Settlement method, settlement device, electronic equipment and storage medium

文档序号:1817390 发布日期:2021-11-09 浏览:4次 中文

阅读说明:本技术 一种清结算方法、装置、电子设备及存储介质 (Settlement method, settlement device, electronic equipment and storage medium ) 是由 王茜 赵李君 蒋恒伟 于 2021-07-01 设计创作,主要内容包括:本发明涉及清结算技术领域,本发明公开了一种清结算方法、装置、电子设备及存储介质。该清结算方法包括接收支付订单信息;根据该支付订单信息确定出清结算场景类型;基于该清结算场景类型确定目标分润规则;根据该目标分润规则和该支付订单信息对第一清分主体进行清分和清算;该第一清分主体为需要实时清分和清算的主体;从而可以基于不同的场景类型来对清分主体进行清分、清算,这种完善且系统的清算方法能够有效提高清算效率和准确性。(The invention relates to the technical field of settlement, and discloses a settlement method, a settlement device, electronic equipment and a storage medium. The settlement method comprises the steps of receiving payment order information; determining a clearing scene type according to the payment order information; determining a target moisturizing rule based on the clearing and settlement scene type; the first clearing main body is cleared and calculated according to the target moisturizing rule and the payment order information; the first clearing main body is a main body which needs real-time clearing and settlement; therefore, the clearing main body can be cleared and calculated based on different scene types, and the perfect and systematic clearing method can effectively improve the clearing efficiency and accuracy.)

1. A settlement method, comprising the steps of:

receiving payment order information;

determining a clearing scene type according to the payment order information;

determining a target distribution rule based on the clearing scene type;

according to the target distribution rule and the payment order information, a first distribution main body is subjected to distribution and settlement; the first clearing main body is a main body which needs real-time clearing and settlement.

2. A clearing method according to claim 1, wherein said determining a target run-out based on said clearing scenario type comprises:

determining vehicle information based on the payment order information;

determining a city number corresponding to the vehicle according to the vehicle information;

and determining the target distribution rule based on the clearing scene type and the city number.

3. The clearing method according to claim 2, wherein said determining said target moisture rules based on said clearing scenario type and said city number comprises:

if the city corresponding to the city number has a preset lubrication division rule, acquiring the preset lubrication division rule; determining the target moisturizing rule from the preset moisturizing rules based on the clearing and settlement scene type; otherwise, acquiring default lubrication division rules; and determining the target moisturizing rule from the default moisturizing rule based on the clearing and settlement scene type.

4. The clearing method according to claim 1, wherein said clearing and settling the first clearing entity according to the target moisture rules and the payment order information comprises:

performing clearing operation on the first clearing main body according to the target moisturizing rule and the payment order information to obtain clearing information of the first clearing main body;

and clearing the first clearing main body according to the clearing information of the first clearing main body, and outputting the bill of payment of the first clearing main body.

5. The clearing method according to claim 1, wherein after said clearing and clearing the first clearing principal according to said target moisture rules and said payment order information, further comprising:

acquiring current time;

if the current time is in a first preset time period, obtaining score clearing information related to a second score clearing main body; the second clearing main body comprises a platform and a merchant;

and clearing the second clearing main body based on the clearing information related to the second clearing main body, and outputting the bill of payment of the second clearing main body.

6. The clearing method according to claim 5, wherein after clearing said second clearing principal based on said clearing information and outputting a bill of credit of said second clearing principal, further comprising:

and when the current time is in a second preset time period, carrying out settlement operation on the first clearing main body and the second clearing main body so as to realize cash withdrawal of the first clearing main body and the second clearing main body.

7. The clearing method according to claim 1, wherein before said determining a clearing scenario type based on said payment order information, further comprising:

analyzing the payment order information to obtain a payment order record data set, wherein the payment order record data set comprises clearing scene type information and expense details;

the determining of the clearing and settlement scene type according to the payment order information comprises the following steps:

determining a clearing scenario type from the payment order record dataset;

the clearing and settlement of the first clearing main body according to the target moisturizing rule and the payment order information comprises the following steps:

and clearing and settling the first clearing main body according to the target moisturizing rule and the expense details.

