Real-name system all-purpose card suitable for different crowds

文档序号:1521870 发布日期:2020-02-11 浏览:12次 中文

阅读说明:本技术 一种适用于不同人群的实名制一卡通 (Real-name system all-purpose card suitable for different crowds ) 是由 刘立 于 2019-09-24 设计创作,主要内容包括:本发明提出的适用于不同人群的实名制一卡通,通过配置多个芯片卡槽,不同人群选择的卡槽配置的功能不一样,能够针对不同人群的功能需求实现定制化;所述卡槽包括第一芯片卡槽、第二芯片卡槽、第三芯片卡槽、第四芯片卡槽。当物联网芯片放置于第二芯片卡槽或第三芯片卡槽时,所述一卡通装置实现基本的功能,并可以由物联网芯片实现一卡通装置的启用或者挂失;当物联网芯片放置于第一芯片卡槽或第四芯片卡槽时,所述一卡通装置除实现基本功能外,还可以通过数据接口与移动终端连接,从而进行数据读取,并可以基于数据转换处理器对所述实名制物联网芯片的数据进行转换,形成可向外界无线传输的数据流,从而可供移动终端使用。(According to the real-name-system all-purpose card suitable for different crowds, due to the fact that the plurality of chip card slots are configured, the card slots selected by different crowds are different in configuration function, and customization can be achieved according to the function requirements of different crowds; the card slot comprises a first chip card slot, a second chip card slot, a third chip card slot and a fourth chip card slot. When the Internet of things chip is placed in the second chip card slot or the third chip card slot, the all-purpose card device realizes basic functions, and the all-purpose card device can be started or lost by the Internet of things chip; when the internet of things chip is placed in the first chip card slot or the fourth chip card slot, the all-purpose card device can be connected with the mobile terminal through a data interface besides realizing basic functions, so that data reading is carried out, data of the real-name internet of things chip can be converted based on the data conversion processor, a data stream capable of being wirelessly transmitted to the outside is formed, and the data stream can be used by the mobile terminal.)

1. A real-name-system one-card device (1) suitable for different crowds comprises a first chip card slot (11), a second chip card slot (12), a third chip card slot (13) and a fourth chip card slot (14);

the method is characterized in that:

the first to fourth chip card slots (11-14) are used for internally arranging anti-disassembly real-name Internet of things chips;

the all-purpose card device (1) further comprises a data chip (15) arranged in the middle of the all-purpose card device (1) and a data conversion processor (16) electrically connected with the data chip (15);

the data conversion processor (16) is in communication connection with the fourth chip card slot (14) and the first chip card slot (11);

the all-purpose card device (1) further comprises a data interface slot (17) arranged in the middle of the first edge; the data interface slot (17) is communicated with the data chip (15) through at least three data communication lines;

at least three data transmission lines are connected among the fourth chip card slot (14), the first chip card slot (11) and the data chip (15);

the one-card device comprises a detachable data communication interface (18), one end of the detachable data communication interface (18) can be inserted into the data interface slot (17) of the one-card device (1) configured in the middle of the first edge, and the other end of the detachable data communication interface (18) can be connected with a mobile terminal, and data communication is carried out between the one-card device (1) and the mobile terminal.

2. The real-name system one-card device (1) as claimed in claim 1, wherein the third chip card slot (13), the second chip card slot (12) and the data chip (15) are connected by only one enabling data line, and the state of the data chip (15) is enabled by the activation state of the real-name system internet-of-things chip built in the third chip card slot (13) and the second chip card slot (12).

3. The real-name system one-card device (1) as claimed in claim 2, wherein the enabling data line is a unidirectional data transmission line, and the enabling signal can only be transmitted to the data chip (15) by the real-name system internet-of-things chips built in the third chip card slot (13) and the second chip card slot (12).

4. The real-name system one-card device (1) as claimed in claim 1, wherein the real-name system internet-of-things chip is one, and the one real-name system internet-of-things chip is mounted in one of the first to fourth chip card slots (11-14) according to a user type of a user.

5. The real-name system one-card device (1) as claimed in claim 1, wherein one of the three data transmission lines connected between the fourth chip card slot (14), the first chip card slot (11) and the data chip (15) is an enable data line, the enable data line is a unidirectional transmission data line, and only the real-name system internet-of-things chip built in the fourth chip card slot (14) and the first chip card slot (11) can transmit an enable signal to the data chip (15).

