阅读说明：本技术 一种公交ic卡业务处理方法 (Public transport IC card service processing method ) 是由 刘重拯 卢水平 于 2021-01-20 设计创作，主要内容包括：本发明提供一种公交IC卡业务处理方法,包括线上业务账户与IC卡业务账户绑定的步骤；IC卡合法性验证步骤；办理IC卡业务的步骤。本发明中,由于将线上业务账户与IC卡业务账户绑定,因此,除乘车业务以外,其它大多数业务都可以利用线上业务账户登录IC卡业务后台自助办理,克服了现场办理人员多麻烦的不足。(The invention provides a public transit IC card business processing method, including the step that the business account binds with IC card business account on-line; verifying the validity of the IC card; and transacting the IC card service. In the invention, because the online service account and the IC card service account are bound, most other services except the riding service can log in the IC card service background for self-help handling by utilizing the online service account, thereby overcoming the defect of more troubles of field handling personnel.)

1. A public traffic IC card service processing method is characterized in that: the method comprises the following steps:

binding an online service account with an IC card service account; registering an online service account in an IC card service background to realize the corresponding relation between the online service account and the IC card service account;

verifying the IC clamping method; when the IC card service is started, the IC card terminal verifies the legality of the IC card by reading the IC card, or verifies the legality of the account by using the online service account and the password, if the legality is not verified, the IC card terminal finishes the verification, otherwise, the IC card terminal continues to perform the IC service;

and transacting related services in the IC card service background.

2. The bus IC card service processing method according to claim 1, characterized in that: the online business account is a public transport business account registered by a passenger on a WeChat applet based on the public transport alliance, a bank card is bound to the online business account, and a secret-free micropayment function is opened.

3. The bus IC card service processing method according to claim 2, characterized in that: the method for obtaining the IC card number during binding comprises the following steps:

reading the card number of the IC card through the NFC function of the mobile phone;

manually inputting an IC card number;

and reading the card number through the self-service IC card terminal, generating a two-dimensional code, and scanning the two-dimensional code to obtain the IC card number.

4. The bus IC card service processing method according to claim 3, characterized in that: the IC card service comprises riding; the riding service comprises the following steps:

the IC card terminal checks through reading the IC card; in the step, when a passenger gets on a bus, the passenger swipes an IC card on an IC card terminal on the bus;

deducting the fee; the method comprises the following steps:

the IC card terminal communicates with the IC card service background and at least transmits the IC card number and the deduction amount to the IC card service background;

in the IC card service background, inquiring whether the prepaid account number corresponding to the IC card number has enough funds to deduct money, if the prepaid account number corresponding to the IC card number has enough funds to deduct money, deducting the funds from the prepaid account number, and updating the account balance; if the prepaid account number corresponding to the IC card number does not have enough funds for deduction, the bank card in the online business account bound by the IC card pays in a secret-free small amount.

5. The bus IC card service processing method according to claim 3, characterized in that: the IC card service comprises an annual audit service; the annual audit service comprises the following steps:

logging in an IC card service background by using an online service account and a password;

and (5) completing annual review by using face recognition verification.

6. The bus IC card service processing method according to claim 1, characterized in that: the IC card terminal verifies the validity of the IC card by reading the IC card and comprises the following methods:

when issuing a card, the IC card is encrypted by adopting a self-set encryption mode, and if the encryption mode is correct, the IC card is clamped;

after the IC card is bound with the online business account initially, the IC card business background adds the IC card into a white list and issues the white list to each terminal, the terminal determines whether the IC card which is currently swiped is the IC card bound with the online account or not according to the white list when swiping the card, and if the IC card is currently swiped, the IC card is legal.

Technical Field

The invention relates to the field of urban public transport travel, in particular to a bus IC card business processing method for optimizing a use mode of passengers taking a bus by using an IC card specially.

