Charge supervision method and device, supervision background system and storage medium

文档序号:170144 发布日期:2021-10-29 浏览:42次 中文

阅读说明:本技术 一种学费监管方法、装置、监管后台系统及存储介质 (Charge supervision method and device, supervision background system and storage medium ) 是由 李沙 区述辉 程天赐 潘鸿波 伍文华 于 2021-07-30 设计创作,主要内容包括:本发明提供一种学费监管方法、装置、监管后台系统及存储介质,客户完成借记卡学费缴费签约,在缴纳校外培训课程费用时能够通过核心系统的圈存操作冻结金额在客户本人借记卡中,培训机构每次发起学费划转,再将清算款项通过核心系统解圈操作解冻转给培训机构,并且由于解圈的清算款项小于课程费用,因此需要多次解圈才能完全将学费转给培训机构。基于本发明,实现了一次圈存分次解圈的学费监管方式,将客户应缴纳学费冻结在客户本人借记卡账户中,培训机构分次请求划扣课程费用,以此达到学费监管的目的,从而防范培训机构跑路风险,保护客户的权益,保持教育生态系统良性循环。(The invention provides a method and a device for supervising a school fee, a supervising background system and a storage medium, wherein a client finishes payment and subscription of a debit card school fee, can freeze the amount of money in the debit card of the client through the earning operation of a core system when paying off-school training course fees, a training mechanism initiates the transfer of the school fee each time, then unfreezes and transfers the liquidated money to the training mechanism through the earning operation of the core system, and the school fee can be completely transferred to the training mechanism only by multiple times of earning because the liquidated money is smaller than the course fees. Based on the invention, a school fee supervision mode of one-time earning and one-time lap-off is realized, the school fee to be paid by the customer is frozen in the debit card account of the customer, and the training institution makes a request for deducting the course fee in multiple times, so that the goal of school fee supervision is achieved, the running risk of the training institution is prevented, the rights and interests of the customer are protected, and the virtuous circle of an education ecosystem is kept.)

1. A method for supervising charges, which is applied to a supervision background system, and comprises the following steps:

determining that the debit card toll payment signing of the client succeeds, wherein the successfully signed debit card has a binding relationship with the toll amount of the target course;

loading the debit card with the debit card from an available balance through a core system based on the binding;

responding to a transfer request of the school charge with a clearing amount initiated by a training mechanism, and clearing the clearing amount in the earmarked amount through the core system, wherein the clearing amount is smaller than the school charge amount;

transferring the cleared amount that has been unbounded from the debit card to a counterpart account corresponding to the training institution through the core system.

2. The method of claim 1, wherein the determining that the customer's debit card toll payment subscription was successful comprises:

acquiring debit card information and certificate information uploaded by the client for the target course;

under the condition that the certificate information passes verification, judging whether the available balance of the debit card is greater than or equal to the school charge of the target course or not according to the debit card information;

if yes, determining that the payment signing of the debit card payment of the customer is successful.

3. The method of claim 1, wherein said clearing, by said core system, said earning amount in said earning amount that has been earned comprises:

determining whether the clearing amount is greater than a corresponding clearing limit;

if yes, rejecting the transfer request of the royalty;

if not, based on the fact that a lap-opening request carrying the clearing amount is sent to the core system, the core system can open the lap in the charged fee amount.

4. The method as recited in claim 1, wherein said transferring, by the core system, the cleared amount that has been unbounded from the debit card into a counterpart account of the training institution comprises:

receiving a circle-off result returned by the core system;

and under the condition that the clearing amount is determined to be successfully circled based on the circled result, initiating a private-to-public-to system to enable the core system to transfer the clearing amount from the debit card to a public-to account corresponding to the training institution.

5. The method of claim 1, further comprising:

and receiving the earmark result returned by the core system, and outputting the earmark result to the training institution and the client.

6. A fare supervision apparatus, characterized in that the apparatus comprises:

the signing module is used for determining that the payment and signing of the debit card toll of the client are successful, and the debit card successfully signed has a binding relationship with the toll amount of the target course;

the load module is used for loading the amount of the school fee from the available balance of the debit card through a core system based on the binding relationship;

the lap-removing module is used for responding to a transfer request of the school charge which is initiated by a training mechanism and carries a clearing amount, and the clearing amount is removed from the charged school charge amount through the core system, wherein the clearing amount is smaller than the school charge amount;

and the transaction module is used for transferring the clearing amount which is unbounded from the debit card to a public account corresponding to the training institution through the core system.