6. The real-name system one-card device (1) as claimed in claim 4, wherein when the real-name system internet of things chip is mounted in one of the fourth chip card slot (14) and the first chip card slot (11), the data conversion processor (16) communicatively connected to the fourth chip card slot (14) and the first chip card slot (11) converts the data of the real-name system internet of things chip to form a data stream capable of being wirelessly transmitted to the outside.

7. The real-name system one-card device (1) as claimed in claim 6, wherein when the real-name system internet of things chip is installed in one of the fourth chip card slot (14) and the first chip card slot (11), the detachable data communication interface (18) is connected to the data interface slot (17) of the one-card device (1) configured in the first edge middle position, and the other end of the one-card device is connected to the mobile terminal, and the mobile terminal receives a data stream which is formed by converting the data of the real-name system internet of things chip by the data conversion processor (16) and can be transmitted to the outside wirelessly.

8. A method of using the real-name all-purpose card of any one of claims 1-7, the method comprising:

s1: the user transacts the Internet of things chip containing personal information in a real-name mode;

s2: installing the Internet of things chip into one of the first to fourth chip card slots (11-14) according to the type of a user;

s3: a user activates the Internet of things chip, and transmits an enabling signal to the data chip (15) through a one-way transmission enabling data line connected between the Internet of things chip card slot and the data chip (15), so that the real-name system all-purpose card is activated;

characterized in that the method further comprises the steps of:

s4: if the one-card is not used any more, the user reports that the internet of things chip is lost, the data chip cannot accept the enabling signal, and the one-card can be stopped.

9. The method of use of claim 8, further comprising:

if the internet of things chip is mounted to the fourth chip card slot (14) or the first chip card slot (11),

connecting the detachable data communication interface (18) to the data interface slot (17) of the all-purpose card device (1) configured at the middle position of the first edge, and connecting the other end of the all-purpose card device to a mobile terminal;

and once the mobile terminal is successfully connected with the one-card device, sending one-card authentication data to the mobile terminal through a data communication line between the data chip (15) and the data interface slot (17), and prompting a user to input personal authentication information.

10. The method of claim 9, further comprising: judging whether the one-card authentication data is consistent with the personal authentication information, if so, starting the data conversion processor (16), and receiving a data stream which is formed by converting the data of the real-name Internet of things chip by the data conversion processor (16) and can be transmitted to the outside by the mobile terminal;

and if the two are not consistent, warning information is sent out.

Technical Field

The invention relates to the technical field of all-purpose cards, in particular to a real-name all-purpose card suitable for different crowds and a using method thereof.

Background

The one-card realizes intelligent management of a plurality of different functions on the same card, and is essentially a set of special information management system consisting of cards, appliances and upper management software. The core content of the method is to utilize a specific physical medium, namely a card, to realize the standardization and automation of information resource management from the generation, collection, transmission to the summary analysis of business data.

With the diversification of functions of the one-card, the system gradually changes from an initial anonymous issuing mode to a real-name issuing mode. Through the real-name system, a user can freeze the card in time through loss reporting and other means when the card is lost or stolen, so that greater loss is avoided; or when the card is changed, the one-key migration of the original card data can be realized.

For example, the chinese patent application with application number CN201710436972.9 proposes a traffic one-card system based on the TSM platform, after the card issuance is finished, the user fills in the detailed information and identity authentication of the user, and binds the account and the user information, so as to implement the real-name authentication and ensure the security, so as to facilitate the subsequent card migration. The utility model discloses a self-service device that is applied to municipal all-purpose card real-name system is then disclosed to the utility model patent of bulletin number CN208225208U, need not staff's on duty and can realize that the cardholder carries out the registration of all-purpose card real-name system by oneself to solve the more difficult and technical problem of inefficiency of artifical window real-name system registration.

However, although the current one-card device realizes the real-name system of personal information, when the card is stolen or lost, the loss reporting or reimbursement method is still complicated.

In addition, the existing one-card device cannot provide cards with corresponding functions for different people for mass production line-type production, so that the attraction is not enough. Although the utility model with the publication number CN205390579U claims to provide a customized personalized one-card identification bracelet, it focuses on the functions of image display and identification, rather than the customized requirements of different people.