Background

The consumption of the IC card by the one-card in the city has been continued for more than 20 years, the IC card needs to be recharged, annual examined and recharged since the IC card is used in the field of public transport and travel, and the card can be used only when the card has balance or times and the validity period of the card is after the current date. The passengers need to recharge at the IC card recharging points of the public transport all-purpose cards, and if the validity period is over, the passengers need to go to the annual review points of the IC cards to carry out annual review on the cards and cardholders. This mode results in a considerable concentration of people gathering at IC cards and related business transaction points, especially when the annual review of old age cards and student cards is more intensive, resulting in the public transport all-in-one card company being completely short of people at the end of the year and at the beginning of school, but being idle at ordinary times. The system is low in efficiency and high in cost for the public transport all-purpose card company. Meanwhile, due to the gathering of people, particularly when epidemic prevention and control are carried out, great risks are brought to passengers and the public transport all-purpose card company.

Disclosure of Invention

In view of the above-mentioned defects of the existing IC card, the technical problem to be solved by the present invention is a method for processing a public transportation IC card service by binding an IC card with an online platform. The method associates the IC card with the personal account of the online platform, allows passengers to get on the bus when the card swiping equipment reads the card and confirms that the card information state is normal, then pushes the bus taking information of the IC card to the online platform, and the online platform deducts the fee, so that the complete bus taking transaction process is completed.

The technical scheme adopted by the invention for realizing the technical requirements is as follows: a public traffic IC card service processing method comprises the following steps:

binding an online service account with an IC card service account; registering an online service account in an IC card service background to realize the corresponding relation between the online service account and the IC card service account;

when the IC card service is started, the IC card terminal verifies the legality of the IC card by reading the IC card, or verifies the legality of the account by using the online service account and the password, if the legality is not verified, the IC card terminal finishes the verification, otherwise, the IC card terminal continues to perform the IC service;

and handling related services in the IC card service background.

Further, in the bus IC card service processing method: the online business account is a public transport business account registered by a passenger on a WeChat applet based on the public transport alliance, a bank card is bound to the online business account, and a secret-free micropayment function is opened.

Further, in the bus IC card service processing method: the method for obtaining the IC card number during binding comprises the following steps:

reading the card number of the IC card through the NFC function of the mobile phone;

manually inputting an IC card number;

and reading the card number through the self-service IC card terminal, generating a two-dimensional code, and scanning the two-dimensional code to obtain the IC card number.

Further, in the IC card identification and mobile interaction method: the IC card service comprises riding; the riding service comprises the following steps:

the IC card terminal checks through reading the IC card; in the step, when a passenger gets on a bus, the passenger swipes an IC card on an IC card terminal on the bus;

deducting the fee; the method comprises the following steps:

the IC card terminal communicates with the IC card service background and at least transmits the IC card number and the deduction amount to the IC card service background;

in the IC card service background, inquiring whether the prepaid account number corresponding to the IC card number has enough funds to deduct money, if the prepaid account number corresponding to the IC card number has enough funds to deduct money, deducting the funds from the prepaid account number, and updating the account balance; if the prepaid account number corresponding to the IC card number does not have enough funds for deduction, the bank card in the online business account bound by the IC card pays in a secret-free small amount.

Further, in the bus IC card service processing method: the IC card service comprises an annual audit service; the annual audit service comprises the following steps:

logging in an IC card service background by using an online service account and a password;

and (5) completing annual review by using face recognition verification.

Further, in the bus IC card service processing method: the IC card terminal verifies the validity of the IC card by reading the IC card and comprises the following methods:

when issuing a card, the IC card is encrypted by adopting a self-set encryption mode, and if the encryption mode is correct, the IC card is clamped;

after the IC card is bound with the online business account initially, the IC card business background adds the IC card into a white list and issues the white list to each terminal, the terminal determines whether the IC card which is currently swiped is the IC card bound with the online account or not according to the white list when swiping the card, and if the IC card is currently swiped, the IC card is legal.

In the invention, because the online service account and the IC card service account are bound, most other services except the riding service can log in the IC card service background for self-help handling by utilizing the online service account, thereby overcoming the defect of more troubles of field handling personnel.

The present invention will be further described with reference to the following embodiments.

