The Memory may include, but is not limited to, a Random Access Memory (RAM), a Read Only Memory (ROM), a Flash Memory (Flash Memory), a First In First Out (FIFO), a First In Last Out (FILO), and/or the like. The Processor may be a general-purpose Processor including a Central Processing Unit (CPU), a Network Processor (NP), and the like; but also Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs) or other Programmable logic devices, discrete Gate or transistor logic devices, discrete hardware components.

Example 4:

the present embodiment provides a computer-readable storage medium having stored thereon instructions that, when executed on a computer, cause the computer to perform the loop consumption method described in embodiment 1. The computer-readable storage medium refers to a carrier for storing data, and may include, but is not limited to, floppy disks, optical disks, hard disks, flash memories, flash disks and/or Memory sticks (Memory sticks), etc., and the computer may be a general-purpose computer, a special-purpose computer, a computer network, or other programmable devices.

Example 5:

the present embodiment provides a computer program product comprising instructions which, when run on a computer, cause the computer to perform the loop consumption method described in embodiment 1. The computer may be a general purpose computer, a special purpose computer, a network of computers, or other programmable devices.

Finally, it should be noted that: the above description is only a preferred embodiment of the present invention, and is not intended to limit the scope of the present invention. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.