Therefore, the prior art does not provide an effective solution in customizing the all-purpose cards with different functions for different people.

Disclosure of Invention

In order to solve the technical problems, the invention provides a real-name all-purpose card suitable for different crowds and a using method thereof.

According to the real-name system all-purpose card device, through configuration of the plurality of chip card slots, people of different categories can select the corresponding card slot to place the corresponding real-name system Internet of things chip, and therefore real-name system authentication is achieved; in addition, the functions of the card slot configurations selected by different crowds are different, and customization can be realized according to the functional requirements of different crowds; the card slot comprises a first chip card slot, a second chip card slot, a third chip card slot and a fourth chip card slot. When the Internet of things chip is placed in the second chip card slot or the third chip card slot, the all-purpose card device realizes basic functions, and the all-purpose card device can be started or lost by the Internet of things chip; when the internet of things chip is placed in the first chip card slot or the fourth chip card slot, the all-purpose card device can be connected with the mobile terminal through a data interface besides realizing basic functions, so that data reading is carried out, data of the real-name internet of things chip can be converted based on the data conversion processor, a data stream capable of being wirelessly transmitted to the outside is formed, and the data stream can be used by the mobile terminal.

Specifically, in a first aspect of the present invention, a real-name all-purpose card suitable for different people is provided, where the all-purpose card device includes a first chip card slot, a second chip card slot, a third chip card slot, and a fourth chip card slot;

the first chip card slot, the second chip card slot, the third chip card slot and the fourth chip card slot are used for internally arranging an anti-disassembly real-name Internet of things chip;

as a first innovation point of the invention, the real-name system internet of things chip can be a mobile phone mobile communication chip with the function of internet of things, the mobile communication chip is a matched chip belonging to the same real-name system authentication information with a mobile phone card normally used by a user, and the user can handle the real-name system mobile phone mobile communication chip through a mobile operator and bind with the normally used mobile phone card; when the all-purpose card is lost or does not want to be used, the mobile phone can contact a mobile operator to change the real-name system state of the mobile communication chip, for example, the mobile communication chip is lost and cannot send out an enabling signal;

as another innovation point of the invention, the real-name system internet of things chip is an anti-disassembly internet of things chip; after the anti-disassembly Internet of things chip is successfully installed for the first time, if the anti-disassembly Internet of things chip is directly installed again after being disassembled, the chip is invalid; unless authenticated by connecting to an authenticated mobile terminal through the data interface, it cannot be used.

More specifically, the one-card device further comprises a data chip arranged in the middle of the one-card device and a data conversion processor electrically connected with the data chip;

the data conversion processor is in communication connection with the fourth chip card slot and the first chip card slot;

the all-purpose card device also comprises a data interface slot arranged in the middle of the first edge; the data interface slot is communicated with the data chip through at least three data communication lines;

at least three data transmission lines are connected among the fourth chip card slot, the first chip card slot and the data chip;

the one-card device can be used in cooperation with a detachable data communication interface, one end of the detachable data communication interface can be inserted into the data interface slot, arranged in the middle of the first edge, of the one-card device, the other end of the detachable data communication interface can be connected with a mobile terminal, and data communication is carried out between the one-card device and the mobile terminal.

As another innovative point of the present invention, the one-card device includes a configured data conversion processor, and the data conversion processor can convert data of the internet of things chip in the first chip card slot or the fourth chip card slot to form a data stream capable of being wirelessly transmitted to the outside, so as to be used by a mobile terminal.

As an embodiment of the above innovation point, when the internet of things chip is a data chip card with a data traffic package provided by a mobile operator, when the real-name internet of things chip is installed in one of the fourth chip card slot and the first chip card slot, the detachable data communication interface is connected to the data interface slot of the one-card device disposed at the middle position of the first edge, and the other end of the one-card device is connected to a mobile terminal, and the mobile terminal receives a data stream which is formed by converting data of the real-name internet of things chip by the data conversion processor and can be wirelessly transmitted to the outside, which is specifically expressed by converting the data traffic into wireless internet traffic for the mobile terminal to use;

it should be noted that this function is only effective for the case where the real-name internet of things chip is mounted in one of the fourth chip card slot and the first chip card slot. In the invention, when the user is a young employee, an adult campus or other business type, the issued one-card supports the installation of the handled real-name Internet of things chip into one of the fourth chip card slot and the first chip card slot of the one-card device in consideration of more wireless internet access requirements, so that the mobile wifi hotspot function is provided.