7. The method of claim 6, wherein the subscription module is specifically configured to:

acquiring debit card information and certificate information uploaded by the client for the target course; under the condition that the certificate information passes verification, judging whether the available balance of the debit card is greater than or equal to the school charge of the target course or not according to the debit card information; if yes, determining that the payment signing of the debit card payment of the customer is successful.

8. The apparatus according to claim 6, wherein the lap-opening module for opening a lap in the charged credit amount by the core system is specifically configured to:

determining whether the clearing amount is greater than a corresponding clearing limit; if yes, rejecting the transfer request of the royalty; if not, based on the fact that a lap-opening request carrying the clearing amount is sent to the core system, the core system can open the lap in the charged fee amount.

9. A surveillance back-end system, comprising: at least one memory and at least one processor; the memory stores a program, and the processor calls the program stored in the memory, and the program is used for realizing the charge monitoring method of any one of claims 1-5.

10. A storage medium having stored thereon computer-executable instructions for performing the royalty administration method of any one of claims 1-5.

Technical Field

The invention relates to the technical field of software, in particular to a method and a device for supervising a toll, a supervising background system and a storage medium.

Background

In recent years, extraschool training institutions are overheated, problems frequently appear, training courses of some extraschool training institutions are charged highly frequently, illegal behaviors of rolling money and running frequently occur after large-amount one-time charging, customers are difficult to refund, and normal education ecology is seriously damaged.

Therefore, how to effectively monitor the learning expense becomes a problem which needs to be solved urgently.

Disclosure of Invention

In view of the above, in order to solve the above problems, the present invention provides a method and an apparatus for monitoring charges, a monitoring background system, and a storage medium, and the technical scheme is as follows:

the invention provides a method for supervising the academic expenses, which is applied to a supervision background system and comprises the following steps:

determining that the debit card toll payment signing of the client succeeds, wherein the successfully signed debit card has a binding relationship with the toll amount of the target course;

loading the debit card with the debit card from an available balance through a core system based on the binding;

responding to a transfer request of the school charge with a clearing amount initiated by a training mechanism, and clearing the clearing amount in the earmarked amount through the core system, wherein the clearing amount is smaller than the school charge amount;

transferring the cleared amount that has been unbounded from the debit card to a counterpart account corresponding to the training institution through the core system.

Preferably, the determining that the payment contract of the debit card toll of the customer is successful comprises:

acquiring debit card information and certificate information uploaded by the client for the target course;

under the condition that the certificate information passes verification, judging whether the available balance of the debit card is greater than or equal to the school charge of the target course or not according to the debit card information;

if yes, determining that the payment signing of the debit card payment of the customer is successful.

Preferably, said clearing amount is cleared by said core system in said credit amount that has been cleared, including:

determining whether the clearing amount is greater than a corresponding clearing limit;

if yes, rejecting the transfer request of the royalty;

if not, based on the fact that a lap-opening request carrying the clearing amount is sent to the core system, the core system can open the lap in the charged fee amount.

Preferably, the transferring, by the core system, the cleared amount that has been unbounded from the debit card into a counterpart account corresponding to the training institution includes:

receiving a circle-off result returned by the core system;

and under the condition that the clearing amount is determined to be successfully circled based on the circled result, initiating a private-to-public-to system to enable the core system to transfer the clearing amount from the debit card to a public-to account corresponding to the training institution.

Preferably, the method further comprises:

and receiving the earmark result returned by the core system, and outputting the earmark result to the training institution and the client.

In another aspect, the present invention provides a fare supervision apparatus, including:

the signing module is used for determining that the payment and signing of the debit card toll of the client are successful, and the debit card successfully signed has a binding relationship with the toll amount of the target course;

the load module is used for loading the amount of the school fee from the available balance of the debit card through a core system based on the binding relationship;

the lap-removing module is used for responding to a transfer request of the school charge which is initiated by a training mechanism and carries a clearing amount, and the clearing amount is removed from the charged school charge amount through the core system, wherein the clearing amount is smaller than the school charge amount;

and the transaction module is used for transferring the clearing amount which is unbounded from the debit card to a public account corresponding to the training institution through the core system.