8. A clearing apparatus, comprising:

the receiving module is used for receiving payment order information;

the clearing scene type determining module is used for determining the clearing scene type according to the payment order information;

the distribution rule determining module is used for determining a target distribution rule based on the clearing and settlement scene type;

and the clearing and settlement module is used for clearing and settling the first clearing and settlement main body according to the target moisturizing rule and the payment order information.

9. An apparatus comprising a processor and a memory, the memory having stored therein at least one instruction, at least one program, set of codes, or set of instructions, which is loaded and executed by the processor to implement a settlement method as claimed in any one of claims 1 to 7.

10. A computer storage medium having stored therein at least one instruction or at least one program, the at least one instruction or at least one program being loaded and executed by a processor to implement the settlement method of any one of claims 1-7.

Technical Field

The present invention relates to the field of settlement techniques, and in particular, to a settlement method and apparatus, an electronic device, and a storage medium.

Background

In the online payment service scene, the settlement system needs to settle profits in proportion and settle the profits to a corresponding service provider.

However, in the prior art, taking a car booking scenario of a network as an example, only multi-subject clearing and settlement can be performed on the amount of a normal travel order, and the needs of multi-service scenarios, such as fee change, wind control and the like, cannot be met, and the defects of complex clearing and settlement steps and large resource consumption exist.

Disclosure of Invention

The invention aims to solve the technical problems that the clearing settlement cannot meet the service scene and the clearing settlement step is complex in the prior art.

In order to solve the above technical problem, the present application discloses, on the one hand, a settlement method, which includes the steps of:

receiving payment order information;

determining a clearing scene type according to the payment order information;

determining a target moisturizing rule based on the clearing and settlement scene type;

the first clearing main body is cleared and calculated according to the target moisturizing rule and the payment order information; the first clearing main body is a main body which needs real-time clearing and settlement.

Optionally, the determining a target humidity division rule based on the settlement scenario type includes:

determining vehicle information based on the payment order information;

determining a city number corresponding to the vehicle according to the vehicle information;

and determining the target distribution rule based on the clearing scene type and the city number.

Optionally, the determining the target humidity-dividing rule based on the settlement scene type and the city number includes:

if the city corresponding to the city number has a preset lubrication division rule, acquiring the preset lubrication division rule; determining the target moisturizing rule from the preset moisturizing rules based on the settlement scene type; otherwise, acquiring default lubrication division rules; and determining the target break-up rule from the default break-up rules based on the clearing and settlement scene type.

Optionally, the clearing and clearing the first clearing main body according to the target moisturizing rule and the payment order information includes:

performing a clearing operation on the first clearing main body according to the target moisturizing rule and the payment order information to obtain clearing information of the first clearing main body;

and clearing the first clearing main body according to the clearing information of the first clearing main body, and outputting the bill of payment of the first clearing main body.

Optionally, after the clearing and clearing the first clearing main body according to the target moisturizing rule and the payment order information, the method further includes:

acquiring current time;

if the current time is in a first preset time period, acquiring score clearing information related to a second score clearing main body; the second clearing main body comprises a platform and a merchant;

and clearing the second clearing main body based on the clearing information related to the second clearing main body, and outputting the bill of payment of the second clearing main body.

Optionally, after clearing the second credit subject based on the credit information and outputting the bill of payment of the second credit subject, the method further includes:

and when the current time is in a second preset time period, carrying out settlement operation on the first clearing main body and the second clearing main body so as to realize cash withdrawal of the first clearing main body and the second clearing main body.

Optionally, before determining the clearing scenario type according to the payment order information, the method further includes:

analyzing the payment order information to obtain a payment order record data set, wherein the payment order record data set comprises clearing scene type information and expense details;

the determining of the clearing scene type according to the payment order information includes:

determining a clearing scenario type from the payment order record dataset;

should divide and settle the settlement to the first body of dividing according to this target and divide the rule and this payment order information, include:

and clearing and settling the first clearing main body according to the target wetting rule and the expense detail.

This application further discloses a settlement device, it includes:

the receiving module is used for receiving payment order information;

the clearing scene type determining module is used for determining the clearing scene type according to the payment order information;

a running rule determining module for determining a target running rule based on the settlement scene type;

and the clearing and settling module is used for clearing and settling the first clearing main body according to the target moisturizing rule and the payment order information.