For the minors or the old, the distributed one-card only supports the installation of the handled real-name Internet of things chip in one of the second chip card slot and the third chip card slot of the one-card device. Since there is no data connection between the two card slots and the data converter, no other function than the basic function is provided; however, the two card slots still enable the data line to be connected to the data chip at the middle position of the all-purpose card device, so that the enabling state of the all-purpose card can still be controlled through the real-name Internet of things chip.

Therefore, more specifically, the technical solution of the present invention further includes:

the third chip card slot, the second chip card slot and the data chip are connected through only one enabling data line, and the state of the data chip is enabled through the activation state of a real-name internet-of-things chip arranged in the third chip card slot and the second chip card slot;

the enabling data line is a unidirectional transmission data line, and enabling signals can be transmitted to the data chip only by the real-name internet-of-things chips arranged in the third chip card slot and the second chip card slot;

it should be noted that, although the all-purpose card device of the present invention provides four chip card slots, only one of the chip card slots can be enabled when in use. The specific enabled internet of things is determined by the type of the user when the real-name internet of things chip is distributed.

That is, the real-name system internet of things chip is one, and the real-name system internet of things chip is installed in one of the first to fourth chip card slots according to the user type of the user.

Generally, for minors, the real-name internet-of-things chip is mounted to the second chip card slot; for the old, the real-name Internet of things chip is installed in the third chip card slot; for others, mounting to the first chip card slot or the fourth chip card slot may be selected.

One of the three data transmission lines connected among the fourth chip card slot, the first chip card slot and the data chip is an enabling data line, the enabling data line is a one-way transmission data line, and an enabling signal can only be transmitted to the data chip by the real-name system Internet of things chip arranged in the fourth chip card slot and the first chip card slot. This arrangement ensures that all types of users can implement one-card enabled state control, such as loss reporting.

The one-card-through device can be suitable for different crowds and provides personalized functions for different crowds; meanwhile, the device can realize large-scale production line type production and manufacture like a common all-purpose card device. This is because the function of providing individualization to different groups of people is realized by different types of chip card slots.

Therefore, as another advantage of the present invention, the all-purpose card device can be mass-produced during manufacturing, for example, only four chip card slots and a central data chip (a universal data chip or a blank chip) need to be produced; then, different groups transact corresponding real-name system Internet of things chips according to needs and install the chips into corresponding slots, and different functions can be achieved.

And because the real-name system Internet of things chip is an anti-disassembly Internet of things chip, after the chip is successfully installed for the first time, if the chip is directly installed again after being disassembled, the chip is invalid. This also can prevent that the crowd who does not accord with the condition from dismouting the chip at will and place in not belonging to the chip card slot of own user type.

In another aspect of the present invention, there is provided a method for using a real-name all-purpose card suitable for different people, the method comprising the steps of:

s1: the user transacts the Internet of things chip containing personal information in a real-name mode;

s2: installing the Internet of things chip into one of the first to fourth chip card slots according to the type of a user;

s3: a user activates the Internet of things chip, and transmits an enabling signal to the data chip through a one-way transmission enabling data line connected between the Internet of things chip card slot and the data chip, so that the real-name system all-purpose card is activated;

s4: if the one-card is not used any more, the user reports that the internet of things chip is lost, the data chip cannot accept the enabling signal, and the one-card can be stopped.

Different from the complex loss reporting mode in the prior art, in the technical scheme of the invention, the user can disable the one-card only by reporting the chip of the Internet of things. As mentioned above, the real-name system internet of things chip may be a mobile phone mobile communication chip with internet of things function, the mobile communication chip is a matching chip belonging to the same real-name system authentication information as a mobile phone card normally used by a user, and the user can handle the real-name system mobile phone mobile communication chip through a mobile operator and bind with the normally used mobile phone card; when the all-purpose card is lost or does not want to be used, the mobile phone can contact a mobile operator to change the real-name system state of the mobile communication chip, for example, the mobile communication chip is lost and cannot send out an enabling signal.

According to different user types, different Internet of things chips can be handled and installed in corresponding chip card slots.