Preferably, the subscription module is specifically configured to:

acquiring debit card information and certificate information uploaded by the client for the target course; under the condition that the certificate information passes verification, judging whether the available balance of the debit card is greater than or equal to the school charge of the target course or not according to the debit card information; if yes, determining that the payment signing of the debit card payment of the customer is successful.

Preferably, the lap-clearing module, configured to lap the clearing amount in the earning amount that has been credited through the core system, is specifically configured to:

determining whether the clearing amount is greater than a corresponding clearing limit; if yes, rejecting the transfer request of the royalty; if not, based on the fact that a lap-opening request carrying the clearing amount is sent to the core system, the core system can open the lap in the charged fee amount.

Another aspect of the present invention provides an electronic device, including: at least one memory and at least one processor; the memory stores a program, and the processor calls the program stored in the memory, wherein the program is used for realizing the charge learning supervision method.

In another aspect, the present invention provides a storage medium having stored therein computer-executable instructions for executing the royalty administration method.

Compared with the prior art, the invention has the following beneficial effects:

the invention provides a method and a device for supervising charges, a supervising background system and a storage medium, wherein a client finishes charge payment and subscription with a debit card, can freeze the amount of money in the debit card of the client through the charge operation of a core system when paying the charges of an off-school training course, a training mechanism initiates charge transfer each time, then unfreezes and transfers the clearing money to the training mechanism through the charge removing operation of the core system, and the charge can be completely transferred to the training mechanism only by multiple times of charge removing because the clearing money for ring removing is less than the charge of the course. Based on the invention, a school fee supervision mode of one-time earning and one-time lap-off is realized, the school fee to be paid by the customer is frozen in the debit card account of the customer, and the training institution makes a request for deducting the course fee in multiple times, so that the goal of school fee supervision is achieved, the running risk of the training institution is prevented, the rights and interests of the customer are protected, and the virtuous circle of an education ecosystem is kept.

Drawings

In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.

FIG. 1 is a system architecture diagram of a royalty administration system according to an embodiment of the present invention;

FIG. 2 is a flowchart of a method for monitoring the academic aptitude provided by the embodiment of the present invention;

FIG. 3 is a partial flow chart of a method for monitoring the academic aptitude provided by the embodiment of the present invention;

FIG. 4 is a flowchart of another part of a method for monitoring the royalty according to an embodiment of the present invention;

fig. 5 is a schematic structural diagram of a royalty monitoring apparatus according to an embodiment of the present invention.

Detailed Description

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

In order to make the aforementioned objects, features and advantages of the present invention comprehensible, embodiments accompanied with figures are described in further detail below.

There are two limitations to current debit card swipe consumption: one is that the actual card swiping consumption may exceed the daily limit or each limit of the bank, so that the training course cost cannot be paid in full amount; another is that the debit card consumption is once credited to the account of the training institution, and if the training institution runs, the customer will have difficulty in recovering his own funds.

In view of the above, the invention provides a school fee supervision method capable of realizing batch credit and batch lap opening, namely after a customer agrees to pay and sign a contract for paying the school fee by a debit card, the school fee is frozen in the debit card of the customer, and a training institution periodically deducts the settlement money from the debit card of the customer. For the client, paying the school fee to ensure the fund safety; for a training institution, it is ensured that fees can be charged periodically to maintain operations. The method for supervising the charges of learning by carrying out the batch depositing and batch releasing can not only ensure the fund safety of the client, but also ensure the continuous and good operation of the training institution, and simultaneously can prevent the phenomenon that the training institution runs immediately after receiving a large amount of charges once, thereby achieving the purpose of supervising the charges of learning.

Referring to the system architecture diagram of the royalty monitoring system shown in fig. 1, the royalty monitoring system is composed of a monitoring front-end page, a monitoring background system and a core system; the monitoring front-end page and the monitoring background system adopt an ESSP (Education scene service platform) architecture and a BOCS (Bank of China system) architecture adopted by a core system. The supervision background system provides service for the supervision front-end page, and the off-line system and the on-line system are in background butt joint with the core system to achieve the function of payment of the toll. The training institution belongs to an external third party which is respectively communicated with the supervision front-end page and the supervision background system.