In another aspect, the present application discloses an apparatus, which includes a processor and a memory, where at least one instruction, at least one program, a set of codes, or a set of instructions is stored in the memory, and the at least one instruction, the at least one program, the set of codes, or the set of instructions is loaded and executed by the processor to implement the settlement method.

The present application also discloses a computer storage medium, in which at least one instruction or at least one program is stored, and the at least one instruction or the at least one program is loaded and executed by a processor to implement the settlement method.

By adopting the technical scheme, the settlement method provided by the application has the following beneficial effects:

the clearing method provided by the application comprises the steps of receiving payment order information; determining a clearing scene type according to the payment order information; determining a target moisturizing rule based on the clearing and settlement scene type; the first clearing main body is cleared and calculated according to the target moisturizing rule and the payment order information; the first clearing main body is a main body which needs real-time clearing and settlement; therefore, the clearing main body can be cleared and calculated based on different scene types, and the perfect and systematic clearing method can effectively improve the clearing efficiency and accuracy.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

Fig. 1 is an application scenario diagram provided in the present application;

fig. 2 is a schematic flow chart of a settlement method provided in an embodiment of the present application;

fig. 3 is a schematic view of a scene design provided in an embodiment of the present application;

FIG. 4 is a schematic flow chart diagram of another settlement method provided by an embodiment of the present application;

fig. 5 is a schematic structural diagram of a positioning battery replacement device of an optional new energy vehicle according to the present application;

fig. 6 is a hardware structure block diagram of a server of a power swapping positioning method for a new energy vehicle according to an embodiment of the present application.

Detailed Description

The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application. It is to be understood that the embodiments described are only a few embodiments of the present application and not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.

It should be noted that the terms "first," "second," and the like in the description and claims of this application and in the drawings described above are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used is interchangeable under appropriate circumstances such that the embodiments of the application described herein are capable of operation in sequences other than those illustrated or described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or server that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

As shown in fig. 1, fig. 1 is an application scenario diagram provided by the present application. The scene comprises a cash register device 102, a settlement device 103 and a server 101; the cash register device 102 is configured to send the received payment order information to the server 101, and the server 101 is configured to receive the payment order information sent by the cash register device 102 and determine a clearing scene type according to the payment order information; determining a target wetting rule based on the clearing and settlement scene type, and sending the target wetting rule and the payment order information to a clearing and settlement device 103, wherein the clearing and settlement device 103 is used for clearing and settling a first clearing main body according to the target wetting rule and the payment order information; the first clearing main body is a main body which needs real-time clearing and settlement. Therefore, efficient and rapid clearing and settlement of the first clearing main body can be realized.

Alternatively, the settlement device may be configured in a server or other terminal, or may be configured independently of the server.

Optionally, the cashier device and the server, and the settlement device and the server may communicate with each other through a network, and the network may be a wireless network or a wired network.

Optionally, the first score body is different based on different scene types; for example, when a car booking scenario is a net, the first liquidation subject may be a driver; when the scene of the application is a delivery takeaway scene, the first clearing main body can be a deliverer; the scene can also be a scene that platforms such as an online lecture and the like and a personal order taking main body realize certain service together; the second clearing entity described below may be a platform, or a platform and a merchant, which may also be referred to as an affiliate.

Optionally, the terminal may be a desktop computer, a notebook computer, a mobile phone, a tablet computer, a digital assistant, an intelligent wearable device, or other types of entity devices; wherein, wearable equipment of intelligence can include intelligent bracelet, intelligent wrist-watch, intelligent glasses, intelligent helmet etc..

The terminal may include a display screen, a storage device, and a processor connected by a data bus. The display screen is used for virtual images of the equipment to be monitored and connection relations among all sub-equipment in the equipment to be monitored, and the display screen can be a touch screen of a mobile phone or a tablet computer and the like. The storage device is used for storing program codes, data and data of the shooting device, and the storage device may be a memory of the terminal, and may also be a storage device such as a smart media card (smart media card), a secure digital card (secure digital card), and a flash memory card (flash card). The processor may be a single core or multi-core processor.