If the Internet of things chip is installed in the fourth chip card slot or the first chip card slot, the detachable data communication interface is connected to the data interface slot, where the one-card device is arranged in the middle of the first edge, and the other end of the one-card device is connected to a mobile terminal;

and once the mobile terminal is detected to be successfully connected with the one-card device, sending one-card authentication data to the mobile terminal through a data communication line between the data chip and the data interface slot, and prompting a user to input personal authentication information.

Then, whether the one-card authentication data are consistent with the personal authentication information or not is judged, if so, the data conversion processor is started, and the mobile terminal receives a data stream which is formed by converting the data of the real-name Internet of things chip by the data conversion processor and can be transmitted to the outside wirelessly;

and if the two are not consistent, warning information is sent out.

Therefore, the data flow function of the data chip of the Internet of things can be guaranteed to be only used by a user, and other people cannot use the data chip even if the data chip is picked up or stolen.

Preferably, the sending of the warning message may be sending a short message prompt to a mobile phone number of the one-card-based real-name authenticated user, so that the actual user of the card can know that the card is lost or is being used by a person, and can immediately take measures, for example, contacting with a mobile operator to report the loss of the internet of things chip. Because the chip of the Internet of things and the mobile phone number card belong to the same person, the loss reporting process can be completed rapidly without on-site authentication.

Further, if the internet of things chip is installed in the fourth chip card slot or the first chip card slot, when the one-card authentication data is consistent with the personal authentication information, the user may access the data of the data chip, for example, remotely backup the data to a local storage space of the mobile terminal or a cloud.

Through the data communication line between the data chip and the data interface slot, one-card authentication data is sent to the mobile terminal, and a user is prompted to input personal authentication information, which is specifically realized as follows:

the one-card-pass authentication data is stored in the data chip in an encrypted form as a separate part. The partial information is the basic personal use information of the all-purpose card user, including name, mobile phone number, school number, password and other information, and is stored in the data chip as a single part in an encrypted form. Once the all-purpose card and the mobile phone are detected to be in a data connection state, the encrypted information is transmitted to the mobile terminal and is compared with the personal authentication information input by the current mobile terminal user.

In summary, the real-name system all-purpose card device provided by the invention has the advantages that by configuring the plurality of chip card slots, people of different categories can select the corresponding card slot to place the corresponding real-name system internet-of-things chip, so that real-name system authentication is realized; in addition, the functions of the card slot configurations selected by different crowds are different, and customization can be realized according to the functional requirements of different crowds; the card slot comprises a first chip card slot, a second chip card slot, a third chip card slot and a fourth chip card slot.

When the Internet of things chip is placed in the second chip card slot or the third chip card slot, the all-purpose card device realizes basic functions, and the all-purpose card device can be started or lost by the Internet of things chip; when the internet of things chip is placed in the first chip card slot or the fourth chip card slot, the all-purpose card device can realize basic functions, and can be connected with the mobile terminal through a data interface, so that data reading is performed, data of the real-name internet of things chip can be converted based on the data conversion processor, a data stream capable of being wirelessly transmitted to the outside is formed, and the data stream can be used by the mobile terminal.

Moreover, the safety and the convenience of the all-purpose card coexist. The data flow function of the data chip of the Internet of things can be guaranteed to be only used by a user himself, and other people cannot use the data chip even if the data chip is picked up or stolen; when the card is hung, the user only needs to lose the Internet of things chip to stop the use of the one-card.

Further advantages of the invention will be apparent from the description taken in conjunction with the accompanying drawings.

Drawings

In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings needed in the embodiments will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings without creative efforts.

FIG. 1 is a block diagram of a cartoon device suitable for different people according to an embodiment of the present invention

FIG. 2 is a general flow chart of the method for using the one-card device of the present invention

FIG. 3 is a flow chart of a method for using the one-card device to provide data traffic function according to the present invention

DETAILED DESCRIPTION OF EMBODIMENT (S) OF INVENTION

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments that can be derived by one of ordinary skill in the art from the embodiments given herein are intended to be within the scope of the present invention.