See figure 2 for a method flow diagram of the royalty administration method. The embodiment of the invention provides a method for supervising a toll, which is applied to a supervision background system and comprises the following steps:

and S10, determining that the payment of the debit card of the client is successful in signing the charge, wherein the successfully signed debit card has a binding relation with the charge amount of the target course.

In the embodiment of the invention, a client can select a training course, namely a target course, from the training structure APP, select a charge supervision payment mode, jump to a charge supervision payment page, read and sign a debit card charge guarantee contract. The customer uses the debit card to pay the school fee and must agree with a debit card school fee supervision protocol, after the customer signs the debit card school fee supervision protocol, the supervision background system checks whether the available balance of the customer debit card is more than or equal to the amount of the school fee to be paid, if so, the customer successfully signs the debit card school fee payment contract to ensure the subsequent payment of the school fee; if the charge amount is less than the predetermined value, the charge payment contract of the debit card of the client fails, the charge cannot be continuously paid, but the client can transfer the full amount to the debit card, and the contract can be continuously made.

In a specific implementation process, in step S10, "determining that the payment and sign of the debit card toll of the customer are successful" may adopt the following steps, and a flowchart of the method is shown in fig. 3:

s101, debit card information and certificate information uploaded by a client aiming at a target course are acquired.

S102, under the condition that the certificate information passes verification, judging whether the available balance of the debit card is more than or equal to the charge of the target course or not according to the debit card information; if yes, go to step S103.

S103, determining that the payment signing success of the debit card payment of the customer is successful.

In the embodiment of the invention, a client fills in debit card information and certificate information, wherein the debit card information comprises information such as a card number, an account opening person name and an account opening person identification number, and the certificate information comprises an identification card name, an identification card number and the like. The supervision background system firstly carries out certificate information verification, namely, whether the name of the identity card is matched with the identity card number or not, whether the name of an account issuer of the debit card is consistent with the name of the identity card or not, and whether the identity card number of the account issuer is consistent with the identity card number or not are verified; if the name of the identity card is matched with the number of the identity card, the name of an account issuer of the debit card is consistent with the name of the identity card, and the number of the identity card of the account issuer is consistent with the number of the identity card, the certificate information is determined to pass the verification; otherwise, if the name of the ID card is not matched with the ID card number, or the name of the account issuer of the debit card is not matched with the name of the ID card, or the ID card number of the account issuer is not matched with the ID card number, the certificate information verification is determined to be failed.

After the certificate information is verified, the supervision background system acquires the available balance of the debit card according to the card number of the debit card and judges whether the available balance of the debit card is more than or equal to the amount of the toll to be paid by the target course; if the charge is larger than or equal to the charge-collecting fee, determining that the charge-collecting fee subscription of the debit card of the customer is successful; otherwise, if the user's charge is less than the preset value, the user determines that the payment of the debit card payment of the client fails to sign the contract, and feeds back the result of the contract failure to the training mechanism.

And S20, based on the binding relationship, the amount of the school fee is charged from the available balance of the debit card through the core system.

In the embodiment of the invention, a customer agrees with a debit card charge-learning supervision protocol and uses a debit card for payment, the charge amount which the customer should pay is stored under the debit card of the customer, namely the charge amount is frozen under the debit card, the customer cannot use the charge amount, the available balance and the like of the debit card are reduced, the frozen amount and the like are increased, but the account balance of a training institution is kept unchanged.

In addition, the embodiment of the invention can complete the transfer of the amount of the school fee by one-time transfer. In the specific implementation process, after a customer completes debit card charge payment subscription, a supervision background system initiates a charge collection request to a core system in a socket mode, wherein the charge collection request comprises debit card information and charge amount; after receiving the charge collection request, the core system collects the charge amount from the available balance of the debit card, the charge amount is still under the debit card of the client, and only the available balance of the debit card is correspondingly reduced, the frozen amount is increased, and the client cannot use the charge amount in the subsequent process.

Subsequently, the core system feeds back the earmark result representing earmark success/failure to the supervision background system. The supervision background system outputs the earmark result to an out-of-school training institution in an asynchronous mode, and simultaneously outputs the earmark result to a client in a synchronous mode.