While specific embodiments of a settlement method of the present application are described below, fig. 2 is a schematic flow chart of a settlement method provided by embodiments of the present application, and the present specification provides the method operation steps as in the embodiments or the flow chart, but may include more or less operation steps based on conventional or non-inventive labor. The order of steps recited in the embodiments is merely one manner of performing the steps in a multitude of orders and does not represent the only order of execution. In practice, the system or server product may be implemented in a sequential or parallel manner (e.g., parallel processor or multi-threaded environment) according to the embodiments or methods shown in the figures. Specifically, as shown in fig. 2, the method may include:

s201: payment order information is received.

In this embodiment, the scene is a network car booking scene, the first clearing main body is a driver, a main body which needs to be cleared and counted in real time, and the second clearing main body is a platform.

In this embodiment, as shown in fig. 3, fig. 3 is a schematic view of a scene design provided in the embodiment of the present application. The complete life cycle of clearing and settling comprises clearing, settling and settling in turn; the clearing scene type comprises a first class of scenes and a second class of scenes; wherein the first type of scenario is a forward operation type, for example, normal payment credit and pre-credit; the pre-clearing is that the passenger pays money before, the platform sends the order, and the amount paid is collected by the platform. The second kind of scenes are reverse operation types, such as heightening, lowering, free list, wind control canceling and the like, wherein heightening refers to increasing the cost on the basis of the original order cost, namely paying an extra cost, such as mileage loss, forgetting to charge by a driver, ending the charge in advance, forgetting to add the extra cost and the like; the lowering is to reduce the cost on the basis of the original order cost, namely, part of the cost is returned, such as the detour of a driver, the mileage drift, the illegal charging and the like; the order exemption means directly correcting the original order; the wind control refers to wind control processing before the business wind control personnel can perform wind control verification on the order, the income of the driver on the order can be firstly recovered, and the specific wind control item can be whether the driver has an order to be refreshed or not.

It should be noted that the clearing and settlement operation in this application is an operation performed after the customer has completed payment of the order, and referring to fig. 3, if it is found in the subsequent process that the above-mentioned reverse operation is required to be performed on the payment order, it is necessary to trace back the original order of the order through the payment order information, perform correction processing on the original order, and then generate a new moisturizing benefit based on the specific second-type scenario and the corresponding moisturizing rule thereof, that is, reckoning and moisturizing processing.

Optionally, the payment order information may include cash register information, operation information, vehicle information, settlement scene type information, order travel information, and expense details; the cashier information may be a number, which is used as a label of the payment order and is used for representing that the payment of the order is completed, for convenience of representation, the number may be formed by combining a vehicle number, a time of the day and a serial number of the order of the day corresponding to the vehicle number, the operation information may also be a number, the operation information is constructed by numbering each operation node, the number may be a number, a letter, a symbol or a combination thereof, for example, the payment order information may include a number a120210521#1 a, where A1 is the vehicle number, 20210521 is the time of the day, #1 is normal payment, # a is heightened, the number means that the vehicle with the vehicle number A1 receives an order at 21/5 in 2021, the order has been completed payment, and subsequently, as a backstage person finds that mileage is lost, heightening operation is performed based on the order, the heightening operation can be to revise the original order and then to check the original recorded amount and the newly added amount; the charge detail can comprise a starting charge, a mileage charge, a high-speed charge, a tip charge, a coupon and the like; the order journey information includes departure place address, arrival place address, mileage, etc.

Optionally, the last credit clearing behavior can be quickly traced back based on the cashier information and the operation information in the order information, and then the complete life cycle of the order can be quickly traced back to know the service scenes of each operation node, such as credit clearing and credit clearing service scenes.

Optionally, when the second distribution body further includes a merchant, the payment order information further needs to include merchant information, so that the merchant can be confirmed and a settlement operation is performed on the merchant based on the order.

S202: and determining the clearing and settlement scene type according to the payment order information.

In an alternative embodiment, before step S202, the clearing method further includes: analyzing the payment order information to obtain a payment order record data set, wherein the payment order record data set comprises clearing scene type information and expense details; step S202 can be stated as: determining a clearing scenario type from the payment order record dataset; step S204 below may be described as: and clearing and settling the first clearing main body according to the target wetting rule and the expense detail.