Referring to fig. 1, which is a frame diagram of a specific embodiment of the one-card device suitable for different people according to the present invention, the one-card device (1) includes a first chip card slot (11), a second chip card slot (12), a third chip card slot (13), and a fourth chip card slot (14);

the first to fourth chip card slots (11-14) are used for internally arranging anti-disassembly real-name Internet of things chips;

the all-purpose card device (1) further comprises a data chip (15) arranged in the middle of the all-purpose card device (1) and a data conversion processor (16) in communication connection with the data chip (15);

the data conversion processor (16) is in communication connection with the fourth chip card slot (14) and the first chip card slot (11);

the all-purpose card device (1) further comprises a data interface slot (17) arranged in the middle of the first edge; the data interface slot (17) is communicated with the data chip (15) through at least three data communication lines;

at least three data transmission lines are connected among the fourth chip card slot (14), the first chip card slot (11) and the data chip (15);

referring to fig. 1, an internet of things chip at least comprising three storage parts is placed in a first chip card slot (11), and the three data transmission lines are respectively connected with the three storage parts;

the three storage parts are used for respectively storing the activation state information of the Internet of things chip, the one-card authentication data of the real-name authenticator of the Internet of things chip and other data except the two types of data; the three data transmission lines are specially used for transmitting three types of different data and are divided into an activation state information transmission line, a one-card authentication data transmission line and other data transmission lines;

the same is true for the configuration of the fourth chip card slot (14);

this is so for the first and fourth card slot configurations that it is extremely useful to transmit data during the subsequent authentication phase.

The one-card device comprises a detachable data communication interface (18), one end of the detachable data communication interface (18) can be inserted into the data interface slot (17) of the one-card device (1) configured in the middle of the first edge, and the other end of the detachable data communication interface (18) can be connected with a mobile terminal, and data communication is carried out between the one-card device (1) and the mobile terminal.

The third chip card slot (13), the second chip card slot (12) and the data chip (15) are connected through only one enabling data line, and the state of the data chip (15) is enabled through the activation state of the real-name internet-of-things chip built in the third chip card slot (13) and the second chip card slot (12).

The enabling data line is a one-way transmission data line, and enabling signals can be transmitted to the data chip (15) only by the real-name internet of things chips arranged in the third chip card slot (13) and the second chip card slot (12).

Correspondingly, one of the three data transmission lines connected between the fourth chip card slot (14), the first chip card slot (11) and the data chip (15) is an enabling data line, the enabling data line is a one-way transmission data line, and an enabling signal can only be transmitted to the data chip (15) by the real-name internet-of-things chip arranged in the fourth chip card slot (14) and the first chip card slot (11).

The real-name system Internet of things chip is one, and the real-name system Internet of things chip is installed in one of the first chip card slot to the fourth chip card slot (11-14) according to the user type of a user.

In a specific embodiment, when the real-name internet of things chip is installed in one of the fourth chip card slot (14) and the first chip card slot (11), the detachable data communication interface (18) is connected to the data interface slot (17) of the one-card device (1) arranged at a first edge middle position, and the other end of the one-card device is connected to a mobile terminal, and the mobile terminal receives a data stream which is formed by converting data of the real-name internet of things chip by the data conversion processor (16) and can be transmitted to the outside wirelessly;

referring to fig. 2, it is a general flow chart of the method for using the all-purpose card device of the present invention, and the method mainly includes the following steps:

s1: the user transacts the Internet of things chip containing personal information in a real-name mode;

s2: installing the Internet of things chip into one of the first to fourth chip card slots (11-14) according to the type of a user;

s3: a user activates the Internet of things chip, and transmits an enabling signal to the data chip (15) through a one-way transmission enabling data line connected between the Internet of things chip card slot and the data chip (15), so that the real-name system all-purpose card is activated;

s4: if the one-card is not used any more, the user reports that the internet of things chip is lost, the data chip cannot accept the enabling signal, and the one-card can be stopped.

It should be noted that the method of fig. 2 can be used regardless of which chip card slot the chip of the internet of things is installed in;

on the basis of fig. 2, referring to fig. 3, it can be seen that when the real-name internet-of-things chip is installed in one of the fourth chip card slot (14) and the first chip card slot (11), the one-card device can be used as a mobile wifi hotspot for a mobile terminal to use.