In addition, if a training institution runs, the supervision background system can apply for lap opening to the core system, the core system unfreezes the current frozen amount after passing the verification, and recovers the available balance and the like of the debit card, thereby simplifying the process of maintaining the right of the client.

And S30, responding to a transfer request of the school charge which is initiated by the training institution and carries the clearing amount, and clearing the clearing amount in the eared school charge amount through the core system, wherein the clearing amount is less than the school charge amount.

In the embodiment of the invention, the training result can periodically initiate a charge transfer request, and the core system unlocks the transfer clearing amount, namely the clearing amount is unfrozen from the frozen amount of the debit card and transferred to the account of the training institution. And carrying out multiple clearing and money transfer until the payment of the school charge is completed.

In the specific implementation process, the step S30 "clearing the money in the charged school fee amount through the core system" may adopt the following steps, and the flowchart of the method is shown in fig. 4:

s301, judging whether the clearing amount is larger than the corresponding clearing limit; if yes, go to step S302; if not, go to step S303.

S302, refusing the request of transfer of the royalty.

S303, based on the fact that a lap-opening request carrying the clearing amount is sent to the core system, the core system is enabled to open the lap in the charged fee amount and clear the amount.

In the embodiment of the invention, the clearing and transfer of the amount of the school fee are completed by multiple times of ring opening. In the specific implementation process, the training mechanism periodically sends a charge transfer request to the supervision background system in a grading way, and if the transfer request clearing amount is not within the clearing limit range, the supervision background system refuses to accept the charge transfer request so as to prevent the training mechanism from running after one-time large-amount clearing. And if the clearing amount required to be transferred is within the clearing limit range, the supervision background system accepts the charge transfer request of the training mechanism, returns the acceptance result to the training structure and asynchronously processes the charge transfer process.

The supervision background system sends a circle-off request for asking for solving the circle-off clearing amount to the core system, and after the core system receives the circle-off request, the core system unlocks the part of clearing amount from the toll amount which is already charged by the debit card. And after the core system finishes the ring-off, returning the ring-off result to the supervision background system. And if the core system fails to solve, the clearing transfer of the training fails, the core system informs the transfer failure result to the supervision background system, and then the supervision background system informs the training mechanism.

The training structure periodically requests the transfer of the charge clearing until the client finishes learning and the complete payment of the charge is finished, so that the charge is cleared by one-time earning and multiple times to realize charge supervision. After the clearing amount is unbounded from the amount of the toll that has been charged by the customer's debit card, the portion of the funds in the clearing amount is transferred from the debit card to the training structure account.

It should be noted that before the supervision background system issues a lap clearing request to the core system, in addition to verifying whether the clearing amount is greater than the clearing limit, other conditions may also be verified, for example, whether the last time that the training institution requests the transfer of the school fee clearing to the current time is greater than a time limit, taking the time limit as 3 months as an example, if the last time that the training institution requests the transfer of the school fee clearing to the current time is less than 3 months, or the current time that the training institution requests the transfer of the school fee is greater than the clearing limit, the supervision background system rejects the transfer.

And S40, transferring the cleared clearing amount from the debit card to a corresponding public account of the training institution through the core system.

In the embodiment of the invention, after the core system finishes the lap opening, the core system transfers the clearing amount of which the lap opening is finished into the account corresponding to the training institution from the debit card. At this point, the available balance of the debit card remains unchanged, the frozen amount is decremented, and the amount of the training institution account balance is incremented.

In the specific implementation process, the step S40 "transferring the unbounded clearing amount from the debit card to the account corresponding to the training institution through the core system" may include the following steps:

receiving a ring-opening result returned by the core system; and in the case that the clearing amount is determined to be successfully cleared based on the clearing result, initiating a private-to-public transaction to the core system, so that the core system transfers the clearing amount from the debit card to a public-to-public account corresponding to the training institution.

In the embodiment of the invention, the core system returns the circle-off result representing the circle-off success/failure to the supervision background system. If the lap is successfully removed, the supervision background system requests the core system to transfer the private account to the public transport, and the core system transfers the clearing amount of the lap to the public account of the training institution from the debit card.