Detailed Description

Embodiment 1 is a method for processing a bus IC card service, and the method of this embodiment can be used to handle many bus IC card services on line, and includes the following steps:

firstly, binding an online service account and an IC card service account; registering an online service account in an IC card service background to realize the corresponding relation between the online service account and the IC card service account; in this embodiment, practically, an account of a passenger is registered in a background of a public transport company, which is called an IC card service background, and the account of the passenger is bound with an IC card held by the passenger, and when an online service account is registered, the account name may be set to a name convenient to be memorized by the passenger, or an account name may be directly made by an IC card number, or an online service account name may be made by a bank card account number, a micro signal, a QQ number, an e-mail box number, or the like of the passenger. The account can be bound with the own bank card account or other third party accounts when the account is registered. Therefore, when a car is taken, if the money in the IC card is insufficient, the payment can be carried out from the bound bank card account or other third party accounts, and in practical application, the bank card account or other third party accounts can be provided with the secret-free micropayment function.

The method for obtaining the IC card number during binding comprises the following modes:

reading the card number of the IC card through the NFC function of the mobile phone;

manually inputting an IC card number;

and reading the card number through the self-service IC card terminal, generating a two-dimensional code, and scanning the two-dimensional code to obtain the IC card number.

Secondly, verifying the IC clamping method; when the IC card service is started, the IC card terminal verifies the validity of the IC card by reading the IC card, or verifies the validity of the account by using the online service account and the password, if the validity is not verified, the IC card terminal continues to perform the IC service.

In this embodiment, the IC card validity determination processing includes:

the IC card of the public transport is encrypted, and the encryption mode is determined by the card issuing of the IC card and is the attribute of the IC card.

Firstly, after an IC card is bound with an online mode, a platform adds the card into a white list and issues the card to a terminal, the terminal determines whether the current card is bound with the online mode or not according to the white list when swiping the card, if the online mode is bound, an online payment process is adopted, a binding identifier is written into the IC card, whether the online mode is bound or not is judged according to the identifier, and a record written with binding information is generated and transmitted to the platform. The online platform deletes the card from the white list after receiving the record of the binding information, thereby reducing the increasing amount of white lists.

Meanwhile, the online platform also supports an IC card unbinding and binding association online mode, the unbound IC card can be added into a blacklist and issued to the terminal, when the terminal determines that the card is in the blacklist, an online payment process cannot be adopted, meanwhile, an unbinding mark in the IC card is removed, a unbinding information record is generated and transmitted to the platform, and the online platform can delete the card from the blacklist after receiving the unbinding information record, so that the number of the blacklist is reduced.

And finally, transacting related services in the IC card service background.

The most important is a riding service, which comprises the following steps:

the IC card terminal checks through reading the IC card; in the step, when a passenger gets on a bus, the passenger swipes an IC card on an IC card terminal on the bus;

deducting the fee; the method comprises the following steps:

the IC card terminal communicates with the IC card service background and at least transmits the IC card number and the deduction amount to the IC card service background;

in the IC card service background, inquiring whether the prepaid account number corresponding to the IC card number has enough funds to deduct money, if the prepaid account number corresponding to the IC card number has enough funds to deduct money, deducting the funds from the prepaid account number, and updating the account balance; if the prepaid account number corresponding to the IC card number does not have enough funds for deduction, the bank card in the online business account bound by the IC card pays in a secret-free small amount.

Also annual audit business; if the IC card is an old card, the card needs annual inspection which can be completed only by the online platform and the face recognition verification.

The annual audit service comprises the following steps:

logging in an IC card service background by using an online service account and a password;

and (5) completing annual review by using face recognition verification.

In this embodiment, some public transportation IC card services are handled online.

First, the online service is based on the WeChat applet account of the public transportation alliance. The passenger user needs to register the public transportation service of the corresponding city in the small program and activate the function of the secret-free small payment.

Secondly, the user needs to activate the function of binding the IC card in the account registered by the small program, and the card number of the IC card can be read out through the NFC function of the mobile phone, manually input, or generate a two-dimensional code to the micro-card or the small program to scan the card number to obtain the card number after reading out the card number through the self-service terminal.

And finally, after the IC card is swiped on the card swiping equipment on the bus for taking a bus, the terminal verifies the validity of the IC card, and then the passenger can take the bus, meanwhile, the terminal transmits the card swiping record to the online platform, and the online platform deducts the travel cost through the user WeChat account associated with the IC card.