Optionally, in order to facilitate recording the content of each piece of payment order information, the content may be recorded in the above-mentioned example by using an encoding method, and when the content in the payment order information needs to be known later, the content may be analyzed to obtain the content. As can be seen from the above description, the analyzed payment order record data may include cash register information, operation information, vehicle information, settlement scenario type information, order travel information, and expense details, so that the settlement scenario type and the expense details may be determined directly from the payment order record data.

S203: target run-out rules are determined based on the liquidation scene type.

In an alternative embodiment, as shown in fig. 4, fig. 4 is a schematic flow chart of another clearing method provided in the embodiment of the present application. Step S203 may be expressed as:

s2031: vehicle information is determined based on the payment order information.

In this embodiment, the vehicle number may be determined from the payment order record data set.

Optionally, the vehicle information further includes attribute information of the vehicle, such as financing lease, self-service, and affiliation; of course, the vehicle information may be acquired separately, or alternatively, may be acquired based on personal information (e.g., name, driver license number, etc.) of the driver.

Because consumption levels and management systems of different cities may be different, in order to facilitate differential management of different cities, the city where the vehicle is located may be determined based on the step S2032, and clearing and settlement are performed based on different cities; s2032: and determining the city number corresponding to the vehicle according to the vehicle information.

S2033: and determining the target distribution rule based on the clearing scene type and the city number.

In an alternative embodiment, step S2033 can be expressed as: if the city corresponding to the city number has a preset lubrication division rule, acquiring the preset lubrication division rule; determining the target moisturizing rule from the preset moisturizing rules based on the settlement scene type; otherwise, acquiring default lubrication division rules; and determining the target break-up rule from the default break-up rules based on the clearing and settlement scene type.

Optionally, the default diff rule may be one diff rule, or may be different diff rules set based on different cities.

In this embodiment, the preset run-dividing rule includes run-dividing rules corresponding to the different types of settlement scenes, the preset run-dividing rule is a run-dividing rule set, and the target run-dividing rule is a run-dividing rule corresponding to a specific settlement scene, for example, a normal payment run-dividing rule, a high run-dividing rule, a low run-dividing rule, a wind control run-dividing rule, and the like.

S204: the first clearing main body is cleared and calculated according to the target moisturizing rule and the payment order information; the first clearing main body is a main body which needs real-time clearing and settlement.

In this embodiment, the first liquidation agent is a driver, and the first liquidation agent is subjected to liquidation and liquidation operations every time a payment order is received.

In an alternative embodiment, step S204 can be expressed as: performing a clearing operation on the first clearing main body according to the target moisturizing rule and the payment order information to obtain clearing information of the first clearing main body; and clearing the first clearing main body according to the clearing information of the first clearing main body, and outputting the bill of payment of the first clearing main body.

In an alternative embodiment, as shown in tables 1-3, the first score information may include both the score details associated with the first score subject and the score details associated with the second score subject; in another alternative embodiment, the liquidation information of the first liquidation main body only contains liquidation details related to the first liquidation main body, and the liquidation result of the subsequent second liquidation main body can directly adopt the total amount minus the liquidation result of the first liquidation main body, and of course, the second liquidation main body can also carry out separate liquidation based on the payment order information.

Table 1 score information of first score body in normal payment scene

Note: the score calculation formula is as follows: (total amount paid + platform offer-total of individual liquidation charge costs)) + basic charge credit rating + SUM (individual liquidation charge costs + charge rating)

Table 2 score information of the first score body in the scene of improvement

Note: the score calculation formula is as follows: (total paid + platform offer-total of individual liquidation charge costs) base charge share + SUM (individual liquidation charge costs-the charge share); in the scene, mileage loss exists, so that in order to change the scene to a high scene, the original order needs to be corrected, then the order is reclassified, and the table 2 is reclassified information; the added 15 of the mileage charge in the meter is the compensated mileage charge.