The core system returns the transaction result to the supervision background system, and the supervision background system outputs the transaction result to the training institution. In addition, when the loading or unloading of the core system or the transaction is not clear and the loading result/unloading result/transaction result is not timely received by the training result, the supervision background system also provides transaction result query so that the training institution can timely acquire the related result.

The invention adopts a synchronous acceptance mechanism and an asynchronous processing mechanism to quickly respond that a client pays a school fee to a training institution, adopts a freezing mechanism to pay the school fee to an out-of-school training institution on the premise of ensuring the fund safety of the client, and adopts a fee deduction mechanism to periodically collect the school fee by the training institution on the premise of limiting the large-amount fee collection of the out-of-school training institution, thereby realizing virtuous cycle operation and further realizing the final target of the school fee supervision.

The invention has the advantages that the debit card is used for one-time credit-sharing and multiple-time lap-opening, when a customer uses the debit card for payment, the school fee is frozen in the account of the customer, and the school fee is collected by the extraschool training institution in a limited amount, and is cleared for multiple times, so that the purpose of school fee supervision is achieved. Therefore, the problem of preventing the training mechanism from running is solved, and the benefit of the student can be maintained.

Based on the method for monitoring the academic fees provided by the above embodiment, the embodiment of the present invention correspondingly provides a device for executing the method for monitoring the academic fees, and a schematic structural diagram of the device is shown in fig. 5:

the signing module 10 is used for determining that the payment of the debit card toll of the client is successfully signed, and the successfully signed debit card has a binding relationship with the toll amount of the target course;

the load module 20 is used for loading the amount of the school fee from the available balance of the debit card through the core system based on the binding relationship;

the lap-removing module 30 is used for responding to a transfer request of the school charge which is initiated by the training institution and carries the clearing amount, and removing the lap of the clearing amount from the charged school charge amount through the core system, wherein the clearing amount is smaller than the school charge amount;

and the transaction module 40 is used for transferring the cleared clearing amount which is cleared from the circle from the debit card to a corresponding public account of the training institution through the core system.

Optionally, the subscription module 10 is specifically configured to:

acquiring debit card information and certificate information uploaded by a client aiming at a target course; under the condition that the certificate information passes verification, judging whether the available balance of the debit card is more than or equal to the school charge of the target course or not according to the debit card information; if yes, determining that the payment signing of the debit card payment of the customer is successful.

Optionally, the lap clearing module 30 for clearing the lap from the earning amount that has been credited through the core system is specifically configured to:

judging whether the clearing amount is larger than the corresponding clearing limit; if yes, rejecting the request for transfer of the royalty; if not, a clearing request carrying the clearing amount is sent to the core system, so that the core system clears the clearing amount in the charged fee amount.

Optionally, the transaction module 40 is specifically configured to:

receiving a ring-opening result returned by the core system; and in the case that the clearing amount is determined to be successfully cleared based on the clearing result, initiating a private-to-public transaction to the core system, so that the core system transfers the clearing amount from the debit card to a public-to-public account corresponding to the training institution.

Optionally, the load module 20 is further configured to:

and receiving the earmark result returned by the core system, and outputting the earmark result to the training institution and the client.

It should be noted that, for the detailed functions of each module in the embodiment of the present invention, reference may be made to the corresponding disclosure part of the aforementioned embodiment of the academic fee supervision method, and details are not described herein again.

Based on the method for supervising the academic fees provided by the embodiment, the embodiment of the invention further provides electronic equipment, and the electronic equipment comprises: at least one memory and at least one processor; the memory stores a program, and the processor calls the program stored in the memory, wherein the program is used for realizing the charge learning supervision method.

Based on the method for supervising the royalty provided by the above embodiment, the embodiment of the invention further provides a storage medium, wherein the storage medium stores computer-executable instructions, and the computer-executable instructions are used for executing the method for supervising the royalty.

The method, the device, the background monitoring system and the storage medium for monitoring the academic aptitude provided by the present invention are introduced in detail, and a specific example is applied in the text to explain the principle and the implementation mode of the present invention, and the description of the above embodiment is only used for helping to understand the method and the core idea of the present invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.

It should be noted that, in the present specification, the embodiments are all described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. The device disclosed by the embodiment corresponds to the method disclosed by the embodiment, so that the description is simple, and the relevant points can be referred to the method part for description.

It is further noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include or include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.

The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.

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