Referring to fig. 3, it is a flow chart of a method for using the one-card device to provide data traffic function according to the present invention, and the method mainly includes:

s1: the user transacts the Internet of things chip containing personal information in a real-name mode;

s2: installing the Internet of things chip into one of the first to fourth chip card slots (11-14) according to the type of a user;

s3: a user activates the Internet of things chip, and transmits an enabling signal to the data chip (15) through a one-way transmission enabling data line connected between the Internet of things chip card slot and the data chip (15), so that the real-name system all-purpose card is activated;

if the internet of things chip is mounted to the fourth chip card slot (14) or the first chip card slot (11),

connecting the detachable data communication interface (18) to the data interface slot (17) of the all-purpose card device (1) configured at the middle position of the first edge, and connecting the other end of the all-purpose card device to a mobile terminal;

and once the mobile terminal is successfully connected with the one-card device, sending one-card authentication data to the mobile terminal through a data communication line between the data chip (15) and the data interface slot (17), and prompting a user to input personal authentication information.

Judging whether the one-card authentication data is consistent with the personal authentication information, if so, starting the data conversion processor (16), and receiving a data stream which is formed by converting the data of the real-name Internet of things chip by the data conversion processor (16) and can be transmitted to the outside by the mobile terminal;

and if the two are not consistent, warning information is sent out.

The inventors note that this process is achieved due to the unique configuration of the first and fourth chip card slots shown in fig. 1 described above.

An Internet of things chip at least comprising three storage parts is placed in the first chip card slot or the fourth chip card slot (11), and the three data transmission lines are respectively connected with the three storage parts;

the three storage parts are used for respectively storing the activation state information of the Internet of things chip, the one-card authentication data of the real-name authenticator of the Internet of things chip and other data except the two types of data; the three data transmission lines are specially used for transmitting three types of different data and are divided into an activation state information transmission line, a one-card authentication data transmission line and other data transmission lines;

if the internet of things chip is installed in the fourth chip card slot (14) or the first chip card slot (11), when the one-card authentication data is consistent with the personal authentication information, a user can access the data of the data chip through corresponding other data transmission lines, for example, remotely backup the data to a local storage space or a cloud of the mobile terminal.

Through the data communication line between the data chip (15) and the data interface slot (17), one-card authentication data is sent to the mobile terminal, and a user is prompted to input personal authentication information, which is specifically realized as follows:

the one-card-pass authentication data is stored in the data chip in an encrypted form as a separate part. The partial information is the basic personal use information of the all-purpose card user, including name, mobile phone number, school number, password and other information, and is stored in the data chip as a single part in an encrypted form. Once the one-card and the mobile phone are detected to be in a data connection state, the encrypted information is transmitted to the mobile terminal through the corresponding one-card authentication data transmission line, and the encrypted information is compared with personal authentication information input by a current mobile terminal user.

Referring to fig. 3, the sending of the warning message may be sending a short message prompt to a matching mobile phone number of the real-name authenticated user of the one-card, so that the actual user of the card can know that the card is lost or is being used by a person, and can immediately take measures, for example, contacting with a mobile operator to report the loss of the internet of things chip. Because the chip of the Internet of things and the mobile phone number card belong to the same person, the loss reporting process can be completed rapidly without on-site authentication.

If the one-card is not used any more, the user reports that the internet of things chip is lost, the data chip cannot accept the enabling signal, and the one-card can be stopped.

In a word, the real-name all-purpose card suitable for different crowds is provided with a plurality of chip card slots, and the card slots selected by different crowds have different configuration functions, so that customization can be realized according to the functional requirements of different crowds; the card slot comprises a first chip card slot, a second chip card slot, a third chip card slot and a fourth chip card slot. When the Internet of things chip is placed in the second chip card slot or the third chip card slot, the all-purpose card device realizes basic functions, and the all-purpose card device can be started or lost by the Internet of things chip; when the internet of things chip is placed in the first chip card slot or the fourth chip card slot, the one-card device can be connected with the mobile terminal through a data interface besides realizing basic functions, so that data reading is carried out, data of the real-name internet of things chip can be converted based on the data conversion processor, a data stream capable of being wirelessly transmitted to the outside is formed, the one-card device can be used by the mobile terminal, personalized requirements of different crowds are met, and safety and convenience are guaranteed.

The above description is only for the purpose of illustrating the preferred embodiments of the present invention and is not to be construed as limiting the invention, and any modifications, equivalents, improvements and the like that fall within the spirit and principle of the present invention are intended to be included therein.

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