TABLE 3 Scoring information of the first Scoring body under wind control scenario

Note: the score calculation formula is as follows: making positive original income records and calculating the total payment amount into platform income; and (3) continuing the data in the table 2, wherein the scene in the table 3 is a wind control scene, the original order record needs to be corrected, then the income of the order is put into the platform, if the subsequent wind control is released, the order is corrected firstly, and then the normal payment scene is cleared again.

In an alternative embodiment, in order to improve the clearing efficiency and rationalize the system resource consumption, the following method may be adopted to clear the second clearing agent; after step S204, the settlement method further includes: acquiring current time; if the current time is in a first preset time period, acquiring score clearing information related to a second score clearing main body; the second clearing main body comprises a platform and a merchant; and clearing the second clearing main body based on the clearing information related to the second clearing main body, and outputting the bill of payment of the second clearing main body.

In this embodiment, the second sorting main body is a platform.

In this embodiment, as can be seen from the above explanation, the related score information of the second score body may be included in the score information of the first score body, or may be separately obtained in the following.

Optionally, the first preset time period is a time period with a small amount of payment orders, for example, 3:00-5:00 in the morning, and the payment orders cleared in the time period may be set according to needs, and may be from 0:00 to 24:00 in the previous day, or may be from 10:00 to 22:00 in the previous day.

In an optional embodiment, in order to improve clearing efficiency, after clearing the second clearing principal based on the clearing information and outputting the balance bill of the second clearing principal, the clearing method further includes: and when the current time is in a second preset time period, carrying out settlement operation on the first clearing main body and the second clearing main body so as to realize cash withdrawal of the first clearing main body and the second clearing main body.

Optionally, the second preset time period may be the same time period as the first preset time period, and the sorting and clearing processing is performed first, and then the settlement processing is performed; the second time period may be a separately set time period, or a time period in which the amount of the payment order is small.

It should be noted that, in the above-mentioned process of sorting and the process of vehicle information confirmation, there may be other abnormal conditions, for example, in the process of sorting the first sorting subject, because there are situations that the order information is incomplete, the vehicle information cannot be inquired or the order information cannot be written, manual sorting may be adopted; when the information of the vehicle is confirmed, the information of the merchant to which the vehicle belongs may exist and cannot be inquired, and the information needs to be input by self.

This application further discloses a settlement device, it includes:

the receiving module is used for receiving payment order information;

the clearing scene type determining module is used for determining the clearing scene type according to the payment order information;

a running rule determining module for determining a target running rule based on the settlement scene type;

and the clearing and settling module is used for clearing and settling the first clearing main body according to the target moisturizing rule and the payment order information.

In an optional embodiment, the distribution rule determining module is configured to determine vehicle information based on the payment order information; determining a city number corresponding to the vehicle according to the vehicle information; and determining the target distribution rule based on the clearing scene type and the city number.

In an optional embodiment, the policy-assigning rule determining module is configured to obtain a preset policy-assigning rule if the preset policy-assigning rule exists in the city corresponding to the city number; determining the target moisturizing rule from the preset moisturizing rules based on the settlement scene type; otherwise, acquiring default lubrication division rules; and determining the target break-up rule from the default break-up rules based on the clearing and settlement scene type.

In an optional embodiment, the clearing and settlement module is configured to perform a clearing operation on the first clearing main body according to the target moisturizing rule and the payment order information, so as to obtain clearing information of the first clearing main body; and clearing the first clearing main body according to the clearing information of the first clearing main body, and outputting the bill of payment of the first clearing main body.

In an alternative embodiment, the method further comprises:

the time acquisition module is used for acquiring the current time;

the score clearing information acquisition module is used for acquiring score clearing information related to a second score clearing main body if the current time is in a first preset time period; the second clearing main body comprises a platform and a merchant;

and the clearing and settling module is used for clearing the second clearing main body based on the clearing information related to the second clearing main body and outputting the bill of charge of the second clearing main body.

In an optional embodiment, the clearing and settling module is configured to perform a settlement operation on the first clearing main body and the second clearing main body when the current time is within a second preset time period, so that the first clearing main body and the second clearing main body realize cash withdrawal.

In an alternative embodiment, the apparatus further comprises:

the analysis module is used for carrying out analysis operation on the payment order information to obtain a payment order record data set, and the payment order record data set comprises clearing scene type information and expense details;

a clearing scene type determining module for determining the clearing scene type from the payment order record data set;

and the clearing and settlement module is used for clearing and settling the first clearing main body according to the target moisturizing rule and the expense detail.

The method provided by the embodiment of the application can be executed in a computer terminal, a server or a similar operation device. Taking the operation on a server as an example, fig. 6 is a hardware structure block diagram of the server of the face recognition method provided in the embodiment of the present application. As shown in fig. 6, the server 600 may have a relatively large difference due to different configurations or performances, and may include one or more Central Processing Units (CPUs) 610 (the processor 610 may include but is not limited to a Processing device such as a microprocessor MCU or a programmable logic device FPGA), a memory 630 for storing data, and one or more storage media 620 (e.g., one or more mass storage devices) for storing applications 623 or data 622. Memory 630 and storage medium 620 may be, among other things, transient or persistent storage. The program stored on the storage medium 620 may include one or more modules, each of which may include a series of instruction operations for the server. Still further, the central processor 610 may be configured to communicate with the storage medium 620 to execute a series of instruction operations in the storage medium 620 on the server 600. The server 600 may also include one or more power supplies 660, one or more wired or wireless network interfaces 650, one or more input-output interfaces 640, and/or one or more operating systems 821 such as Windows Server, Mac OS XTM, UnixTM, LinuxTM, FreeBSDTM, and the like.

The input/output interface 640 may be used to receive or transmit data via a network. Specific examples of the network described above may include a wireless network provided by a communication provider of the server 600. In one example, i/o Interface 640 includes a Network adapter (NIC) that may be coupled to other Network devices via a base station to communicate with the internet. In one example, the input/output interface 640 may be a Radio Frequency (RF) module, which is used for communicating with the internet in a wireless manner.

It will be understood by those skilled in the art that the structure shown in fig. 6 is only an illustration and is not intended to limit the structure of the electronic device. For example, server 600 may also include more or fewer components than shown in FIG. 6, or have a different configuration than shown in FIG. 6.

Embodiments of the present application also provide an electronic device comprising a processor and a memory, wherein the memory stores at least one instruction, at least one program, a set of codes, or a set of instructions, and the at least one instruction, the at least one program, the set of codes, or the set of instructions is loaded and executed by the processor to implement the clearing method as described above.

Embodiments of the present application further provide a storage medium that can be disposed in a server to store at least one instruction, at least one program, a set of codes, or a set of instructions related to implementing a settlement method in the method embodiments, where the at least one instruction, the at least one program, the set of codes, or the set of instructions is loaded and executed by the processor to implement the settlement method.

Alternatively, in this embodiment, the storage medium may be located in at least one network server of a plurality of network servers of a computer network. Optionally, in this embodiment, the storage medium may include, but is not limited to: a U-disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a removable hard disk, a magnetic or optical disk, and other various media capable of storing program codes.

As can be seen from the embodiments of the settlement method, apparatus, electronic device, and storage medium provided in the present application, payment order information is received in the present application; determining a clearing scene type according to the payment order information; determining a target moisturizing rule based on the clearing and settlement scene type; the first clearing main body is cleared and calculated according to the target moisturizing rule and the payment order information; the first clearing main body is a main body which needs real-time clearing and settlement. Thus, the cleaning efficiency and accuracy can be improved.

It should be noted that: the sequence of the embodiments of the present application is only for description, and does not represent the advantages and disadvantages of the embodiments. And specific embodiments thereof have been described above. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the apparatus embodiment, since it is substantially similar to the method embodiment, the description is relatively simple, and for the relevant points, reference may be made to the partial description of the method embodiment.

It will be understood by those skilled in the art that all or part of the steps for implementing the above embodiments may be implemented by hardware, or may be implemented by a program instructing relevant hardware, where the program may be stored in a computer-readable storage medium, and the above-mentioned storage medium may be a read-only memory, a magnetic disk or an optical disk, etc.

The above description is only exemplary of the present application and should not be taken as limiting the present application, as any modification, equivalent replacement, or improvement made within the spirit and principle of the present application should be included in the protection scope of the present application.

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